France’s Autorité des Marchés Financiers (AMF) recently announced the findings of a dedicated working group. The group’s goal was to improve the transparency and accessibility of structured products for retail investors. They made this announcement on February 3, 2026, aiming to bolster investor protection.
Structured products – derivatives whose returns depend on the performance of underlyings like indices or securities – are often complex. This complexity can hinder retail investors from understanding the risks and returns of these products. To address this, the AMF launched this working group.
The group’s findings highlight the need to clarify structured products. This is especially important for retail investors, who may lack the financial knowledge of institutional investors. Making these products transparent and easy to understand can greatly enhance investor protection.
AMF’s Initiative for Investor Protection
Besides the working group’s findings, the AMF has publicly committed to improving investor protection. This commitment is seen in their efforts to increase the transparency and accessibility of structured products. By doing this, they aim to simplify these complex financial instruments for everyday investors.
Moreover, the AMF’s initiative extends beyond the French financial market. It aligns with global financial sector trends, where regulators are focusing more on improving transparency for retail investors. This trend is a response to the growing number of retail investors in the financial markets, enabled by digital trading platforms.
The AMF’s insights into clarifying structured products are a significant step towards this global goal. By increasing transparency, the AMF not only protects retail investors but also promotes a healthier financial market. This action by the AMF could set a positive example for other financial regulators worldwide.
