disruption
Accelerated Digital Transformation and Business Benefits in 2024: Interview with Peter Lemon
In an interview with Fintech Review, FICO‘s Peter Lemon discusses the rapid digital transformation in finance for 2024. We delve into the anticipated progression of digital transformation in banking this year, as IT teams transition to becoming innovators and revenue generators. There is a shift towards enterprise-wide technology to improve agility and customer service. As…
The Era of the Asset-Light Business Model in Fintech
The financial sector is witnessing a paradigm shift with the ascent of the asset-light business model, a change spearheaded by fintech companies worldwide. This model, characterized by minimal physical assets and a heavy reliance on digital technology, offers fintech firms the agility and flexibility necessary to navigate today’s rapidly evolving economic landscape. As traditional banking…
10 Big Fintech Trends in 2024
As we start a new year, the financial technology sector remains ever-evolving, showing no signs of slowing down. The ongoing transformation has brought forth innovative solutions, disrupted traditional models, and presented unparalleled opportunities for businesses and consumers alike. Fintech Review dives into the major fintech trend in 2024 that experts predict will shape the industry.…
Banking-as-a-Service (BaaS): The Future of Financial Services?
Baas is not a mispelled fish. It is actually all the rage these days. So what is it then? You did not wonder how come so many new companies were able to hit the market in such little time? Banking-as-a-Service (BaaS) offers complete banking processes, such as payments or credit, as a service through modern…
Key Trends Revolutionising the Fintech Landscape
The world of fintech, a blend of finance and technology, has been nothing short of transformative. Over the past decade, fintech innovations have disrupted traditional financial sectors, ushering in new ways of doing business, securing transactions, and enhancing user experience. As we stand at the crossroads of another technological evolution, it’s crucial to identify and…
How AI and Open Banking are Unlocking Lending’s Potential
By Chirag Shah, founder and CEO of Nucleus Commercial Finance and Pulse.io The last 20 years have transformed the face of banking and lending. Previously, the traditional high street bank was where customers did everything from withdrawing and paying in money to applying for a loan or mortgage. You can now do everything at the…
Banking Technology: Interview with Jamie Burink
Cutting-edge banking technology stacks are revolutionising financial services. These modern infrastructures offer scalable solutions that ensure efficiency, enhanced security, and personalised user experiences. As these technologies evolve, financial institutions position themselves to deliver more innovative, responsive, and transparent services to their customers. But what is really going on? Fintech Review asked a few questions on…
Why do fintechs need to implement OKRs now?
By Elie Casamitjana, Founder & CEO of OKRmentors, and Tristan Pelloux, Founder & Chief Pencil Officer of Fintech Review. Now is the right time for fintech companies to use OKRs. Why? Because the industry is constantly evolving but at a turning point: strategy execution is more important than ever. Companies need to stay agile and…
Why Retail Banks Need Digital Transformation to Survive
By Jishith Gangadharan from Clayfin. Scaling AI systems across the board has proven to be quite a problem, even if the majority of banking industry AI projects have so far shown promising results. DataQuest reports that 74% of banking executives think new technology will have an impact on their industry. They worry, nevertheless, that incorrect…
Intuitiveness: How do you help a user understand a mobile app?
By Abay Serkebayev, Chief Product Officer at CFPS. The fintech market is full of mobile applications, but not all of them are convenient and understandable. I conducted more than a thousand in-depth interviews with users and found out that many of them stop using useful services because of an incomprehensible interface. Even the most favorable…
