Fintech Innovation

Fintech innovation drives new business models, disrupts legacy systems, and reshapes global finance. Fintech Review highlights breakthrough technologies, strategic ideas, emerging startups, and market shifts that are accelerating change across banking, investment, payments, and financial services.

  • FTX’s Creditor Payouts Begin: A Key Milestone in Crypto Industry

    FTX’s Creditor Payouts Begin: A Key Milestone in Crypto Industry

    After an arduous 2.5-year wait, FTX‘s creditors are finally seeing light at the end of the tunnel. The landmark creditor distribution process has begun, marking a significant milestone in the crypto industry: FTX’s C. The exchange’s collapse created a tumultuous event, but the path to restitution is beginning to clear with the initiation of the…

  • Grayscale’s Game-Changing Covered Call Fund on Bitcoin ETFs

    Grayscale’s Game-Changing Covered Call Fund on Bitcoin ETFs

    In a landmark move, Grayscale has announced a new product. Specifically, it’s a covered call fund on Bitcoin ETFs (BTCC). This initiative offers a unique investment strategy that could potentially enhance returns on cryptocurrency investments. The strategy behind a covered call involves two steps. Initially, you hold a long position in an asset. Then, however,…

  • Euroclear’s Strides Towards an Innovative, Sustainable Future in Fintech

    Euroclear’s Strides Towards an Innovative, Sustainable Future in Fintech

    Euroclear, a post-trade services leader, is reshaping financial markets. Despite pandemic challenges, for example, their 2025 financial performance remained steady. This, however, bolsters their status as a trusted financial market infrastructure (FMI). Their commitment to sustainability, strategic partnerships, and advancements in settlement systems pave the way for an innovative, sustainable future in fintech. Moreover, sustainability…

  • Resilience of Global Equity Markets Amid Economic Uncertainties: May 2025 Report

    Resilience of Global Equity Markets Amid Economic Uncertainties: May 2025 Report

    Despite economic uncertainties, global equity markets showed resilience last month. This is according to May 2025’s Global Markets Snapshot by PitchBook. Even though volatility was present, markets overall remained optimistic. However, indices like the S&P 500 and Nasdaq faced challenges. Remarkably, many global equity markets thrived. For instance, the Japanese Nikkei 225 and the German…

  • Industry Groups Endorse GENIUS Act for Stablecoin Regulation in the US

    Industry Groups Endorse GENIUS Act for Stablecoin Regulation in the US

    Recently, four prominent industry groups have come forward to endorse the Guiding and Establishing National Innovation for US Stablecoins Act of 2025, or the GENIUS Act. These groups, namely, The Blockchain Association, Crypto Council for Innovation, DeFi Education Fund, and The Digital Chamber, have issued a joint statement in support of this regulatory framework. Essentially,…

  • Chainlink Oracle Mishap: A Wake-Up Call for DeFi Security?

    Chainlink Oracle Mishap: A Wake-Up Call for DeFi Security?

    On May 29, 2025, a significant event implicated Chainlink’s oracle system. Over $500,000 in user funds were liquidated on the Avalanche-based Euler market. This incident sparked a hot debate in the decentralized finance (DeFi) community. Moreover, it centered on the security and reliability of oracle systems. Furthermore, it led some investors to question the overall…

  • How Digital Lending Platforms Are Changing Credit Access in 2025

    How Digital Lending Platforms Are Changing Credit Access in 2025

    Digital lending is no longer a niche innovation. By 2025, it has become the primary engine driving credit access across both mature and emerging economies. Platforms now deliver speed, intelligence, and accessibility through automation, embedded finance, and alternative data. However, this evolution is not only technological. It is reshaping the structure of credit markets and…

  • Trulioo and Trust Payments: A Strategic Partnership Reshaping Payment Technology

    Trulioo and Trust Payments: A Strategic Partnership Reshaping Payment Technology

    In a significant move, Trulioo announced a strategic partnership with Trust Payments. This partnership could potentially reshape payment technology in Europe. Trulioo, for example, is a leading identity platform for person and business verification. On the other hand, Trust Payments is one of Europe’s fastest-growing payment technology providers. Moreover, Trust Payments will adopt a suite…

  • Challenging Wall Street: The Power of Crowdfunding Investments

    Challenging Wall Street: The Power of Crowdfunding Investments

    Traditionally, the path to financial wealth has predominantly been through the stock market. However, Paul Lovejoy, the founder of Stakeholder Enterprise, is intent on changing this norm. Specifically, he has initiated an innovative project known as the “Leap Year Portfolio.” The primary objective of this project, interestingly, is to demonstrate that crowdfunding investments can be…

