Payments & Infrastructure
Payments and financial infrastructure are evolving rapidly through digital wallets, cross-border platforms, mobile payments, and new blockchain-based systems. Fintech Review analyses innovations reshaping transactions, payment rails, and the underlying infrastructure of digital finance.
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Finicity Review: Data Layer in Embedded Finance in the US
As embedded finance reshapes the financial landscape, one foundational element is quietly powering much of the transformation: data. At the centre of this shift is Finicity, a US-based financial data aggregator acquired by Mastercard in 2020. In the fast-evolving embedded finance ecosystem, Finicity plays a crucial role as the data layer, enabling fintechs, banks, and…
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Rapyd Review: The Everything Platform for Global Fintech
As fintech becomes more global and interconnected, the need for simple, scalable infrastructure is growing rapidly. Businesses today must handle cross-border payments, local compliance, and multi-currency operations with ease. This is where Rapyd steps in. Positioned as a leading fintech-as-a-service provider, Rapyd offers a unified platform that helps companies build, scale, and manage global financial…
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Top Fintech API Providers
In 2025, the financial world increasingly runs on APIs. From digital banks to lending apps to payment gateways, almost every innovative financial product relies on third-party APIs for core functionality. Choosing the right partner is crucial, yet the market is crowded and fast-evolving. Identifying the top fintech API providers can give businesses a competitive edge,…
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Conduit Secures $36 Million Funding to Boost Cross-Border Payments with Stablecoins
Conduit, a Boston-based fintech specializing in cross-border payments, recently secured a substantial funding of $36 million. Led by Dragonfly and Altos Ventures, the Series A funding round will enable the company to scale its innovative payment system. It also aims to increase its currency offerings, spanning both fiat and stablecoins. This move underlines the fintech…
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Marqeta Review: Future of Modern Card Issuing
Marqeta is not just another payments company. It is one of the key enablers of fintech, marketplaces, and digital platforms. By offering flexible, developer-friendly infrastructure, Marqeta empowers companies to launch, control, and manage customisable payment cards at scale. In this Marqeta review, we explore how the company operates, the problems it solves, its role in…
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Checkout.com Review: Next Gen Payments
In the rapidly evolving world of digital commerce, payment infrastructure is more critical than ever. While companies like Stripe and Adyen often dominate the conversation, Checkout.com has steadily built one of the most powerful and sophisticated payment platforms globally. Founded in 2012 and headquartered in London, Checkout.com offers full-stack payment solutions that serve some of…
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Power Outages and Digital Payments: Can I Still Pay?
In today’s increasingly digital economy, payments rely heavily on technology and electricity. Given the recent events in Spain and Portugal, hit by massive power outage, let’s have a look at what happens in these situations. What to do when the power goes out? How do power outage payments work when shops, banks, and networks lose…
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PayPal Review: From Digital Wallet Pioneer to Fintech Powerhouse
Few names are as closely associated with the evolution of digital payments as PayPal. But people still ask… Is PayPal fintech? Once a startup disrupting the online auction scene, it has grown into a global fintech giant, handling over a trillion dollars in annual payment volume. It has become synonymous with sending money online, offering…
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Best E-Wallet Apps for Shopping: How to Pay Smart and Stay Secure
Shopping has gone digital, and so have our wallets. Whether buying in-store or online, more people now rely on mobile payment tools than ever before. Choosing the best e-wallet apps for shopping helps users not only pay conveniently but also benefit from rewards, faster checkouts, and enhanced security. In 2025, digital wallets are far more…
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Revolut Review: From Startup to Global Giant
Since launching in 2015, Revolut has rapidly become a leading global fintech player. From humble beginnings as a prepaid card offering, it quickly grew into a fully-fledged financial powerhouse.
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The Inefficiencies of Traditional Cross-Border Payments and Why Change Is Needed
Cross-border payments remain one of the most outdated areas of financial services. While fintech has transformed many aspects of banking, international money transfers still rely on slow, expensive, and inefficient systems. Banks process these payments through multiple intermediaries, increasing costs and delays. With growing demand for faster, cheaper alternatives, fintech firms and blockchain solutions are…