Guest
Read guest contributions from fintech founders, executives, investors, and thought leaders. Fintech Review features articles sharing insights, lessons learned, and fresh perspectives across fintech, crypto, SaaS, and digital finance innovation.
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Strategies for Addressing Recruitment Challenges in the Financial Sector
The financial sector is one of many that is struggling with staff numbers and recruitment following the coronavirus pandemic. Digital transformation is revolutionising a number of day-to-day tasks within the financial industry, changing the nature of the job. With applicants falling and vacancies rising, why is this a problem and what can be done to…
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2023 is the Year Aussie Banks Must Tackle the Replumbing
By Anandh Maistry, Managing Partner, Banking & Insurance, Kyndryl ANZ Australian financial services companies have begun a huge digital transformation in recent years. Big players are reporting an increase in app usage of more than 50% during the pandemic. But, based on their experiences during COVID, more than four in five financial services executives also…
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A Comparison Of Traditional And Fintech-Based Approaches To Starting And Growing A Side Hustle
A side hustle is a way for people to earn extra income by pursuing a passion or interest outside of their full-time job. Whether it’s freelancing, selling goods online, or renting out a spare room, a side hustle can provide financial stability and independence. With the rise of the gig economy, more and more people…
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What Problems Do Neobanks Face?
By Abay Serkebayev from CFPS. I don’t want to be unsubstantiated, but the pandemic has dramatically intensified the neobanking industry. Publicis Sapient’s research proves it: about 240 companies around the world operating in 2021 were established during the spread of Covid-19. Saudi Arabia, for example, completely changed its economic model from cash to digital currency…
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Real-Time Payments Demand Advanced Security Features
How fintechs can protect customers in the battle against fraud
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This is Why Online Payments Are the Next Big Thing in Ecommerce Innovation
By Ed Whitehead, Managing Director EMEA for Signifyd, a provider of an enterprise-grade fraud technology solution for e-commerce stores. Industry players are on a mission to differentiate themselves. While merchants and consumers are demanding innovative ways to pay for what they buy. A seamless payment experience is becoming more and more important to consumers and therefore…
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Mapping the Customer Journey: How to Reduce Friction Due to SCA
Strong Customer Authentication (SCA) was introduced with the aim to reduce ecommerce fraud. And while the two-factor authentication process is coming into force right on time with fraud attacks rife in the ecommerce landscape, it is also creating friction in the customer journey. Unfortunately, higher cart abandonment rates and lost revenue are some of the…
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Why Retail Banks Need Digital Transformation to Survive
By Jishith Gangadharan from Clayfin. Scaling AI systems across the board has proven to be quite a problem, even if the majority of banking industry AI projects have so far shown promising results. DataQuest reports that 74% of banking executives think new technology will have an impact on their industry. They worry, nevertheless, that incorrect…
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Intuitiveness: How Do You Help a User Understand a Mobile App?
By Abay Serkebayev, Chief Product Officer at CFPS. The fintech market is full of mobile applications, but not all of them are convenient and understandable. I conducted more than a thousand in-depth interviews with users and found out that many of them stop using useful services because of an incomprehensible interface. Even the most favorable…
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Is Cybersecurity Risk the M&A Blindspot?
By Ryan Sheldrake, Field CTO – EMEA, Lacework Global M&A activity is still well down from its historic peak in 2021, however many analysts are predicting a return to healthy levels in the coming year. Accurately assessing the value and risks around any target company lies at the core of the mergers and acquisitions (M&A)…
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Keeping Consumers in the Know: How SCA Awareness Benefits Merchants
When the new Strong Customer Authentication (SCA) regulations were put in place, the goal was clear – reducing ecommerce fraud. But the two-factor authentication has also created significant friction in the customer journey. Merchants are trying to navigate the new regulations and ease the process, but there are gaps in customers’ awareness of the new…
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Industries That Flourish & Fade During an Economic Downturn
Infographic on industries that perform well and not so well during an economic downturn, by Colette Cassidy, Director of Irish tax consultancy All Finance Tax, specialists in financial and taxation advice.
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Proper Invoicing Is Important For Any Fintech Business
Online invoicing software is software that helps fintech businesses to create invoices, bills, and other documents. If you own a fintech business, you know how important it is to keep your books in order. You want to ensure that you are correctly billing your customers for their products or services and that the payments match…
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How Fintech Can Boost Small Businesses
By Mike Whitmire, CEO and Co-founder of accounting workflow automation software FloQast. As small businesses face the challenges of an uncertain market, their biggest struggle is amplified. They don’t have the seemingly endless resources of bigger companies. Fortunately, along with it comes their biggest strength, resourcefulness and flexibility. With the right tools and strategies, small…
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Advancing automation in Australia and New Zealand Banking and Insurance
By Mark Fioretto, Area Vice President and Managing Director ANZ at UiPath. End-to-end automation is now driving the digital transformation journey of Australian and New Zealand financial organisations in a hyper-competitive business environment. A recent IDC APJ Automation Survey 2022 commissioned by UiPath confirmed that, globally, 43% of banking and insurance industry organisations will use automation on an enterprise-wide scale by 2025. In Australia and New Zealand, spending…
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Top 3 Automation Features for the Expense Management Industry
By Yuriy Kropelnytsky, Payments and Fintech expert at Softjourn. By 2024, the Global Business Travel Association expects business travel to fully recover from the impacts of Covid-19. This is great news for the expense management industry. However, the uptick in business travel also means that there will be more expense reports to file. As well as…
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Saving vs Spending: How to be Recession Ready and Thrive in the Downturn
By Anish Sengupta from Blue Helion. When we hear the word “recession”, our mind goes into alert mode buzzing with all kinds of alarm bells. According to a recent Reuters estimate, the United States is 40% likely to enter a recession in the following year. Financial experts are afraid that we are on the cusp…
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Should Financial Institutions Pay Attention to Digital Automated Merchant Onboarding?
Creating an electronic profile for your company is essential to your start-up. However, traditional methods of merchant onboarding take too long to verify your verification. Nowadays, people expect super fast service from companies, and if your company cannot provide quick service, you can’t survive in the modern market. Merchant onboarding is a long process as…
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Omnichannel: Myths and Realities
By Jishith Gangadharan from Clayfin Omnichannel banking has been creating quite the buzz within the financial services landscape. As the focus on customer experience zooms in, it’s become all the more relevant to provide a smooth and seamless banking experience, both online and offline for customers. With several myths doing the rounds on omnichannel banking,…
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Women in Fintech: Where are We Now?
Fintech is changing financial services for the better. That is the mantra. Or at least, it is supposed to… That is what everybody was and is still expecting. The fintech wave, that great innovation movement that notably happened after the financial crisis of 2008 is built on many promises. One of its strongest promises, though,…
