Payments & Infrastructure

Payments and financial infrastructure are evolving rapidly through digital wallets, cross-border platforms, mobile payments, and new blockchain-based systems. Fintech Review analyses innovations reshaping transactions, payment rails, and the underlying infrastructure of digital finance.

  • Airwallex Review: Powering Global Payments

    Airwallex Review: Powering Global Payments

    Airwallex has emerged as one of the most powerful, yet understated, players in global fintech. Originally launched to simplify cross-border payments for businesses, the company has rapidly expanded into a full financial infrastructure platform. In this Airwallex review, we explore how the company operates, what sets it apart, and why it is becoming essential for…

  • Finicity Review: Data Layer in Embedded Finance in the US

    Finicity Review: Data Layer in Embedded Finance in the US

    As embedded finance reshapes the financial landscape, one foundational element is quietly powering much of the transformation: data. At the centre of this shift is Finicity, a US-based financial data aggregator acquired by Mastercard in 2020. In the fast-evolving embedded finance ecosystem, Finicity plays a crucial role as the data layer, enabling fintechs, banks, and…

  • Wise Review: Redefining Cross-Border Money Movement

    Wise Review: Redefining Cross-Border Money Movement

    Wise, formerly known as TransferWise, is one of the most recognisable fintech companies in the world. What began as a low-cost international money transfer service has evolved into a full-scale financial platform for global individuals and businesses. In this Wise review, we explore how the company works, what sets it apart, and what the future…

  • Rapyd Review: The Everything Platform for Global Fintech

    Rapyd Review: The Everything Platform for Global Fintech

    As fintech becomes more global and interconnected, the need for simple, scalable infrastructure is growing rapidly. Businesses today must handle cross-border payments, local compliance, and multi-currency operations with ease. This is where Rapyd steps in. Positioned as a leading fintech-as-a-service provider, Rapyd offers a unified platform that helps companies build, scale, and manage global financial…

  • Plaid Review: Building the Infrastructure for Open Finance

    Plaid Review: Building the Infrastructure for Open Finance

    Plaid has quietly become one of the most influential companies in the modern financial ecosystem. While consumers may rarely hear its name, countless apps and services they use every day rely on Plaid’s APIs to connect bank accounts, verify identities, and enable seamless financial experiences. In this review of Plaid, we will explore how the…

  • Top Fintech API Providers

    Top Fintech API Providers

    In 2025, the financial world increasingly runs on APIs. From digital banks to lending apps to payment gateways, almost every innovative financial product relies on third-party APIs for core functionality. Choosing the right partner is crucial, yet the market is crowded and fast-evolving. Identifying the top fintech API providers can give businesses a competitive edge,…

  • Klarna Review: is it Embedded Finance?

    Klarna Review: is it Embedded Finance?

    Klarna is one of the most recognisable names in fintech today. From its early beginnings as a Swedish payments provider to its current global footprint, Klarna has transformed how millions of consumers shop and pay. But beyond buy-now-pay-later (BNPL) services, a bigger question emerges: Is Klarna embedded finance? This Klarna review explores its evolution, business…

  • Conduit Secures $36 Million Funding to Boost Cross-Border Payments with Stablecoins

    Conduit Secures $36 Million Funding to Boost Cross-Border Payments with Stablecoins

    Conduit, a Boston-based fintech specializing in cross-border payments, recently secured a substantial funding of $36 million. Led by Dragonfly and Altos Ventures, the Series A funding round will enable the company to scale its innovative payment system. It also aims to increase its currency offerings, spanning both fiat and stablecoins. This move underlines the fintech…

  • Marqeta Review: Future of Modern Card Issuing

    Marqeta Review: Future of Modern Card Issuing

    Marqeta is not just another payments company. It is one of the key enablers of fintech, marketplaces, and digital platforms. By offering flexible, developer-friendly infrastructure, Marqeta empowers companies to launch, control, and manage customisable payment cards at scale. In this Marqeta review, we explore how the company operates, the problems it solves, its role in…

