Fintech Innovation

Fintech innovation drives new business models, disrupts legacy systems, and reshapes global finance. Fintech Review highlights breakthrough technologies, strategic ideas, emerging startups, and market shifts that are accelerating change across banking, investment, payments, and financial services.

  • Circle’s USDC Stablecoin Sees Major Strides in 2025

    Circle’s USDC Stablecoin Sees Major Strides in 2025

    2025 has been a year of significant strides for Circle (NASDAQ:CRCL), the issuer of the regulated dollar-based stablecoin, USDC. The company has recently completed a successful initial public offering (IPO) and is steadily carving its niche as the leading regulated stablecoin product in the US. Circle’s latest updates show its unwavering commitment to innovation and…

  • Kraken Enhances Compliance and Expands Crypto Offerings

    Kraken Enhances Compliance and Expands Crypto Offerings

    The digital assets platform Kraken is enhancing its compliance framework, broadening its offerings, and aiding law enforcement against crypto-related crime. These recent advancements, unveiled in late June and early July 2025, underscore Kraken‘s commitment to bridging traditional finance and the crypto world. Significantly, Kraken is shifting its focus towards tokenized equities. This shift signifies a…

  • Arizona Governor Vetoes Digital Asset Forfeiture Bill

    Arizona Governor Vetoes Digital Asset Forfeiture Bill

    In an unexpected development, Arizona Governor Katie Hobbs vetoed a proposed digital asset forfeiture bill, known as House Bill 2324. This bill aimed to create a state-managed reserve fund for digital assets from criminal forfeitures. Despite this, Governor Hobbs expressed worries about the potential impact on collaboration with local law enforcement. The closely contested House…

  • Gemini Expands Tokenised Stocks Portfolio for EU Investors

    Gemini Expands Tokenised Stocks Portfolio for EU Investors

    Leading digital assets exchange, Gemini, has broadened its portfolio of tokenized stocks for investors in the European Union. By doing so, it has taken a significant stride towards integrating traditional finance (TradFi) with decentralised finance (DeFi). This move, announced on July 3, 2025, opens up noteworthy U.S. equities such as Tesla and NVIDIA to EU…

  • Web3 Figures Seek Clarity on Crypto Bill’s Staking Rules

    Web3 Figures Seek Clarity on Crypto Bill’s Staking Rules

    Web3 personalities have recently shared their perspectives on various fintech matters before going on summer break. One topic that drew attention was the “Big, Beautiful Bill”, under development since 2019. Stakeholders are now demanding clearer guidelines on staking and mining rewards within this legislation. The intersection of crypto and tax has been a persistent worry…

  • BNP Paribas Cardif Completes Acquisition of AXA IM

    BNP Paribas Cardif Completes Acquisition of AXA IM

    Marking a significant change in the finance sector, BNP Paribas Cardif successfully acquired AXA Investment Managers (AXA IM). This deal also established a long-term partnership with the AXA Group. As a result, the AXA Group can now manage a large portion of its assets. This acquisition enables the BNP Paribas Group to develop a leading…

  • US Treasury Sanctions Russian Cybercrime Enabler Aeza Group

    US Treasury Sanctions Russian Cybercrime Enabler Aeza Group

    On July 1, 2025, the world of cybercrime took a significant hit. The U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) placed sanctions on Russia-based Aeza Group. This group offers bulletproof hosting (BPH) services, crucial in facilitating cybercriminal activities both in the United States and around the world. These sanctions mark a…

  • SEC CorpFin Shares Views on Crypto ETFs

    SEC CorpFin Shares Views on Crypto ETFs

    The Securities and Exchange Commission’s Division of Corporate Finance (CorpFin) recently expressed its views on crypto asset-based exchange-traded products (ETPs), also known as Crypto ETFs. These products provide a regulated platform for retail investors to tap into the digital asset sector. Initially, Bitcoin ETFs were the only exchange-traded products available. However, the range has expanded…

  • UK Business Confidence Holds Steady, Lloyds Bank Reports

    UK Business Confidence Holds Steady, Lloyds Bank Reports

    The latest economic update reveals a steady business confidence in the United Kingdom, as reported by Lloyds Bank. Despite prevalent economic uncertainties, UK businesses display resilience and optimism. This is evident in the recent Lloyds Business Barometer report. The Lloyds Business Barometer, a respected measure of business confidence, showed a slight rise in June. The…

  • Brazil Central Bank Unveils Key Fintech and Digital Currency Policies

    Brazil Central Bank Unveils Key Fintech and Digital Currency Policies

    The Banco Central do Brasil (BCB), Brazil’s central bank, has introduced crucial policy updates. These changes highlight the BCB’s dedication to fostering financial stability, transparency, and innovation in the national financial system. They include new rules for credit fintechs and the introduction of digital currencies. Indeed, these enhancements by the BCB represent a significant milestone,…

