Digital Banking
Digital banking is reshaping how individuals and businesses interact with financial services. From mobile-first platforms to virtual account innovation, Fintech Review analyses digital banking trends, technological shifts, customer experience strategies, and the competitive evolution of banking models.
Bank Digital: The New Standard in 2025
Banking has entered a new era. What was once defined by branches, paper forms, and long queues is now shaped by apps, automation, and 24/7 access. To bank digital today is no longer a novelty, it is the default. From account opening to investment tracking, every core function of traditional banking now has a faster,…
Trade Finance: Challenges and the Role of Emerging Technology
Trade finance plays a crucial role in facilitating global trade by providing credit, payment guarantees, and risk mitigation tools. These financial instruments help importers and exporters manage cash flow effectively while reducing the risks associated with cross-border transactions. Despite its significance in global commerce, trade finance remains an area plagued with inefficiencies. Excessive paperwork, high…
The Rise of Vertical Financial Systems as a Business Operating System
By Jelle van Schaick, Head of Marketing at Intergiro The present demand for services that extend beyond standalone tools has never been greater. People and businesses nowadays want more than isolated solutions—they seek platforms that integrate seamlessly into their workflows, centralising their operations and automating core processes. Enter vertical financial systems, purpose-built applications designed to…
The Role of Partnerships Between Fintechs and Traditional Banks: A New Era of Collaboration
In the past decade, the financial services sector has witnessed an exciting shift. Fintech companies and traditional banks are increasingly working together. This wave of collaboration marks a significant evolution in the industry. Historically seen as competitors, fintechs and banks now find common ground to enhance services and reach broader audiences. We explore successful models,…
Impact of Green Bonds on Sustainable Investment Portfolios
Green Bonds have rapidly become a crucial financial tool for promoting environmental sustainability. They allow investors to achieve financial returns while supporting eco-friendly initiatives. Organisations and governments use these bonds to raise capital specifically for environmentally sustainable projects. We look into the rapid growth of the Green Bond market and its role in encouraging sustainable…
Open Banking: Unlocking Innovation and Consumer Empowerment
Open banking is transforming the financial landscape by fostering innovation, competition, and improved customer experiences. It involves sharing financial data through secure application programming interfaces (APIs). This practice allows third-party providers (TPPs) to access banking data with customer consent, enabling the development of new financial services and products. The concept of open banking originated from…
AI Transformation in Banking: Interview with Alexandra Mousavizadeh
In a rapidly evolving financial services industry, Alexandra Mousavizadeh, Co-Founder and CEO of Evident, is steering the company to the forefront of Artificial Intelligence (AI) transformation in banking. Evident, a benchmarking and intelligence firm, specialises in authoritative, data-driven insights on corporate AI adoption. It began its focus within the banking sector. The Evident AI Index…
The Rise of Neobanks: A New Era in Banking
Neobanks are starting a new chapter in banking by using technology to offer easy and modern services, changing how we think about banks and attracting people who prefer using digital tools. This new era of banking is characterized by technology-driven services, offering a level of convenience and user experience that traditional banks often struggle to…
How Successful has Open Banking Been?
Open Banking, a system that offers users access to their banking data via third-party applications, has been touted as the future of financial services. Since its inception, it has promised to increase transparency, enhance consumer choice, and promote competition in the banking sector. But how successful has it truly been since its implementation? Origins and…
Are Incumbent Banks Going to Disappear?
The landscape of financial services has witnessed dramatic shifts in the past decade. With the advent of fintech startups, the rise of cryptocurrencies, and digital innovations, many are posing a thought-provoking question: Are incumbent banks on the brink of obsolescence? The banking industry, as we know it, is undergoing undeniable transformations. However, to claim it…
Banking-as-a-Service (BaaS): The Future of Financial Services?
Baas is not a mispelled fish. It is actually all the rage these days. So what is it then? You did not wonder how come so many new companies were able to hit the market in such little time? Banking-as-a-Service (BaaS) offers complete banking processes, such as payments or credit, as a service through modern…
The Top Neobanks in 2023
Article reviewing all the major neobanks around the world by Alex Beck, founder of Clara, a fintech comparison site to help people find and compare the best new finance products. Since the global financial crisis of 2008, the trust of consumers for traditional finance has been slashed. Banks for so long charged a host of…
Key Trends Revolutionising the Fintech Landscape
The world of fintech, a blend of finance and technology, has been nothing short of transformative. Over the past decade, fintech innovations have disrupted traditional financial sectors, ushering in new ways of doing business, securing transactions, and enhancing user experience. As we stand at the crossroads of another technological evolution, it’s crucial to identify and…
Internet of Things (IoT) in Banking Industry: Exploring the Strategies Implemented by Frontrunners
The Internet of Things industry is rapidly expanding, and it offers individuals across the globe a variety of digital devices and sensors. The IoT (Internet of Things) is a network of internet-connected devices that collect and transmit information. It is transforming the banking industry by personalizing rewards and offerings, enhancing capacity management, collecting debt, and…
Banking Technology: Interview with Jamie Burink
Cutting-edge banking technology stacks are revolutionising financial services. These modern infrastructures offer scalable solutions that ensure efficiency, enhanced security, and personalised user experiences. As these technologies evolve, financial institutions position themselves to deliver more innovative, responsive, and transparent services to their customers. But what is really going on? Fintech Review asked a few questions on…
The Explosive Potential of Digital Banking in Sub-Saharan Africa: Interview with Timothy Nuy
Digital banking holds significant potential in Sub-Saharan Africa, where traditional banking services are often limited in reach. By leveraging mobile technology and new platforms, digital banking can provide access to financial services for the unbanked and underbanked populations. Whilst fostering financial inclusion and economic empowerment. Additionally, it can drive efficiency, reduce costs, and enhance customer…
Role of Corporate Cards in Improving Business Credit and Cashflow
Payment infrastructure for businesses has improved over the years with many innovations. Technology has helped develop tools such as corporate cards to suit modern business needs and manage finances in a way that wasn’t possible before. Corporate credit cards are financial tools that a company can issue for its employees and provide them with a…
What Next for Banking-as-a-Service? Interview with Sankaet Pathak
Everybody is familiar with Software-as-a-Service or SaaS. It is the prevalent way to sell software these days. The days of the purchase of a CD to install a software are long gone. Everything can be “as-a-service”. What about Banking-as-a-Service or BaaS? Is it the same as SaaS? Fintech Review asked a few questions to Sankaet…
Conventional Banking is Dying: Super Apps Will Takeover FinTech
By Konstantin Bukin, Managing Director at Saritasa, a full service mobile, web, software, 3D and IoT technology solutions provider. Banks, credit unions, and financial institutions are the foundation of consumer financial services, yet they lag when it comes to technology. Consumers use smartphones and the internet to manage every aspect of their daily lives, from…
What Problems Do Neobanks Face?
By Abay Serkebayev from CFPS. I don’t want to be unsubstantiated, but the pandemic has dramatically intensified the neobanking industry. Publicis Sapient’s research proves it: about 240 companies around the world operating in 2021 were established during the spread of Covid-19. Saudi Arabia, for example, completely changed its economic model from cash to digital currency…
