Payments & Infrastructure

Payments and financial infrastructure are evolving rapidly through digital wallets, cross-border platforms, mobile payments, and new blockchain-based systems. Fintech Review analyses innovations reshaping transactions, payment rails, and the underlying infrastructure of digital finance.

  • Zopa Group Acquires Rvvup to Boost Embedded Finance

    Zopa Group Acquires Rvvup to Boost Embedded Finance

    Zopa Group, a leading digital bank, recently announced its acquisition of payment platform Rvvup. This strategic move aims to bolster Zopa’s embedded finance business, potentially tripling its operations over the next two years. With the acquisition of Rvvup, Zopa strategically enhances its operations. The integration of Rvvup’s payment infrastructure aims to boost Zopa’s point of…

  • Bank Nizwa Launches E-mandate Service in Digital Push

    Bank Nizwa Launches E-mandate Service in Digital Push

    Bank Nizwa, the largest Islamic lender in Oman, introduced an electronic mandate (E-mandate) service on Sunday. The service aligns with the Central Bank of Oman’s regulatory framework. It also signifies the bank’s ongoing expansion of digital banking solutions. Specifically designed for direct debit payments, the E-mandate service allows Bank Nizwa customers to authorize automatic payment…

  • Capgemini Boosts Cloud Market Presence with Cloud4C Acquisition

    Capgemini Boosts Cloud Market Presence with Cloud4C Acquisition

    Capgemini is boosting its cloud managed services market presence. It has recently agreed to acquire Cloud4C. This strategic move aims to enlarge Capgemini’s footprint in this fast-growing sector. It also enhances its capacity to meet businesses’ growing needs for comprehensive cloud solutions. Furthermore, the Cloud4C acquisition should strengthen Capgemini’s overall cloud infrastructure. This will enable…

  • Gen Z Reshapes Financial Habits and Brand Engagement in Singapore

    Gen Z Reshapes Financial Habits and Brand Engagement in Singapore

    According to Visa, Gen Z is spearheading changes in financial habits, digital payments, and brand engagement in Singapore. This influential group, which represents the future of consumer spending, is ready to establish new trends in the finance sector. Gen Z exhibits a robust inclination towards digital solutions and online platforms. This inclination has significantly propelled…

  • dLocal and Cleeng Boost Brazilian Digital Content Market

    dLocal and Cleeng Boost Brazilian Digital Content Market

    The new partnership between dLocal and Cleeng gives Brazilian subscription services and digital content providers an edge. They can now offer local payment methods like PIX, enhancing customer experience. This move streamlines subscription billing and payments, catering to local preferences. More than just customer convenience, integrating local payment methods respects and understands local culture and…

  • Green Dot Joins Workday Program to Boost Payroll Solutions

    Green Dot Joins Workday Program to Boost Payroll Solutions

    Green Dot (NYSE:GDOT) recently joined the Workday Partner Program. This partnership, in collaboration with its wage and disbursements division, rapid!, will allow Green Dot to offer comprehensive payroll and payment solutions, including earned wage access (EWA). Notably, this partnership includes EWA solutions. These are designed to streamline operations, improve employee retention, and promote financial wellness.…

  • Affirm Surpasses Expectations, Boosting BNPL Sector Health

    Affirm Surpasses Expectations, Boosting BNPL Sector Health

    The Buy Now Pay Later (BNPL) fintech industry has recently buzzed with activity. Amid this movement, Affirm Holdings, Inc. (NASDAQ: AFRM), a sector leader, announced its fiscal fourth quarter 2025 results. The company outperformed analyst expectations, which triggered a rise in its stock price. After disclosing the financial results on 28th August 2025, Affirm’s stock…

  • Stablecoins Revolutionising Cross-Border Payments: BitPay

    Stablecoins Revolutionising Cross-Border Payments: BitPay

    Stablecoins are making a significant impact in the dynamic financial ecosystem, as highlighted in a 2025 report by BitPay. They’re gaining traction as a more efficient solution to traditional cross-border payment systems, thanks to their ability to facilitate faster, more affordable transactions. The BitPay’s State of Stablecoins 2025 Report illuminates the increasing adoption of stablecoins.…

  • Stablecoin Adoption Skyrockets in Latin America, Bitso Reports

    Stablecoin Adoption Skyrockets in Latin America, Bitso Reports

    A recent report from Bitso highlights a significant rise in stablecoin use in the fintech sector. The report, “Stablecoins Landscape in Latin America,” shows that Bitso Business, Bitso’s B2B division, experienced a doubling of stablecoin transactions between H2 2024 and H1 2025. Driving this growth are payment service providers and the gaming industry. This surge…