  • Lithuania Paves the Way for Investors with New Initiative

    Lithuania Paves the Way for Investors with New Initiative

    Recently, the Lithuanian Parliament, or Seimas, launched an exciting project, the “Investment Highway”. The aim is to transform Lithuania into a leading investor-friendly nation in the region. The Ministry of Economy and Innovation (EIMIN) is spearheading this strategy, which is already yielding results, as inbound investments experience remarkable growth. In the framework of the Investment…

  • Forge Global Unveils Next-Gen Private Market Platform

    Forge Global Unveils Next-Gen Private Market Platform

    Forge Global (NYSE: FRGE) has recently launched its next-generation marketplace, marking a significant milestone for the private market. This new platform is the first major release on Forge’s API-first platform. The new state-of-the-art marketplace from Forge uses advanced technologies for secure and efficient trading of private securities. This innovation reflects Forge’s ongoing commitment to revolutionising…

  • Visa and Mastercard Fees Breach EU Law, Rules UK Tribunal

    Visa and Mastercard Fees Breach EU Law, Rules UK Tribunal

    Recently, the UK’s Competition Appeal Tribunal (CAT) declared Visa and Mastercard‘s multilateral interchange fees (MIFs) violate European competition law. This groundbreaking verdict from June 2025 shines a spotlight on the ongoing scrutiny of payment processing fees. This pivotal verdict intensifies the legal and regulatory focus on the payment processing industry. Notably, it puts the spotlight…

  • Axiom Exchange Hits $1.5m Daily Revenue on Solana Blockchain

    Axiom Exchange Hits $1.5m Daily Revenue on Solana Blockchain

    In the rapidly evolving world of cryptocurrency, Axiom Exchange continues to make significant strides. The platform recently hit a remarkable milestone, generating an impressive $1.5 million in daily revenue. This noteworthy achievement underscores Axiom Exchange’s steady growth in the competitive DeFi trading landscape. Axiom Exchange’s platform is built on the Solana blockchain, an open-source project…

  • YouHodler Executives Shed Light on Crypto Market Trends

    YouHodler Executives Shed Light on Crypto Market Trends

    Executives from the crypto platform YouHodler have shared their insights into the recent movements in cryptocurrency prices. Their analysis suggests that both industry-specific and geopolitical factors have had a significant impact on the digital asset market. One key influence noted by the executives is the recent rise in tensions across the Middle East. The geopolitical…

  • Kraken Gains MiCA Licence Boosting EU Expansion Plans

    Kraken Gains MiCA Licence Boosting EU Expansion Plans

    Kraken is making notable progress in its European expansion. This progress is clearly seen as the Central Bank of Ireland has awarded it a MiCA licence. This development is a key milestone in Kraken’s journey to establish a solid presence in the EU. The MiCA licence, which stands for Markets in Crypto Assets, is an…

  • Wealthfront Prepares for IPO and Welcomes New Board Member

    Wealthfront Prepares for IPO and Welcomes New Board Member

    In the rapidly evolving financial tech landscape, Wealthfront Corporation, a prominent player in the robo-advisor industry, has demonstrated its strategic evolution and readiness to compete. The fintech firm recently announced two significant developments. Firstly, they’ve welcomed Michelle Wilson, a seasoned legal executive, to their board. Secondly, they’ve confidentially submitted their draft registration statement to the…

  • Mastercard Tackles Fraud and Champions Cryptocurrency Adoption

    Mastercard Tackles Fraud and Champions Cryptocurrency Adoption

    In a daring initiative, Mastercard (NYSE: MA) has pledged to address contemporary financial challenges. Specifically, the firm is honing in on mitigating first-party fraud and promoting Mastercard cryptocurrency adoption. These steps reaffirm the company’s commitment to innovation, security, and bridging the divide between traditional finance and the digital economy. First-party fraud is a prevalent issue…

  • Is Fintech High Risk?

    Is Fintech High Risk?

    Fintech has captured the imagination of investors, entrepreneurs, and financial institutions alike. With sleek apps, bold promises, and disruptive business models, fintech companies have transformed how we borrow, pay, invest, and save. But beneath the innovation lies an important question: is fintech high risk? The answer is not straightforward. Fintech can be both an opportunity…

  • Web3 Experts Discuss Bitcoin and Altcoin Investment Risks

    Web3 Experts Discuss Bitcoin and Altcoin Investment Risks

    In a recent dialogue, esteemed individuals from Web3 tackled a wide array of subjects concerning cryptocurrency investment. They touched on Bitcoin, altcoins, treasures, and dark pools. A crucial point highlighted during this conversation was Bitcoin’s impressive stability, even amid geopolitical tension between Israel and Iran. For instance, over the past week, Bitcoin demonstrated its resilience…