Payments & Infrastructure
Payments and financial infrastructure are evolving rapidly through digital wallets, cross-border platforms, mobile payments, and new blockchain-based systems. Fintech Review analyses innovations reshaping transactions, payment rails, and the underlying infrastructure of digital finance.
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Trustly and Episode Six Bring Pay by Bank to US
Trustly recently joined forces with Episode Six to introduce Pay by Bank to US merchants. This strategic alliance aims to speed up the adoption of Pay by Bank in the US. It plans to do so by utilizing existing card rails, thus cutting down costs. Trustly, known for its innovative online banking payment solutions, has…
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MFSA Boosts Consumer Protection and Innovations in Finance
The Malta Financial Services Authority (MFSA) is intensifying its consumer protection, transparency, and innovation efforts. This action is part of its continuous dedication to enhance financial oversight. The authority’s recent thematic review has highlighted gaps in payment account services offered by various financial institutions. The MFSA’s thematic review has been instrumental in pinpointing these deficiencies.…
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KaliSpot Boosts Financial Inclusion in Africa with 1Net Kiosks
Senegal-based fintech company KaliSpot has made significant progress in broadening financial inclusion in Africa. The innovative firm has introduced its first ‘1Net’ smart financial kiosks in Dakar. Moreover, it has announced a strategic partnership with Solarix to facilitate its expansion into the Congo Basin. The launch of the ‘1Net’ kiosks marks a significant milestone in…
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Figure Technology Heads to Nasdaq Aiming to Raise $780M
Figure Technology, a blockchain-focused lending and infrastructure firm, is poised to debut on Nasdaq today. The fintech firm aims to launch its shares on the American stock exchange under the ticker symbol FIGR. The target? Raising over $780 million. This is just the latest move in a string of fintech firms going public this year,…
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TRM Labs Tackles Regulatory Challenges of Stablecoins
The booming stablecoin world is reshaping finance. Yet, it brings significant challenges, especially for regulation and compliance. TRM Labs, a top blockchain intelligence firm, is committed to tackling financial crime risks and ensuring compliance in this fast-growing sector. Stablecoins offer a practical alternative to traditional payment methods, facilitating faster, programmable transactions. However, as financial entities…
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Revolut Secures UAE Payments License in Global Expansion Bid
Revolut, the innovative digital bank, has reached a significant milestone in its global expansion. It has gained preliminary approval for a payments license in the United Arab Emirates (UAE), a testament to its commitment to revolutionise digital finance and online investing. This regulatory approval marks an important step in Revolut’s global journey. It comes as…
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Irish Banks to Launch Zip Pay, Rival to Revolut in 2026
Competing with the digital banking sector, Ireland’s retail banks are preparing to introduce a mobile payment platform, Zip Pay, in 2026. This initiative, specifically targeting peer-to-peer (P2P) transactions, aims to rival Revolut, a top digital bank. Major players, including Allied Irish Banks (AIB) and Bank of Ireland, are collaborating for this venture. Revolut, among other…
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Brazil’s Central Bank Champions Sustainability and Pix Success
Striding towards digital financial inclusion and sustainability, Banco Central do Brasil (BCB) recently announced two significant milestones. Firstly, the central bank of Brazil published a report on climate risks and social opportunities, reflecting its commitment to sustainable finance. Secondly, its instant payment system, Pix, continues to show robust performance. The recent activities of BCB highlight…
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Visa Pay Launches in DRC Boosting Financial Inclusion
Visa recently launched Visa Pay, a new mobile payment solution, in the Democratic Republic of the Congo (DRC). The goal of this initiative is to enhance financial inclusion and stimulate the local economy. In the DRC, financial inclusion poses a significant challenge, with a large section of the population still unbanked. The easy-to-use and universally…
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Julius Bär Report Highlights Stablecoins’ Potential in Finance
Digital currencies and stablecoins are revolutionising the global financial services sector. A recent report from Julius Bär highlights this potential. Stablecoins, digital currencies tied to stable assets like fiat currencies or commodities, are driving this transformation. As we move towards a digital economy, stablecoins offer stability and security. These features make them an attractive option…