  • Airwallex Chosen as Key Partner by Fintech Firm Pipe

    Airwallex Chosen as Key Partner by Fintech Firm Pipe

    Airwallex, a global payments platform for growing businesses, has recently joined forces with Pipe, a fintech firm providing embedded capital products to small businesses. This noteworthy collaboration aims to enhance Pipe’s international operations. Pipe’s choice of Airwallex highlights their commitment to using advanced fintech solutions to scale their operations. It also reinforces Airwallex’s emerging status…

  • Klarna Preps for IPO Boosting Fintech Sector Growth

    Klarna Preps for IPO Boosting Fintech Sector Growth

    Klarna, the Swedish buy-now-pay-later (BNPL) trailblazer, is gearing up for a much-anticipated initial public offering (IPO). Industry reports suggest that Klarna aims for a valuation between $12.6 billion and $13.4 billion. This move marks a significant milestone in the company’s growth strategy. Not only has Klarna been expanding its global presence, but it’s also been…

  • FCA Introduces New Rules to Safeguard Consumer Funds

    FCA Introduces New Rules to Safeguard Consumer Funds

    As of May 2026, users of payment firms can expect improved protection due to the Financial Conduct Authority (FCA)‘s new rules. These regulations aim to protect consumer funds by separating them from the firm’s assets. The main aim of these changes is to reassure consumers about the safety of their money during transactions. The rules…

  • UPay Report Forecasts Growth in Digital Wallet Use by 2025

    UPay Report Forecasts Growth in Digital Wallet Use by 2025

    With the rise in digital transactions, the use of virtual cards and digital wallets has witnessed a significant upsurge. This trend is meticulously charted in the latest 2025 Global Digital Payments Report released by UPay. The report offers a comprehensive overview of the use of these payment methods and predicts their future growth. The past…

  • UAE Cyber Security Council Warns of Wi-Fi Breach Surge

    UAE Cyber Security Council Warns of Wi-Fi Breach Surge

    The United Arab Emirates’ Cyber Security Council has sounded the alarm on a surge in Wi-Fi network breaches. They revealed on Sunday that over 12,000 security breaches have plagued the country’s Wi-Fi networks since the year’s start. Alarmingly, these breaches account for roughly 35% of all UAE cyberattacks in 2025. Such a significant uptick in…

  • Gr4vy Review: Payment Orchestration

    Gr4vy Review: Payment Orchestration

    Gr4vy offers a payment orchestration platform designed to simplify and optimise global payment processing for merchants. As payment ecosystems become more fragmented, orchestration platforms like Gr4vy play a critical role in managing growing complexity. Gr4vy operates on a SaaS subscription model. Merchants pay for access to Gr4vy’s cloud-native infrastructure, which manages payment routing, redundancy, and…

  • Digital Transactions in a Globalised World

    Digital Transactions in a Globalised World

    Digital transactions are now the foundation of the global economy. Whether you are paying for a coffee, sending money abroad, or receiving a salary, chances are the transaction is digital. Cash is declining, paper-based systems are disappearing, and consumers expect seamless digital experiences in every context. Digital transactions refer to the transfer of value using…

  • What are PSPs?

    What are PSPs?

    In today’s digital economy, accepting payments is no longer as simple as opening a till. Businesses of all sizes need to manage card transactions, mobile wallets, recurring billing, international payments, and more. This is where PSPs, or Payment Service Providers, come in. PSPs play a central role in enabling e-commerce, digital platforms, and financial services.…

  • Airwallex Review: Powering Global Payments

    Airwallex Review: Powering Global Payments

    Airwallex has emerged as one of the most powerful, yet understated, players in global fintech. Originally launched to simplify cross-border payments for businesses, the company has rapidly expanded into a full financial infrastructure platform. In this Airwallex review, we explore how the company operates, what sets it apart, and why it is becoming essential for…

  • Finicity Review: Data Layer in Embedded Finance in the US

    Finicity Review: Data Layer in Embedded Finance in the US

    As embedded finance reshapes the financial landscape, one foundational element is quietly powering much of the transformation: data. At the centre of this shift is Finicity, a US-based financial data aggregator acquired by Mastercard in 2020. In the fast-evolving embedded finance ecosystem, Finicity plays a crucial role as the data layer, enabling fintechs, banks, and…

  • Wise Review: Redefining Cross-Border Money Movement

    Wise Review: Redefining Cross-Border Money Movement

    Wise, formerly known as TransferWise, is one of the most recognisable fintech companies in the world. What began as a low-cost international money transfer service has evolved into a full-scale financial platform for global individuals and businesses. In this Wise review, we explore how the company works, what sets it apart, and what the future…