Fintech Innovation

Fintech innovation drives new business models, disrupts legacy systems, and reshapes global finance. Fintech Review highlights breakthrough technologies, strategic ideas, emerging startups, and market shifts that are accelerating change across banking, investment, payments, and financial services.

  • Fintech Startups Thrive with Remote-First Strategies

    Fintech Startups Thrive with Remote-First Strategies

    The ongoing debate on return-to-office mandates is causing friction among traditional financial institutions. However, many early-stage fintech startups are choosing a different path. They are embracing remote-first operations, aiming to use this as a strategic advantage to redefine innovation in the fintech sector. Dr. Mark Ma from the University of Pittsburgh led a new research.…

  • Crypto Acts Clarity and GENIUS Set for Vote Next Week

    Crypto Acts Clarity and GENIUS Set for Vote Next Week

    Next week, the crypto space eagerly awaits two significant votes. The Clarity Act and the GENIUS Act are poised to move forward. This could herald a new era of cryptocurrency regulation. After the vote, the legislation will head to the President’s desk for signing. The Republican-controlled Congress has promised to regulate the growing crypto sector.…

  • Australia’s Central Bank Begins Major Tokenisation Pilot

    Australia’s Central Bank Begins Major Tokenisation Pilot

    In a noteworthy development, Australia’s central bank and a government-backed research centre have teamed up to launch a significant tokenisation pilot. The goal of this initiative is to test digital settlement systems for tokenised assets. Remarkably, they’ve chosen 24 industry participants for this trial. Tokenisation refers to the process of converting an asset’s value into…

  • Crypto.com Boosts Support for TON Foundation’s Growth

    Crypto.com Boosts Support for TON Foundation’s Growth

    Crypto.com is enhancing its support for The Open Network (TON) Foundation. This move solidifies the cryptocurrency infrastructure and fosters TON’s ecosystem growth. In this collaboration, TON Foundation not only partners with Crypto.com Custody but also becomes its client. This strategic alliance offers TON Foundation access to institutional-grade custody solutions for TON Blockchain assets. Consequently, it…

  • Nubank’s Mexico Milestones Reinforce Latin America Dominance

    Nubank’s Mexico Milestones Reinforce Latin America Dominance

    Nubank (NYSE: NU), a global digital financial services powerhouse, is transforming Latin America’s financial scene. It’s worth noting Nubank’s recent achievements in Mexico and key leadership appointments that mirror its extensive operations and revenue. Serving proudly over 118 million customers in Brazil, Nubank’s robust growth strategy and dedication to innovative digital financial solutions are evident.…

  • Fundrise CEO Discusses Retail Access to Private Securities

    Fundrise CEO Discusses Retail Access to Private Securities

    Recently, Fundrise‘s founder and CEO, Ben Miller, appeared on CNBC. He discussed the growing industry of retail access to private securities, often issued under the Reg D exemption. This exemption requires an investor to be “Accredited”, meaning they earn over $200,000 a year. Fundrise, Miller’s company, has made a significant mark in this field. They’ve…

  • Crypto Theft Hits Record $2.1bn in First Half of 2025

    Crypto Theft Hits Record $2.1bn in First Half of 2025

    In the first half of 2025, the cryptocurrency industry suffered a severe blow. A record-breaking $2.1 billion was stolen through 75 unique hacks and exploits. TRM Labs reported this grim milestone, which tops the previous first-half-year record set in 2022. These figures highlight the escalating threat to digital assets and the increasing sophistication of the…

  • TaxBit and Ripio Partner for Crypto Compliance in Latin America

    TaxBit and Ripio Partner for Crypto Compliance in Latin America

    TaxBit has formed a partnership with Latin American cryptocurrency platform, Ripio. This is to tackle the rising challenges of financial compliance and transparency in the digital asset ecosystem. The need for robust, audit-ready accounting solutions for cryptocurrencies is becoming crucial in global finance. Cryptocurrencies are becoming a part of traditional financial mechanisms, posing new compliance…

  • Consumer Credit Sees 1.2% Boost in May Reports Federal Reserve

    Consumer Credit Sees 1.2% Boost in May Reports Federal Reserve

    In May, the Federal Reserve announced a seasonally adjusted annual rate increase of 1.2% in consumer credit. This key data provides insights into how consumers interact with credit, amidst various predictions and expectations. This rise in credit signifies consumers’ faith in the economy. Typically, an optimistic financial outlook prompts consumers to assume more credit. Therefore,…

  • SEALSQ Corp Boosts Quantum Investment Fund to £35m

    SEALSQ Corp Boosts Quantum Investment Fund to £35m

    SEALSQ Corp, a leader in quantum-resilient cybersecurity technologies, recently announced a substantial expansion of its Quantum Investment Fund. The fund has impressively grown from $20 million to an outstanding $35 million. This significant financial boost aims to accelerate the integration of key technologies into their offerings. SEALSQ intends to incorporate cutting-edge technologies like post-quantum cryptography,…

