Terms of Use

What’s in these terms?

These terms tell you the rules for using our website (“our Site”) at www.fintechreview.net and include our Editorial & Advertising Terms, Acceptable Use Policy, Privacy Notice, and Cookie Policy (together, the “Terms”).

How to contact us: via email hello@fintechreview.net.

By using our Site you accept these Terms

By using our Site, you confirm that you accept these Terms and agree to comply with them. If you do not agree, you must not use our Site. We recommend that you print or save a copy for future reference.

We may make changes to these Terms

We may amend these Terms from time to time. Please check back regularly to ensure you understand the Terms that apply at that time.

We may make changes to our Site

We may update and change our Site from time to time to reflect changes to our services, users’ needs, legal requirements, or our business priorities.

We may suspend or withdraw our Site

Our Site is made available free of charge. We do not guarantee that our Site, or any content on it, will always be available or be uninterrupted. We may suspend, withdraw, or restrict availability of all or any part of our Site for business and operational reasons. You are responsible for ensuring that all persons who access our Site through your internet connection are aware of these Terms and that they comply with them.

Editorial & Advertising Terms

1) Editorial independence

  • We maintain full editorial control over all content published on our Site, including headlines, copy, links, images, formatting, placement, and timing.
  • Paid visibility or sponsorship does not buy a recommendation or guarantee a positive view. Our opinions and editorial judgments remain independent.

2) Paid visibility features (e.g., paid-for articles, “company reviews”)

  • We offer paid content creation and visibility services (e.g., sponsored articles, profiles, Q&A features, company reviews) where a fee covers content production, editing, and distribution for visibility, not endorsement.
  • These features are based on information supplied by the client and our own editorial process. We make reasonable efforts to reflect accurate facts but the client remains responsible for the accuracy and legality of claims, data, and materials they provide.
  • Paid visibility features may or may not carry an explicit “sponsored” label depending on format. Regardless of labeling, such features are not investment, legal, or financial advice and not editorial recommendations.

3) Sponsored links and affiliate relationships

  • Some content may include sponsored links or affiliate links. Sponsored links are clearly identified (e.g., “Sponsored link”).
  • Sponsored or affiliate relationships do not influence our editorial recommendations. Any commissions help support our work and do not change our views.

4) Submissions, rights, and warranties (for paid features and contributions)

  • By submitting text, images, logos, trademarks, data, or other materials (“Submitted Materials”), you warrant that you own or have obtained all necessary rights and licenses, and that the Submitted Materials are accurate, lawful, and non-infringing.
  • You grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, edit, adapt, translate, publish, distribute, publicly display, and store Submitted Materials in connection with the feature on our Site and our distribution channels (including newsletters, social media, search, and content partners).
  • You agree to indemnify us against all losses, claims, damages, and expenses arising out of or related to the Submitted Materials or your breach of these Terms.

5) Review process and edits

  • We may edit for clarity, length, style, accuracy, compliance, and format. We will make reasonable efforts to reflect factual corrections provided in a timely manner prior to publication (typically one factual review round for paid visibility features).

6) Right to decline, remove, or update

  • We may decline to publish, or later remove or update, any content or feature for legal, compliance, quality, or editorial reasons, including infringement, deceptive claims, conflicts, or policy breaches.

7) No performance guarantees

  • We do not guarantee any specific outcome or performance, including traffic, leads, sales, SEO rankings, media pickup, or timelines impacted by operational or editorial factors.

How you may use material on our Site

We are the owner or licensee of all intellectual property rights in our Site and the material published on it. Works are protected by copyright and other laws and treaties. All rights are reserved.

  • You may print one copy and download extracts of pages for personal use and you may draw attention to content within your organisation.
  • You must not modify copies or use images, video, audio, or graphics separately from accompanying text. Our status (and that of identified contributors) as authors must always be acknowledged.
  • You must not use any part of our content for commercial purposes without obtaining a licence from us or our licensors.
  • If you print, copy, or download any part of our Site in breach of these Terms, your right to use our Site will cease immediately and you must return or destroy any copies.

Do not rely on information on this Site

Content is provided for general information only and is not advice. Obtain professional or specialist advice before taking, or refraining from, action based on our content. Although we make reasonable efforts to update information, we make no representations, warranties, or guarantees that content is accurate, complete, or up to date.

We are not responsible for websites we link to

Links to other sites and resources provided by third parties are for information only and are not our endorsement. We have no control over the contents of those sites or resources.

Our responsibility for loss or damage suffered by you

Whether you are a consumer or a business user

Nothing in these Terms excludes or limits liability where it would be unlawful to do so, including liability for death or personal injury caused by negligence and for fraud or fraudulent misrepresentation. Different limitations and exclusions may apply to liability arising as a result of supplying any services to you (as set out in the relevant service terms or order).