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74% of US Student Loan Borrowers Fear Repayment, Says AICPA
A recent survey by The American Institute of CPAs (AICPA), carried out by The Harris Poll, shows that roughly 74% of Americans with personal student loans worry about repayment. This data underscores the growing anxiety among borrowers amidst unstable economic conditions. The August survey vividly depicts the stress many borrowers currently face. Given the pandemic’s…
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Bank of Ireland Unveils ATM Upgrade and Fraud Awareness Drive
The Bank of Ireland continues to prioritize customer service and security. The bank recently unveiled significant advancements in its ATM upgrade programme, fraud awareness initiative, and consumer spending trends. These steps highlight the bank’s commitment to modernizing its infrastructure and safeguarding its customers. The ATM upgrade programme is a crucial move towards modernizing the bank’s…
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Nubank Introduces Gigabyte Reserve and Flexible Payments
Nubank (NYSE: NU), a leading digital bank, recently unveiled exciting updates to its mobile service, NuCel. The bank is rolling out a new Gigabyte (GB) Reserve feature, offering customers peace of mind and extra perks. Additionally, NuCel payments have become more flexible. The GB Reserve feature is Nubank’s latest innovation. It lets customers store unused…
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Thunes and Ripple Expand Partnership to Boost Global Payments
Thunes and Ripple, global fintech firms, are working to enhance worldwide cross-border payments. Thunes, known as the “Smart Superhighway” for international money transfers, along with Ripple, a leading digital asset infrastructure provider, are looking to expand their current partnership. They aim to revolutionise cross-border money transfers. Since its establishment in 2020, the collaboration between these…
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PayPal Partners with Perplexity for AI-Powered Browsing
PayPal (NASDAQ: PYPL) recently unveiled significant advancements, reflecting its ongoing commitment to integrating digital technology into its payment ecosystem. On September 3, 2025, it announced a strategic alliance with Perplexity. This partnership expands the services available to PayPal and Venmo users. This alliance grants users early access to Perplexity’s AI-driven Comet browser, which comes with…
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Hackers Target Sinqia SA in Audacious $130m Cyber Heist Attempt
Recently, hackers targeted the systems of Sinqia S.A., a Brazilian subsidiary of fintech Evertec. The goal? To steal a whopping $130 million. This bold cyberattack has rocked the fintech sector, underscoring the growing threat of cybercrime. The digital finance realm is expanding at a rapid pace, and with it, the risk of cyber threats increases.…
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Nansen Confirms Role as Validator for Somnia Blockchain
For the fintech sector, the blockchain analytics platform Nansen has taken a significant step. They’ve confirmed their role as a validator for the ultra-high-performance Layer 1 blockchain, Somnia. This partnership paves the way for real-time, onchain experiences. It also marks a crucial step towards merging advanced analytics with high-performance blockchain infrastructure. Being a validator is…
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Experian Reports 70% Surge in Auto Loan Refinancing
There’s a notable shift in the automotive finance sector. Consumer behaviour is changing, as Experian reports. More consumers are turning to refinancing to manage vehicle loan costs. The report shows a nearly 70% year-on-year increase in automotive refinancing. Experian is a global leader in consumer and business credit reporting and marketing services. Known for its…
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Cloudflare Urges Users to Change Info After Hack
Cloudflare (NYSE:NET), a renowned internet infrastructure provider, recently faced a security breach. Many eminent firms, including financial services companies, utilize their platform. They discovered the hack, which took place from August 12 to August 17. In this breach, hackers accessed customer data, including user tokens. Consequently, Cloudflare issued an urgent notice urging users to update…
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Klarna Files for $1.27bn IPO in Major Fintech Move
European fintech giant, Klarna, aims to raise an impressive $1.27 billion through an initial public offering (IPO). Originating from Sweden and now operating in the UK, this move marks a significant growth milestone for the company. The IPO represents a major step for Klarna. Over recent years, the company has expanded its services rapidly. Its…