Personal Finance
Personal finance apps are empowering individuals to budget, save, invest, and manage their financial lives digitally. Fintech Review explores the rise of financial wellness tools, mobile platforms, and technology-driven solutions that help consumers achieve better financial outcomes.
Best Ways to Pay Bills Online in 2025
In 2025, the way we pay bills online is about more than just convenience, it is about control, personalisation, and financial transparency. From rent and utilities to subscriptions and council tax, digital solutions have become the standard. What was once a manual chore is now an integrated part of modern money management. So what are…
How Fintech Apps Are Improving Financial Literacy Among Young People
In recent years, fintech apps have become pivotal in shaping financial literacy among Millennials and Gen Z. These innovative platforms, often mobile-first and user-friendly, simplify complex financial topics. Through interactive tools and easy-to-use interfaces, fintech companies educate young users on personal finance, budgeting, and investing. Traditional methods of financial education often failed to engage younger…
AI-Powered Personal Finance Management: The Next Big Thing?
The rise of artificial intelligence (AI) has touched every aspect of our lives. From how we shop to how we communicate. In recent years, AI has also started revolutionising personal finance management. It is offering users more control over their money through automation, data analysis, and predictive modelling. With financial decisions becoming more complex, AI-powered…
Portfolio Diversification: The Case for Including Bitcoin and Cryptocurrencies
In today’s investment world, finding the best mix of things to invest in is key. It is all about portfolio diversification. This usually means having a bit of everything – like shares, bonds, and gold – to spread out the risk and aim for good growth over time. But now, there’s something new to consider:…
Bouncing Back Better: How Fintech Advances Can Help Consumers Navigate the Cost-of-Living Crisis
By Richard McCall, the CEO of Armalytix. In the face of the current cost of living crisis, consumers find themselves grappling with economic challenges unseen since the 2008 financial crisis. One difference from that time is the significant transformation of the personal finance landscape. That is due largely to advancements in financial technology and regulation. A…
Worried If It Is The Right Time To Invest?
You’ve probably wondered about it at some point in your life. Probably even just now. Who has not asked themselves: “Why should I invest?”. It’s not a philosophical question but rather a very logical one. Everybody should think about it, a bit seriously, or not when considering what to do with earnings or savings that…
Why is Wealth Management Technology So Important?
It is time-consuming to switch from one wealth management tool to another. However, today, you have the option to have a wealth management software solution perfect for your specific needs as a wealth manager, an advisor, or a simple investor. In today’s competitive financial world, investors and wealth advisors have to be at a cutting…
Remarkable Future of Credit Cards: Interview with David Boyd
Credit cards have been around for quite a while. These little pieces of plastics started to be issued as early as the 1920s by stores to let loyal customers spend more easily. Fast forward to today, and things have changed quite a lot. And not so much at the same time. Of the 2.8 billion…
Tackling the Cost of Living Crisis: Interview with Suzanne Jones
Fintech is all about solving big problems. At least, it should be. One of the most important premises of fintech is that it is a wave of innovation that is changing financial services for the better. Ultimately changing the world for the better. It is obviously quite exciting when fintech startups decide to attack seemingly…
An Introduction to Investment Portfolio Management
An introduction to investment portfolio management, the concept developed by Harry Markowitz…
What’s next for student finance? Interview with Ethan Fraenkel
Student finance is a mess in many countries… Unless you are lucky to live in a country where the university fees are free and of quality… Higher education is often a quite a challenge from a personal finance perspective. Most students are faced with a tough choice: trying to borrow large amounts or skip university…
Why Financial Education Matters Now More Than Ever…
In very simple terms, financial education can make the difference between making a good and a bad financial decision. Why does it matter now more than ever? Because we are in a relatively good business and economic environment. That’s a good thing, right? Yes, of course. And that is relatively surprising given that we are…
21st Century Wealth Management: Interview with Elisabeth Dana
There is a lot of activity in all parts of the financial services industry. Everything is changing. And it is changing very fast as more companies are coming to the market. At the same time, the industry is awash with VC investments. First, it was a huge wave of innovation in payments that is still…
Inflation: Should You Actually Care?
As you might expect, the short answer is yes… but there is obviously a longer explanation. You should care about inflation as an individual, and same goes if you are a business. And notably a fintech one. There is a lot that is being said about inflation these days, with a certain degree of truth.…
BNPL: Consumer Acceptance and the Opportunities for Banks
This is a guest post by Jaimini Pattani, Senior Retail Banking Analyst at GlobalData, a data analytics and consulting company headquartered in London. COVID-19 has significantly changed the mindset of consumers in terms of the way they want to manage and spend their money. Low interest savings rates and either a surplus or lack of…
Behavioural Finance and Fintech: Interview with Julien Revelle
What is really great about fintech, is that it is here to solve problems. That is the ultimate premise. Take broken things in financial services, and turn them into something much better. But can investor risk assessment be fun? That seems like a tall order. I do not know if you have ever done a…
Top Finance Skills to understand Fintech
It’s very true that Fintech is a lot about tech, as per the little war for talent happening in the industry. So it’s obviously helpful if you have tech skills like coding. However, let’s not forget that we are talking about finance here. Without finance, there is no financial technology. Maybe it seems obvious, but…
Top 5 Books About Finance
If you want to learn more about finance in order to better understand fintech, there are a few books that are must-reads. Even though fintech is actually a lot ‘tech’, you cannot really forget that it is finance after all. Without it, there is no fintech. Therefore, understanding basic financial concepts is quite key, especially…
