Embedded Finance
Embedded finance enables seamless integration of payments, lending, insurance, and financial products into everyday apps and platforms. Fintech Review examines how businesses embed financial services to create new revenue streams, improve user experience, and expand financial access.
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FCA’s Jessica Rusu Highlights Tech’s Role in Fintech Future
At Travers Smith’s Future of Fintech 2025, Jessica Rusu, Chief Data, Information and Intelligence Officer at the Financial Conduct Authority (FCA), underscored the vital role of technology and innovation in finance. Addressing regulatory measures, Rusu noted significant summer developments in this area. Her speech, given at the esteemed Merchant Taylors’ Hall, formed part of an…
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FCA Officer Highlights Role of Tech in Fintech Regulation
At the recent Travers Smith’s Future of Fintech 2025 event, held at Merchant Taylors’ Hall, Jessica Rusu of the Financial Conduct Authority (FCA) emphasised the role of technology and innovation in fintech regulation. Agreeing with the event’s focus, she confirmed it has been a pivotal summer for regulation. Rusu highlighted the key interplay between technology,…
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FCA Proposes Minimum Standards for UK Crypto Firms
The Financial Conduct Authority (FCA) in the UK is actively seeking feedback on proposals. These proposals detail the minimum standards for crypto firms. They closely resemble the existing standards for traditional financial firms, focusing on operational resilience and crime-fighting systems and controls. The FCA’s move signifies a clear effort to align the crypto sector with…
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FCA Chief Economist Urges for Rebalance of Risk in UK Finance
Recently, FCA chief economist, Kate Collyer, addressed Warwick Business School. She discussed financial regulation’s role in fostering UK’s growth. She highlighted the financial sector’s stagnant productivity over the past decade and UK’s sluggish economic growth post-financial crisis. Collyer suggested that this mediocre performance might hint at a deeper issue within the sector. She emphasized the…
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FCA’s Jessica Rusu Forecasts Growth-Centric Fintech Regulation
The future of fintech regulation is unfolding, with a strong emphasis on growth. Jessica Rusu, Chief Data, Information and Intelligence Officer at the Financial Conduct Authority (FCA), recently spoke at Travers Smith’s Future of Fintech 2025 conference. She underscored the pivotal role of technology and innovation in driving regulatory changes. The conference, held at Merchant…
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FCA’s Collyer Urges Risk Rebalance for UK Growth
The Financial Conduct Authority’s (FCA) chief economist, Kate Collyer, recently delivered a speech at Warwick Business School. The main thrust of her discourse was the need for a shift in risk balance to stimulate innovation and economic growth in the UK. The talk was part of the programme, “Financial Regulation in Support of the UK’s…
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FCA Chief Highlights Tech’s Role in Future Finance
Jessica Rusu, the FCA’s Chief Data, Information and Intelligence Officer, recently emphasized the crucial role of technology and innovation in the future of finance. She made this statement at the Travers Smith’s Future of Fintech 2025 conference, amid a significant regulatory evolution. This evolution, as highlighted by the conference invitation, aims to keep up with…
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FCA Sets Minimum Standards for UK Crypto Firms
The UK’s Financial Conduct Authority (FCA) recently put forward a series of proposals. These aim to set minimum standards for crypto firms, thereby promoting better business practices in the digital asset sector. Currently, the regulatory body seeks feedback on these new standards. Notably, these proposals mirror many requirements that traditional financial firms already meet. For…
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Canadian Accountants Embrace Digital Shift, Xero Report Reveals
In this era of economic uncertainty, Canadian accounting practices are boldly moving forward. The State of the Accounting Industry Report by Xero credits this boost in confidence to a decisive move towards advisory services and accelerated technology adoption. The report uncovers that a remarkable 80% of practices feel positive about the future. This optimism stems…
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Monmouth Marks FCA Cash Rules Anniversary with New Bank Hub
Monmouth, Wales, marked the first anniversary of the Financial Conduct Authority’s (FCA) access to cash rules through a notable event. The inauguration of a new banking hub symbolised the community’s successful use of these rules to retain their cash services. The FCA’s innovative regulations require banks and building societies to assess local needs before changing…
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FCA Seeks Feedback on New Crypto Firm Standards
The Financial Conduct Authority (FCA) is actively inviting feedback on their latest cryptocurrency firm standards proposal. This action is part of a larger scheme to encourage good business practice in the fast-growing crypto industry. Interestingly, these proposals echo many requirements already met by traditional financial firms. They encompass operational resilience and crime prevention controls. In…
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Buy Now and Pay Later: The Rise of Deferred Payments in Modern Shopping
From fast fashion to electronics, and even groceries, it is changing how consumers interact with credit
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Tether Eyes Fundraising to Bolster Stablecoin Strategy
Tether, a top-notch stablecoin firm, is reportedly eyeing a fundraising round. Recently, CEO Paolo Ardoino unveiled this potential move. The aim is to draw high-profile investors to back the company’s strategy across all its existing and future sectors. This move aligns with the rising interest in the stablecoin market. As digital currencies gain more acceptance,…
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Embedded Finance for B2B Platforms: Monetising Payments, Lending, and More
It is about rethinking business models, increasing user stickiness, and monetising core activities in entirely new ways
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FCA Proposes Standards to Regulate UK Crypto Sector
The UK’s Financial Conduct Authority (FCA) recently proposed a series of enhancements for cryptocurrency business practices. Actively seeking feedback, these proposals define the basic standards for crypto firms. This initiative is part of a wider effort to regulate the emerging sector and shield consumers from potential risks. Expectations are that crypto firms will adhere to…
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FCA Probes LSEG’s Access Policies for Trading Venues
The Financial Conduct Authority (FCA) is probing the London Stock Exchange Group (LSEG) and the LSEG’s data centre building landlord. The aim is to determine if they’ve hindered competition for low latency connectivity services (LLCS) between specific trading venues. Currently, only the LSEG uses the data centre building’s rooftop. The FCA’s investigation is honing in…
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Lloyds Bank Warns UK Homeowners of Financial Crunch Risk
Lloyds Banking Group recently alerted UK homeowners about a looming financial crunch. They identified a potential issue for thousands of mortgage holders, whose fixed-rate deals, secured at pandemic-era lows, are nearing their end. According to Lloyds Bank, borrowers could collectively save a whopping £1 billion by opting to remortgage. Homeowners who capitalized on the low…
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Crypto.com Joins Forces with Sei Network for Secure Asset Management
Crypto.com recently formed a strategic alliance with the Sei Network. Announced on September 19, 2025, this partnership introduces institutional-level custody solutions for the SEI token, the native digital asset of the Sei Network. This initiative caters to the growing need for secure asset management in digital asset markets. The Sei Network, a high-performance Layer 1…
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GFT Technologies to Launch AI-Powered Credit Risk Assistant
GFT Technologies, a global digital transformation firm, has announced the development of a generative AI-powered credit risk assistant. Set to launch in the U.S. market, this tool marks a significant advancement in digital financial technology. Designed to inform and scale lending decisions for private capital firms and banks, the new assistant automates the collation and…
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ABA Urges Collective Effort to Combat Bank Fraud
As financial fraud threats grow, banks worldwide are prioritizing cyber security. However, they can’t combat this issue alone. During a recent House subcommittee testimony, Paul Benda, a representative from the American Bankers Association (ABA), emphasized this fact. Benda highlighted the banks’ ongoing efforts to protect their customers from fraud during his testimony. Despite their vigilance…