  • DTCC’s FICC Processes Record $11.8 Trillion in a Day

    DTCC’s FICC Processes Record $11.8 Trillion in a Day

    The Depository Trust & Clearing Corporation (DTCC) recently announced a record-breaking transaction volume by its Fixed Income Clearing Corporation (FICC) subsidiary. This announcement marks a significant milestone for the DTCC. Specifically, the Government Securities Division (GSD) of the FICC handled an impressive USD$11.8 Trillion in cleared transactions in a single day in June. The DTCC…

  • Bitpanda Report Highlights Europe’s Crypto Landscape Shift

    Bitpanda Report Highlights Europe’s Crypto Landscape Shift

    A recent Bitpanda report highlights the significant transformation of Europe’s web3 and cryptocurrency landscape. It provides insights into the swift adoption of digital assets in Europe, the changing regulatory frameworks, and the economic influence of this rapid growth. The report shows that Europe’s web3 and cryptocurrency ecosystem is not just growing, but is also evolving…

  • Robinhood Expands Focus to Cryptocurrencies and Partnerships

    Robinhood Expands Focus to Cryptocurrencies and Partnerships

    US fintech firm Robinhood recently announced a series of strategic updates. These changes aim to support its mission of democratising finance. The company is expanding its focus to include cryptocurrencies, partnerships, and community initiatives. This move aims to redefine Robinhood’s role as a comprehensive financial services and investment platform. Robinhood disclosed these changes during the…

  • Republic Innovates with Mirror Tokens for Private Markets

    Republic Innovates with Mirror Tokens for Private Markets

    Until recently, venture capitalists and the wealthy were the main investors in early-stage private firms. Accredited investors could buy private shares on trading platforms. Yet, Republic is enhancing this concept. Announced in late June, Republic has devised a novel way to broaden the accessibility of private securities. Republic’s innovative method involves “mirror tokens”. These tokens…

  • PeerBerry’s Strategic Growth and Stability Highlighted in 2025

    PeerBerry’s Strategic Growth and Stability Highlighted in 2025

    Continuing its trend of strong performance and strategic growth, the European investment platform PeerBerry showed its stability and reliability in 2025. Its success is largely due to its partnership with Aventus Group and other dependable loan originators. Recent platform updates show a surge in investor activity and successful loan repayments. Coupled with ongoing expansion plans,…

  • Kartesia Raises €1.3 Billion in Sixth Credit Opportunities Drive

    Kartesia Raises €1.3 Billion in Sixth Credit Opportunities Drive

    Kartesia, the European specialist in capital solutions for small and mid-sized firms, has declared the final closure of its sixth-generation credit opportunities strategy, Kartesia Credit Opportunities (KCO) VI. This strategy successfully raised €1.3 billion. Notably, the fundraising drive for KCO VI received a robust response from investors. This strong interest signifies the continuing demand for…

  • UK Boosts Fintech Sector by Cutting Red Tape

    UK Boosts Fintech Sector by Cutting Red Tape

    The United Kingdom is actively supporting the fintech sector by reducing bureaucratic challenges. This move aims to reinforce the country’s position as a global leader in financial innovation. The newly established Regulatory Innovation Office (RIO) is closely collaborating with the Digital Regulation Cooperation Forum (DRCF) to simplify processes. These measures are designed to cultivate an…

  • Sweden Ramps Up Efforts to Seize Unaccounted Wealth

    Sweden Ramps Up Efforts to Seize Unaccounted Wealth

    Sweden has taken a decisive stand against unaccounted wealth. The country has directed six governmental agencies to step up their efforts to seize illicit assets. The crackdown targets assets such as cryptocurrency, luxury goods, and corporate-held real estate, with the aim of preventing the misuse of unexplained wealth. The national police, the tax authority, Skatteverket,…

  • Regtech Prove Tackles Challenges in Digital Finance Era

    Regtech Prove Tackles Challenges in Digital Finance Era

    The era of digital transformation is reshaping financial services. This presents significant challenges to Regtech Prove, sponsor banks, and fintech companies. These challenges include increased regulatory scrutiny and sophisticated fraud schemes, as Regtech Prove recently emphasized. Regulatory scrutiny is a growing concern for fintechs. Authorities worldwide are striving to ensure consumer protection and financial stability.…

  • Impossible Cloud Network launches $ICNT token after £34M raise

    Impossible Cloud Network launches $ICNT token after £34M raise

    Impossible Cloud Network (ICN), a decentralised cloud infrastructure provider, has made a significant stride in the fintech sector. This Switzerland-based firm recently launched its native token, $ICNT, on top centralized exchanges. This move comes right after a successful $34 million funding round, valuing the company at an impressive $470 million. As a result of this…