Embedded Finance
Embedded finance enables seamless integration of payments, lending, insurance, and financial products into everyday apps and platforms. Fintech Review examines how businesses embed financial services to create new revenue streams, improve user experience, and expand financial access.
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Bourse Securities Chief Shares Digital Assets Strategy
Bourse Securities chief, Giles Whitby-Smith, recently shared insights into the company’s strategic positioning for institutional digital assets. During a Behind the Idea series interview, he unveiled the company’s plan for navigating the rapidly changing fintech landscape. Bourse Securities is actively developing solutions as digital assets gain traction within the institutional arena. Clearly, the company is…
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Spreedly Review: A Deep Dive into Payments Orchestration
The platform’s features, benefits, pricing model, integrations, and how it compares to other payment orchestration providers
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EBANX and Capitec Pay Introduce Open Banking in SA
EBANX and Capitec Pay have joined forces to bring open banking solutions to South Africa’s cross-border e-commerce. This partnership is a game-changer, enabling real-time account-to-account (A2A) payments and revolutionising the e-commerce landscape. Open banking, a hot topic in the fintech world, allows different networks and systems to share data. Now, thanks to EBANX and Capitec…
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FCA’s Jane Moore to Discuss Digital Asset Regulation at London Blockchain Conference
The London Blockchain Conference will feature a key presentation on digital asset regulation by Jane Moore from the Financial Conduct Authority (FCA). This session offers attendees a unique opportunity to gain insights into regulation and innovation from the regulator’s viewpoint. As the UK’s primary financial regulatory body, the FCA plays a leading role in shaping…
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Tether Launches USAâ‚®, a US-Regulated Stablecoin in 2025
On September 12, 2025, Tether made a monumental announcement. They launched USAâ‚®, a US-regulated stablecoin. This move indicates a significant strategy change for Tether, a notable stablecoin issuer. It aims to gain regulatory trust and strengthen the dollar’s dominance in digital finance, moving away from its scrutinized offshore operations. USAâ‚® is a dollar-backed stablecoin, operating…
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EWS Considers Launching Own Stablecoin in Crypto Move
Early Warning Services (EWS), the consortium behind the renowned P2P payment platform Zelle, reportedly has its sights set on the cryptocurrency market. Interestingly, they are mulling over launching their own stablecoin, a digital currency typically tied to a stable asset like traditional currency to limit volatility. Although still in the early stages, this project could…
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Trump nominates Quintenz as CFTC chair amidst crypto debate
Former Commodity Futures Trading Commission (CFTC) commissioner, Brian Quintenz, is now the chair nominee by ex-President Trump. This news came after a tense online exchange with Tyler Winklevoss, the founder of Gemini Space Station, a leading crypto exchange. The conversation, revealed this week, reflects the ongoing debates in the fintech industry. Quintenz’s nomination suggests a…
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Brex and DoorDash Join Forces to Revolutionise Corporate Perks
Brex, a premier intelligent finance platform, recently partnered strategically with DoorDash for Business. The goal is to provide DashPass memberships to US-based Brex cardholders, revolutionizing corporate benefits and workplace meal solutions. DoorDash for Business offers workplace meals and perks, while Brex is renowned for its innovative approach to cash flow and expense management. Their partnership…
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ABA Chair Calls for Modernisation of Deposit Insurance System
Significant evolution has occurred in the modern banking landscape. Kenneth Kelly, Chair Elect of the American Bankers Association (ABA), believes it’s time for the deposit insurance system to adapt. He expressed this to senators, emphasizing that despite its efficient service, the system needs a comprehensive review due to recent changes. While the current system has…
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Q2 2025 Private Market Fundraising Shows Cautious Optimism
The Q2 2025 private market fundraising landscape exhibited a sense of cautious optimism, according to the latest Global Private Market Fundraising Report from PitchBook. Despite the persistent economic uncertainties that have become a challenging backdrop, private capital fundraising demonstrated a remarkable resilience. In fact, capital commitments appear to have stabilised after a period of decline.…