If you are a business user

To the fullest extent permitted by law, we exclude all implied conditions, warranties, representations, or other terms that may apply to our Site or any content on it. We will not be liable for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising from use of or inability to use our Site or reliance on any content. In particular, we will not be liable for:

  • loss of profits, sales, business, or revenue;
  • business interruption;
  • loss of anticipated savings;
  • loss of business opportunity, goodwill, or reputation; or
  • any indirect or consequential loss or damage.

If you are a consumer user

Our Site is provided for domestic and private use. You agree not to use it for commercial or business purposes, and we have no liability for loss of profit, loss of business, business interruption, or loss of business opportunity. If defective digital content we supply damages a device or digital content belonging to you and this is caused by our failure to use reasonable care and skill, we will repair the damage or pay compensation. We will not be liable for damage you could have avoided by applying an update we offered, by following installation instructions, or meeting minimum system requirements.

Uploading content to our Site

Whenever you use a feature that allows you to upload content, you must comply with the Acceptable Use Policy below. You warrant that any such contribution complies with those standards, and you will be liable to us and indemnify us for any breach. Any content you upload will be considered non-confidential and non-proprietary. You retain ownership of your content, but you grant us the rights needed to operate the Site and to publish and distribute the content as described above. We may disclose your identity to any third party claiming that any content posted or uploaded by you violates their rights. You are solely responsible for securing and backing up your content. To complain about information uploaded by users, contact hello@fintechreview.net.

Rights you grant us to use material you upload

When you upload or post content, you grant us the necessary rights to host, store, reproduce, adapt, publish, and distribute that content in connection with the Site and our channels, as further detailed above.

We are not responsible for viruses and you must not introduce them

We do not guarantee that our Site will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programs, and platform to access our Site and should use your own virus protection software. You must not misuse our Site by knowingly introducing viruses, trojans, worms, logic bombs, or other malicious or technologically harmful material, attempt to gain unauthorised access to our Site or related servers/systems, or attack our Site via a denial-of-service or distributed denial-of-service attack. We may report breaches to law enforcement authorities. Your right to use our Site will cease immediately upon such breach.

Rules about linking to our Site

You may link to our home page in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any association, approval, or endorsement on our part where none exists; nor establish a link in any website not owned by you; nor frame our Site on any other site. We may withdraw linking permission without notice. For uses beyond this, contact hello@fintechreview.net.

Which country’s laws apply to any disputes?

  • If you are a consumer: these Terms, their subject matter and formation, are governed by English law. You and we both agree that the courts of England and Wales will have exclusive jurisdiction, except that if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland, and if you are a resident of Scotland you may also bring proceedings in Scotland.
  • If you are a business: these Terms (and any non-contractual disputes or claims) are governed by English law, and the courts of England and Wales have exclusive jurisdiction.

Privacy Notice

Date of last revision: 12 September 2025

Fintech Review takes your privacy seriously and is committed to protecting it. This Privacy Notice explains who we are, what personal data we collect, how and why we use it, with whom we share it, how we secure it, how long we keep it, your rights, and how to contact us.

Who are we?

Fintech Review is the controller responsible for your personal data for the purposes described in this Notice (“we”, “us”, “our”). If you are in the UK, we are subject to UK data protection law; if you are in the EEA, we are subject to EU/EEA data protection law. Contact: hello@fintechreview.net.

What information do we collect?

Depending on your interactions with us, we may collect:

  • Personal details: first name, last name.
  • Contact data: email address, phone number(s), postal address if provided.
  • Technical data: IP address, device identifiers, browser type/version, time-zone setting and location, plug-ins, operating system and platform.
  • Usage data: how you use our Site and services.
  • Marketing data: preferences in receiving marketing communications.
    We do not knowingly collect special category data or criminal conviction data, except as required by law (e.g., employment).

How do we collect personal data?

  • Directly from you: newsletter sign-ups, forms, submissions, emails, feedback, comments.
  • Automatically: via cookies, pixels, tags, analytics (see Cookie Policy).
  • From others: if someone shares your details with us or copies you into communications.

How do we use your personal data? (Lawful bases)

We use your data only where permitted by law, including:

  • Legitimate interests: to operate and improve our Site and services; to secure our systems; to personalise content; to manage and respond to queries; to send marketing where permitted; to enforce our Terms; to prevent fraud or abuse.
  • Legal obligations: to comply with applicable laws and requests from authorities.
  • Consent: for specific activities such as certain marketing, where required. You can withdraw consent at any time (this does not affect processing prior to withdrawal).

We will use your personal data only for the purposes for which we collected it, unless we reasonably consider that we need it for a compatible purpose.

Do we share your personal data?