  • Exploring the New Era of Tokenized Financial Products

    Exploring the New Era of Tokenized Financial Products

    Undeniably, the fintech world is abuzz with the latest advancements in tokenization. Black Manta Capital Partners and SBI Digital Markets are leading the charge with their launch of US Money (USMO), a tokenized note. This note, now available for subscription on 21X, is based on the UBS (Irl) USD Sustainable Money Market Fund. Notably, 21X…

  • Schroders Capital Raises $600M for Global Innovation Fund: A Success Story

    Schroders Capital Raises $600M for Global Innovation Fund: A Success Story

    Recently, Schroders Capital announced a significant success story. They managed to raise over $600 million for the Schroders Capital Private Equity Global Innovation XI Fund. However, it’s not just about the funds raised; this news also underscores their growing influence in the venture capital and private equity sphere. The fundraising initiative, impressively, attracted a varied…

  • Stamp Duty Changes Boost UK Housing Market and Reduce Fraud

    Stamp Duty Changes Boost UK Housing Market and Reduce Fraud

    The UK housing market has been in the spotlight this year, with a significant increase in its activity. According to an update from UK Finance, this surge is largely attributed to the changes impinged on stamp duty thresholds. The organization’s findings are a strong indicator of the potent influence tax reforms can have on market…

  • Guarding Crypto Assets: Navigating Scams & Security with SlowMist

    Guarding Crypto Assets: Navigating Scams & Security with SlowMist

    In the ever-evolving landscape of fintech, cryptocurrency users continue to face an array of sophisticated scams and vulnerabilities. One company that is working diligently to mitigate these risks is blockchain security firm SlowMist. They have recently spotlighted some of the most critical threats to crypto users, ranging from complex social engineering scams and malicious browser…

  • Transforming the Payments Landscape: The Rise of mPOS and…

    Transforming the Payments Landscape: The Rise of mPOS and…

    The payments landscape is undergoing a transformative shift, largely driven by the rapidly emerging mobile point-of-sale (mPOS) and software point-of-sale (SoftPOS) technologies. These solutions are overhauling the traditional concept of transactions and bolstering the growth of a more inclusive digital financial ecosystem. Juniper Research recently released a comprehensive whitepaper, From Hardware to Everywhere: The Rise…

  • SingWealth Secures Insurance Brokerage License in Hong…

    SingWealth Secures Insurance Brokerage License in Hong…

    SingWealth Holdings, a forerunner in the fintech and wealth tech space, has successfully secured an insurance brokerage license in the Hong Kong Special Administrative Region. The milestone reflects the firm’s robust strategy to extend its financial services across borders and further strengthen its presence in North Asia’s vibrant financial scene. The acquisition of the insurance…

  • Transforming the Digital Payments Landscape

    Transforming the Digital Payments Landscape

    The payments ecosystem is witnessing groundbreaking changes, majorly influenced by the fast progression of mobile point-of-sale (mPOS) and software point-of-sale (SoftPOS) solutions. A detailed analysis in a recent whitepaper from Juniper Research titled ‘From Hardware to Everywhere: The Rise of mPOS & SoftPOS‘ sheds light on the radical transformation these systems are driving in digital…

  • SingWealth’s Expansion into Hong Kong: The Future of…

    SingWealth’s Expansion into Hong Kong: The Future of…

    Following a series of strategic moves in its quest for expansion, SingWealth Holdings recently marked a significant milestone by successfully securing an insurance brokerage license in the Hong Kong Special Administrative Region. This significant achievement not only expands SingWealth’s footprint beyond Singapore, but also strengthens its presence in North Asia. The acqusition of the license…

  • Tribe Payments and Finmo: Transforming Payment Systems in…

    Tribe Payments and Finmo: Transforming Payment Systems in…

    Payments technology start-up, Tribe Payments, has forged a new alliance with global Treasury Operating System (TOS), Finmo, to provide integrated payment and treasury support to banking and fintech clients in Asia-Pacific (APAC) and Europe. Tribe Payments is known for providing payment providers, including banks and fintechs, with the technology to offer innovative payment solutions. Its…

  • Trump Media’s Billion-Dollar Shift Towards Bitcoin: A New…

    Trump Media’s Billion-Dollar Shift Towards Bitcoin: A New…

    Trump Media, listed on NASDAQ as DJT, has completed a private placement funding deal worth an impressive $2.44 billion. The captured capital will be utilized mainly for a Bitcoin treasury strategy, marking an intriguing shift for the company. Curved in two parts, namely equity capital and convertible senior notes, the financing round saw a combination…

  • Understanding the Impact of Regulation A on the Fintech…

    Understanding the Impact of Regulation A on the Fintech…

    The Securities and Exchange Commission (SEC), Division of Economic and Risk Analysis (DERA), has recently published a comprehensive analysis report concerning Regulation A (Reg A). This document highlights the significant impact of this regulation on the fintech sector since it was updated under the JOBS Act of 2012. The report puts forth compelling statistics, stating…