Analysis
Explore in-depth fintech analysis covering industry trends, technological shifts, market developments, and company strategies. Fintech Review delivers thoughtful commentary on the ideas, forces, and innovations shaping the future of financial services.
-
Cross-Chain Oracles Explained
Smart contracts are only as powerful as the data they can access. While blockchains excel at managing internal states, they struggle to interact with external data sources. This is where cross-chain oracles come in, acting as bridges between decentralised networks and the real world, while also enabling communication between chains. Oracles have long been vital…
-
Fintech Conference Boom: Where Innovation Meets Influence
Attending or speaking at a fintech conference is no longer just about visibility. It is a strategic decision. A chance to learn, network, and align with key players. Whether focused on payments, blockchain, regtech, or embedded finance, each event offers a unique view into what the industry values and where it is headed. Fintech conferences…
-
Regulatory Sandboxes Explained: A Safe Space for Fintech Innovation
The financial industry is heavily regulated, for good reason. Safeguards protect consumers, ensure market stability, and maintain trust. However, strict regulations can sometimes stifle innovation, especially for fintech startups trying to disrupt the status quo. This is where the concept or regulatory sandbox comes in. Regulatory sandboxes are structured environments where fintech companies can test…
-
AI-powered Compliance in Fintech: Smarter, Faster, More Accurate
Compliance has always been a central challenge in financial services. However, the rise of AI-powered compliance is reshaping how fintechs approach regulatory requirements, risk management, and operational resilience. As the pace of innovation accelerates, traditional compliance methods struggle to keep up. Manual processes, legacy systems, and siloed data cannot scale in a world of real-time…
-
Cross-Chain Identity Solutions
As Web3 expands across dozens of blockchains, one challenge remains consistent: Identity. Today, users must manage multiple wallets, duplicate KYC processes, and struggle to build reputation across networks. That is why cross-chain identity solutions are becoming increasingly important. These tools aim to create a consistent identity layer that functions across blockchain ecosystems. They provide a…
-
Banks and the Power They Hold
Banks have long stood at the centre of the financial system. Their influence goes beyond balance sheets and branch networks. The real power of banks lies in how they shape credit, control infrastructure, influence regulation, and determine who gets access to financial tools and capital. Despite the rise of fintech, banks still play a central…
-
What Is a Fintech Company?
A fintech company is a business that applies technology to deliver, improve, or reinvent financial services. These services can include payments, lending, investing, insurance, and banking. The term fintech is short for financial technology, and it represents a shift in how money is managed, accessed, and moved in the digital age. Fintech companies are often…
-
Why Cross-Chain Interoperability Matters
Blockchains have changed how we think about value, trust, and digital ownership. However, despite the innovation, most chains still operate in isolation. This lack of connection limits the reach of decentralised applications and restricts how users interact across ecosystems. That is exactly why cross-chain interoperability matters. In simple terms, interoperability allows blockchains to talk to…
-
Paycheck Solutions: Reiventing the Payslip
Getting paid is one of the most fundamental aspects of working life. Yet for many employees and employers, the process remains outdated. Traditional payroll systems are slow, inflexible, and disconnected from how people actually live and work today. Modern paycheck solutions are fixing this. These fintech-driven tools aim to simplify salary management, increase flexibility, and…
-
Regulation and Compliance in Fintech: Navigating the New Financial Frontier
Fintech has always been about innovation, speed, and accessibility. Yet, as digital financial services scale globally… Regulation and compliance have become just as important as product design and user experience. No matter how disruptive a fintech platform is, it must operate within legal frameworks that are evolving rapidly. Understanding regulation and compliance is now a…
-
Bank Account and Blackouts: Can I Access My Money?
Access to your bank account feels like a guarantee until the lights go out. In many countries, we are used to having access to electricity without particular issues. With what happened in Spain and Portugal, it is normal to wonder what happens to your bank account when the power goes down. During large-scale power outages,…
-
Fintech’s Future: What to Expect?
The future of fintech is not just about innovation, it is about transformation. As technology continues to evolve and financial behaviour changes, fintech will play a central role in shaping the next generation of financial services. From embedded finance to decentralised infrastructure, the future of fintech is broad, layered, and global. Fintech is no longer…
-
Understanding Yield Farming: Crypto Passive Returns in DeFi
Yield farming has become one of the most talked-about ways to earn in crypto. But for many, the concept still feels confusing or inaccessible. To take part effectively, it is important to begin by understanding yield farming. What it is, how it works, and the risks involved. At its core, yield farming refers to earning…
-
What the Trade War Means for Global Fintech
The intensifying trade tensions between major economies, particularly the United States and China, are reshaping industries far beyond manufacturing and commodities. Financial services, and fintech specifically, are increasingly caught in the crossfire. As the trade war expands into technology, data, and finance, global fintech finds itself facing new challenges, regulatory pressures, and unexpected openings. Understanding…
-
AI & Fintech: From Automation to Personalisation
Artificial intelligence is no longer a futuristic concept in finance, it is now a core driver of innovation across the industry. From underwriting loans to managing investments to preventing fraud, AI in fintech is reshaping the way financial services are designed, delivered, and consumed. Understanding how AI is impacting fintech is crucial for founders, investors,…
-
Fintech Stocks: Tracking the Growth Engines
Fintech is not just a sector, it is a major driver of value in the global markets. From digital payments to online lending, from crypto exchanges to personal finance platforms, fintech stocks reflect the rapid transformation of how money moves, grows, and is managed. For investors, fintech stocks offer both excitement and risk. They represent…
-
Understanding Cross-Chain Interoperability
The blockchain ecosystem has rapidly grown from a handful of networks to hundreds of chains, each with its own specialisation. While this diversity fuels innovation, it also creates fragmentation. Understanding cross-chain interoperability is essential to navigating this new landscape, where users and developers need seamless connections between blockchains. In short, cross-chain interoperability enables communication and…
-
Cybertech: Securing the Foundations of Finance
In today’s financial ecosystem, technology drives nearly every transaction. However, as services become more digitised, the risks multiply. This is where cybertech comes in, the application of advanced cybersecurity technologies to protect digital finance. Cybertech sits at the intersection of cybersecurity and fintech. It covers the tools, platforms, and strategies that defend against data breaches,…
-
SaaS Fintech: What’s Next for the Most Powerful Pairing in Finance?
We previously explored why the convergence of SaaS and fintech is so compelling. Cloud-native design, scalability, and recurring revenue models made the model attractive for both users and investors. The ability to deploy financial services at scale, through intuitive software interfaces, opened new possibilities for user experience and cost-efficiency. Now, as fintech matures and SaaS…
-
Bank Digital: The New Standard in 2025
Banking has entered a new era. What was once defined by branches, paper forms, and long queues is now shaped by apps, automation, and 24/7 access. To bank digital today is no longer a novelty, it is the default. From account opening to investment tracking, every core function of traditional banking now has a faster,…
