Ripple and Securitize are joining forces to boost Ripple’s stablecoin, Ripple USD (RLUSD). They announced this collaboration on September 24, 2025. It brings RLUSD integration into smart contract features for tokenized funds. Specifically, it impacts BlackRock‘s USD Institutional Digital Liquidity Fund (BUIDL) and VanEck‘s Bitcoin Trust (VBILL).
Traditional finance (TradFi) and decentralized finance (DeFi) have long been separate entities. However, this partnership takes a significant step towards bridging the gap. It introduces RLUSD into smart contract features, enabling on-chain payments and yield-generating transactions within BUIDL and VBILL. Consequently, it pushes the convergence of TradFi and DeFi forward.
Unlocking New Avenues for Tokenized Funds
With the integration of RLUSD into smart contract features, Ripple and Securitize unlock new possibilities for tokenized funds. This move will enhance on-chain payments, increasing transaction efficiency within BUIDL and VBILL. Additionally, investors will enjoy yield-generating transactions, a DeFi feature previously absent in the TradFi sector.
This integration is a game-changer for the fintech sector. It brings DeFi benefits to traditional investors, combining the stability of traditional finance with the flexibility of decentralized finance. This significant step brings us closer to a complete convergence of TradFi and DeFi.
The Ripple and Securitize partnership underlines the immense potential of fintech collaborations for financial innovation. It stands as a powerful example of how such partnerships can influence not just individual companies, but the entire financial landscape. The integration of RLUSD into smart contract features for BUIDL and VBILL illustrates the potential of these collaborations in bridging the TradFi and DeFi gap.