We may share your data with:

  • Service providers (hosting, email delivery, analytics, security, support).
  • Professional advisers, insurers, auditors.
  • Successors or acquirers in the event of a business transaction.
  • Competent authorities where required by law.
  • Third parties where you have given consent.
    We require service providers to protect your data and only process it under our instructions.

International transfers

If we transfer your data outside the UK/EEA, we will ensure appropriate safeguards are in place, such as an adequacy decision or standard contractual clauses (and UK addendum where applicable).

How do we keep your data secure?

We implement administrative, technical, and organisational measures designed to protect personal data against accidental or unlawful destruction, loss, alteration, unauthorised disclosure, or access. No system is completely secure; transmission over the internet is at your own risk.

How long do we keep your data?

We retain personal data only as long as necessary for the purposes set out in this Notice and to comply with legal, accounting, or reporting requirements. For example, certain records may be kept for up to six years for tax and audit purposes.

Your rights

Depending on your location and subject to limits in law, you may have rights to:

  • access, rectify, or erase your personal data;
  • restrict or object to processing;
  • data portability;
  • withdraw consent where processing is based on consent;
  • lodge a complaint with a supervisory authority.
    If you are in the UK, see ico.org.uk. If you are in the EEA, contact your local data protection authority.

Contact for privacy matters: hello@fintechreview.net

Acceptable Use Policy

This Acceptable Use Policy sets out terms between you and us under which you may access our Site. Your use of our Site means that you accept, and agree to abide by, this policy.

Prohibited uses

You may use our Site only for lawful purposes. You may not use our Site:

  • in any way that breaches applicable laws or regulations;
  • in any way that is unlawful or fraudulent or has any unlawful or fraudulent purpose or effect;
  • to harm or attempt to harm minors;
  • to send, knowingly receive, upload, download, use, or re-use material that does not comply with our content standards;
  • to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material (spam);
  • to knowingly transmit data or upload material that contains viruses, trojans, worms, time-bombs, keystroke loggers, spyware, adware, or any other harmful programs or similar computer code.

You also agree not to:

  • reproduce, duplicate, copy, or re-sell any part of our Site in contravention of the Terms;
  • access without authority, interfere with, damage, or disrupt any part of our Site; any equipment or network on which our Site is stored; any software used in the provision of our Site; or any equipment, network, or software owned or used by any third party.

Content standards

Contributions must be accurate where facts are stated, genuinely held where opinions are stated, and comply with applicable law. Contributions must not:

  • be defamatory, obscene, offensive, hateful, or inflammatory;
  • promote sexually explicit material, violence, or discrimination;
  • infringe any copyright, database right, or trade mark of any person;
  • deceive or be made in breach of a legal duty;
  • promote illegal activity;
  • threaten, abuse, invade privacy, or cause needless anxiety;
  • harass, upset, embarrass, alarm, or annoy;
  • impersonate any person or misrepresent your identity or affiliation;
  • give the impression they emanate from us if this is not the case;
  • advocate, promote, or assist any unlawful act.

Suspension and termination

We will determine, at our discretion, whether there has been a breach of this policy. Failure to comply constitutes a material breach of the Terms and may result in:

  • immediate, temporary, or permanent withdrawal of your right to use our Site;
  • removal of any posting or material uploaded by you;
  • issue of a warning;
  • legal proceedings;
  • disclosure to law enforcement authorities; and/or
  • any other action we deem appropriate. We exclude liability for actions taken in response to breaches.

We may revise this policy at any time by amending this page.

Cookie Policy

Our Site uses cookies to distinguish you from other users. This helps us provide a good experience and improve our Site.

What are cookies?

Cookies are small text files placed on your device. We may also use similar technologies such as pixels, web beacons, and tracking URLs.

Types of cookies we use

  • Strictly necessary cookies: required for operation of the Site (e.g., security, authentication).
  • Analytical/performance cookies: help us recognise and count visitors and understand how they move around the Site.
  • Functionality cookies: remember choices and personalise content.
  • Targeting/advertising cookies: record visits, pages viewed, and links followed to make advertising more relevant. We may share this information with third parties for this purpose where permitted.

Third parties (e.g., analytics and ad tech providers) may also use cookies over which we have no direct control. These cookies are likely to be analytical/performance or targeting cookies.

Managing cookies

You can block cookies by activating settings on your browser that allow you to refuse some or all cookies. However, blocking all cookies (including essential cookies) may affect Site functionality. For more information about cookies and how to manage them, consult your browser settings.

Changes to this Cookie Policy

We may change this Cookie Policy from time to time. If changes are material, we will notify you by posting an updated policy on our Site and, where appropriate, by other means.

Contact
For any questions about these Terms, email hello@fintechreview.net.