  • Checkout.com Review: Next Gen Payments

    Checkout.com Review: Next Gen Payments

    In the rapidly evolving world of digital commerce, payment infrastructure is more critical than ever. While companies like Stripe and Adyen often dominate the conversation, Checkout.com has steadily built one of the most powerful and sophisticated payment platforms globally. Founded in 2012 and headquartered in London, Checkout.com offers full-stack payment solutions that serve some of…

  • Top 100 Fintech Tools for Businesses

    Top 100 Fintech Tools for Businesses

    Choosing the right fintech stack can make or break a company’s financial operations. Today, finance leaders are not only responsible for budgeting and compliance, but also for enabling growth through smart, scalable technology choices. Whether you are a B2B founder building a global marketplace, a CFO steering a SaaS scale-up, or a finance team tasked…

  • Power Outages and Digital Payments: Can I Still Pay?

    Power Outages and Digital Payments: Can I Still Pay?

    In today’s increasingly digital economy, payments rely heavily on technology and electricity. Given the recent events in Spain and Portugal, hit by massive power outage, let’s have a look at what happens in these situations. What to do when the power goes out? How do power outage payments work when shops, banks, and networks lose…

  • PayPal Review: From Digital Wallet Pioneer to Fintech Powerhouse

    PayPal Review: From Digital Wallet Pioneer to Fintech Powerhouse

    Few names are as closely associated with the evolution of digital payments as PayPal. But people still ask… Is PayPal fintech? Once a startup disrupting the online auction scene, it has grown into a global fintech giant, handling over a trillion dollars in annual payment volume. It has become synonymous with sending money online, offering…

  • Payoneer Review: The Digital Backbone of Cross-Border Payments

    Payoneer Review: The Digital Backbone of Cross-Border Payments

    Payoneer has quietly built one of the most robust and widely used financial platforms for cross-border payments. Founded in 2005, the company now serves over five million users in more than 190 countries, facilitating transactions in over 150 currencies. In this Payoneer review, we take a detailed look at how the platform has grown into…

  • Best Ways to Pay Bills Online in 2025

    Best Ways to Pay Bills Online in 2025

    In 2025, the way we pay bills online is about more than just convenience, it is about control, personalisation, and financial transparency. From rent and utilities to subscriptions and council tax, digital solutions have become the standard. What was once a manual chore is now an integrated part of modern money management. So what are…

  • Best E-Wallet Apps for Shopping: How to Pay Smart and Stay Secure

    Best E-Wallet Apps for Shopping: How to Pay Smart and Stay Secure

    Shopping has gone digital, and so have our wallets. Whether buying in-store or online, more people now rely on mobile payment tools than ever before. Choosing the best e-wallet apps for shopping helps users not only pay conveniently but also benefit from rewards, faster checkouts, and enhanced security. In 2025, digital wallets are far more…

  • Stripe Review: Redefining Online Payments

    Stripe Review: Redefining Online Payments

    Stripe has become one of the most influential fintech companies by transforming how online businesses manage payments in the digital era. Stripe is truly a playment platform success story. Founded in 2010 by Irish brothers Patrick and John Collison, Stripe started with a simple mission: make payments easy for developers. At the time, setting up…

  • The State of Payments 2024: Key Stats and Emerging Trends

    The State of Payments 2024: Key Stats and Emerging Trends

    By Denys Kyrychenko, Co-founder & CEO at Corefy Businesses’ payment infrastructure directly correlates with competitive resilience. New data from a global study of 793 merchants – The state of payment maturity 2024 report, published by Corefy – reveals critical insights on the current state of businesses’ payment maturity, offering a broad look at where they…

  • Revolut Review: From Startup to Global Giant

    Revolut Review: From Startup to Global Giant

    Since launching in 2015, Revolut has rapidly become a leading global fintech player. From humble beginnings as a prepaid card offering, it quickly grew into a fully-fledged financial powerhouse.

  • The Inefficiencies of Traditional Cross-Border Payments and Why Change Is Needed

    The Inefficiencies of Traditional Cross-Border Payments and Why Change Is Needed

    Cross-border payments remain one of the most outdated areas of financial services. While fintech has transformed many aspects of banking, international money transfers still rely on slow, expensive, and inefficient systems. Banks process these payments through multiple intermediaries, increasing costs and delays. With growing demand for faster, cheaper alternatives, fintech firms and blockchain solutions are…