Embedded Finance
Embedded finance enables seamless integration of payments, lending, insurance, and financial products into everyday apps and platforms. Fintech Review examines how businesses embed financial services to create new revenue streams, improve user experience, and expand financial access.
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World Network Enhances Blockchain Efficiency in DeFi Revolution
World Network (formerly Worldcoin) has taken a significant step towards improving blockchain technology with two key updates. These developments aim to push the limits of digital identity and decentralised finance (DeFi). The first update involves a peer-to-peer (P2P) Flashblock propagation layer for the World Chain blockchain. This layer aims to boost the efficiency of the…
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Chainlink Revolutionises Blockchain with Real-World Data Integration
Chainlink, a top-notch decentralized oracle platform, is revolutionizing the blockchain landscape. It links traditional financial systems with decentralized architectures. Known for industry-standard services, the company innovatively integrates real-world data into tokenized assets. Chainlink’s primary focus is integrating off-chain data into on-chain assets, a crucial aspect of blockchain technology. This integration opens new opportunities for businesses…
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Gemini Rolls Out Ethereum and Solana Staking for UK Users
UK consumers now have a chance to generate passive income through staking services offered by Gemini. The Winklevoss twins-founded digital assets firm recently launched staking services for Ethereum (ETH) and Solana (SOL). This development aims to break down previous barriers and make staking available to all its users. Staking is a process where users engage…
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Federal Reserve Sets Final Capital Requirements for Large Banks
The Federal Reserve has established the definitive capital requirements for large banks. However, a proposed rule that affects their calculation could revise these requirements. Capital requirements are crucial in banking regulations. They define the minimum capital a bank should hold, serving as a safety net. This mechanism shields banks from potential financial crises and allows…
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US Private Equity Market Shows Resilience in Q2 2025
The Q2 2025 US Public PE and GP Deal Roundup from PitchBook reveals the resilience of the private equity (PE) market in the United States amidst challenging economic conditions. The report offers a detailed analysis of strategies and trends shaping the industry and focuses on the activities of seven major publicly traded companies. Providing a…
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2025 Sees Fourfold Surge in Global Regulatory Fines
The value of regulatory fines on financial institutions globally has alarmingly quadrupled in the first half (H1) of 2025, compared to the same period last year. Regtech Fenergo recently disclosed this data. This spike hints at an increased focus on regulatory compliance, particularly among digital assets firms. Interestingly, the spike in fines isn’t uniform. Digital…
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Jifiti CEO Highlights SMBs’ Struggle with Embedded Finance
Jifiti Group‘s CEO Yaacov Martin recently highlighted the challenges small and medium businesses (SMBs) encounter accessing embedded lending products. His insights reveal the current state of embedded finance, particularly its limited reach to SMBs. Embedded finance, the integration of financial services within non-financial platforms or products, has grown in popularity. It offers smooth financial solutions…
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Journify Eyes Saudi Expansion with AstroLabs Partnership
AI-powered customer data solution provider Journify is strategically expanding its international reach to Saudi Arabia. A partnership with business expansion platform AstroLabs facilitates this expansion. The goal is to boost Saudi brands’ reach by harnessing the power of AI and data to improve customer experiences. This move marks a significant milestone for Journify in its…
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NVIDIA Shares Dip Despite Strong Quarterly Results
NVIDIA‘s (NASDAQ:NVDA) shares dipped in after-hours trading post the announcement of its quarterly results. Despite strong results, the dip happened due to anticipation of the earnings call. The company did not meet data centre revenue expectations, causing a slight dip in investor confidence, even though it exceeded expectations in other areas. Data centre revenue plays…
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Trust Financial Planning Ltd Enters Liquidation
News just in from the British financial sector: Trust Financial Planning Ltd has entered liquidation. As of 7th August 2025, Paul Stanley and Dean Watson from Begbies Traynor (Central) LLP took on the role of joint liquidators for the struggling firm. This follows Trust Financial Planning’s voluntary compliance with requirements in March of the same…
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Green Dot’s Renata Caine Advocates for Stricter Fintech Regulation
The One Big Beautiful Bill Act (OBBA) has ignited a heated debate in the fintech sector. Some see it as a sign of lenient regulation, but many industry insiders argue for a stricter approach. Green Dot’s Senior Vice President and General Manager of Embedded Finance, Renata Caine, is among those advocating for tighter regulation. As…
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Alpaca Unveils New Tools for Algorithmic Traders
Alpaca, a renowned API-first platform, recently launched innovative tools for algorithmic traders. These tools, focusing on stock, options, and crypto trading, represent a major advancement in fintech. For savvy traders, these new features could be a game-changer. The Direct Market Access (DMA) Gateway, a key new tool, provides direct access to market liquidity and real-time…
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Nubank Launches Bitcoin Futures Contract ETF
Digital titan Nubank (NYSE: NU) continues to disrupt the fintech sphere. The bank serves over 122 million customers in Brazil, Mexico, and Colombia. It’s transforming the financial industry through innovative products and strategic leadership shifts. A recent innovation is the Bitcoin futures contract ETF. This new product showcases Nubank’s dedication to expanding the digital banking…
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TraiCon Events Set to Host Fintech Revolution Summit
TraiCon Events, a renowned event management company, recently revealed plans for the upcoming Fintech Revolution Summit. This year, the summit will take place in Riyadh, Saudi Arabia, once again. TraiCon Events, known for its well-curated events, aims to unite industry leaders, innovators, and fintech enthusiasts. Historically, the Fintech Revolution Summit has served as a crucial…
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Risks of Embedded Finance: What Every Business Should Know
Embedded finance is transforming how individuals and businesses access financial services. It enables non-financial companies to offer services like payments, lending, insurance, or even banking directly within their platforms. Companies like e-commerce platforms, software firms, and marketplaces. This seamless integration provides users with a more convenient experience and offers companies new streams of revenue. However,…
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Embedded Finance vs Open Banking
Embedded finance and open banking are often mentioned together, but they serve different functions. Both reshape financial services, yet their business models, target audiences, and monetisation approaches diverge sharply. Embedded finance integrates financial services into non-financial platforms. For example, a ride-sharing app offering in-app payments or lending options. Open banking allows third-party providers to access…
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How Does Embedded Finance Make Money?
Embedded finance integrates financial services into non-financial platforms. It allows companies to offer banking, payments, insurance, or lending directly within their user experience. A question that many ask themselves: how does embedded finance make money? This integration creates several monetisation avenues and reshapes how financial services reach consumers. 1.Transaction fees as core income The most…
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Airwallex Review: Powering Global Payments
Airwallex has emerged as one of the most powerful, yet understated, players in global fintech. Originally launched to simplify cross-border payments for businesses, the company has rapidly expanded into a full financial infrastructure platform. In this Airwallex review, we explore how the company operates, what sets it apart, and why it is becoming essential for…
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Embedded Insurance Shift: How Traditional Insurers Can Adapt
The insurance industry is witnessing unprecedented evolution. A notable trend is embedded insurance, an innovative approach that integrates insurance directly into the purchase of goods or services. This revolutionizes the interaction between consumers and insurers. Consequently, the adaptation of traditional insurers becomes crucial to meet consumer demands and the rise of embedded insurance. Companies like…
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Embedded Payments: The Future of Seamless Transactions
The financial services landscape is evolving fast, and at the heart of this transformation is the rise of embedded payments. Instead of sending customers away to external payment gateways or clunky portals, businesses are now integrating payments directly into their apps, websites, and experiences. Understanding how embedded payments work is essential for companies aiming to…