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Singapore’s Green Investments Partnership Secures $510m
Singapore consistently strengthens its position as a global hub for financial innovation and regional collaboration. A significant development is the Green Investments Partnership (GIP). It recently achieved its first close, securing US$510 million in committed capital. This milestone is crucial for the blended finance fund, operating under the Singapore FAST-P initiative. The GIP primarily aims…
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Lead Bank Secures £70m Boosting Valuation to £1.47bn
The Missouri-based financial institution, Lead Bank, has successfully secured a whopping $70 million in its latest funding round. This nearly doubles its valuation from the previous year. According to Bloomberg, the 97-year-old bank’s valuation has now skyrocketed to a notable $1.47 billion. This marks a significant milestone in its journey. Indeed, the bank’s exceptional growth…
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Indonesia’s Online Lending Soars 22% Despite Stricter Rules
The Financial Services Authority (OJK) in Indonesia reports a 22.01% year-on-year rise in online lending volumes in July. This growth persists despite the regulator’s stricter enforcement in the financing sector, including new sanctions on many institutions. In July, peer-to-peer (P2P) loan disbursements totalled Rp84.5 trillion ($5.3 billion), marking a significant increase from Rp83.5 trillion the…
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Revolut Hires Ex-Societe Generale CEO for Western Europe Expansion
Digital bank Revolut recently pledged to expand its Western Europe operations. As part of this commitment, they’ve enlisted Frédéric Oudéa, former CEO of Societe Generale. He will chair their newly established Western Europe operation. This strategic move signifies Revolut’s intention to compete with traditional banks in the region. The decision to hire Oudéa highlights Revolut’s…
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Trade Policy Causes China-US Shipping Rates to Plummet
Recent data from the ABA Banking Journal reveals a substantial drop in China-U.S. West Coast spot rates. These rates have plunged by 68% since June, suggesting an unexpectedly early and abrupt peak season. This significant decline in shipping rates is mainly due to the current, volatile trade policy environment. This drastic fall in spot rates…
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Revolut Bolsters Position with Share Buyback and Google Cloud
Revolut, a digital bank, recently announced a series of strategic moves to strengthen its global financial services presence. These moves include launching a share buyback programme and extending its partnership with Google Cloud. Interestingly, these developments coincide with the company’s decision to delay its transition to a publicly traded entity. The share buyback programme allows…
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Fintech Startup Ramp Surpasses $1bn in Annual Revenue
Marking a significant financial milestone, Ramp, a six-year-old fintech startup, has reportedly exceeded $1 billion in annualized revenue by the end of August 2025. This achievement cements the company’s position as a key player in the corporate finance sector. This accomplishment closely follows a valuation that pegged Ramp at an impressive $22.5 billion. This showcases…
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SEC Shifts Focus to Foster Market Innovation
The Securities and Exchange Commission (SEC) recently unveiled a significant shift in their rulemaking strategy. This change, hailed as a “new day” for the agency, comes after enduring criticism for perceived neglect and ambiguous policies. The SEC’s refocused attention is set to promote efficient markets and capital formation. In response to criticism, the SEC pledges…
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Europe Pioneers T+1 Settlement Transformation by 2027
Change is on the horizon in the finance world. As global markets gear up for quicker settlement cycles, Europe is leading the way. The continent is moving towards T+1 settlement, where trades get settled just one business day after execution. The target date for this significant shift? October 2027. The Belgium-based company Euroclear is at…
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Open Banking Usage Soars to 15 Million in UK
The UK financial sector celebrates a major achievement: open banking usage now includes over 15 million users as of July 2025. This milestone marks a rapid increase in adoption among individuals and businesses since its introduction. Nearly one in three UK adults now use open banking, demonstrating growing trust in this technology. Open banking leverages…
