Personal Finance

Personal finance apps are empowering individuals to budget, save, invest, and manage their financial lives digitally. Fintech Review explores the rise of financial wellness tools, mobile platforms, and technology-driven solutions that help consumers achieve better financial outcomes.

  • US Retirement Market Opens to Cryptocurrency Investments

    US Retirement Market Opens to Cryptocurrency Investments

    The US retirement market is now welcoming cryptocurrencies. Devere Group‘s CEO Nigel Green has shared that Donald Trump’s executive order could empower many Americans to boost their retirement wealth with cryptocurrencies, private equity, and other alternative assets. This significant move broadens the $9 trillion US retirement market, introducing a wider range of investment options. Traditionally,…

  • Gen Z Takes Charge of Financial Health, Bank of America Reports

    Gen Z Takes Charge of Financial Health, Bank of America Reports

    Gen Z, the demographic aged 18-28, is realizing that adulthood costs more than they expected. Consequently, about three quarters are taking action to better their financial health, according to a recent report. This new research, titled ‘Better Money Habits’, comes courtesy of Bank of America (NYSE: BAC). The report sheds light on the financial hurdles…

  • Fynance Hub Review: How It Works, What It Offers, and Is It Worth Using?

    Fynance Hub Review: How It Works, What It Offers, and Is It Worth Using?

    In today’s world of online financial tools, platforms that promise to simplify mortgage and insurance decisions are everywhere. Fynance Hub is one such site, offering a combination of rate comparisons, mortgage origination, and access to credit reports. But how does it compare to competitors like RateHub or LowestRates.ca? And can you trust it with your…

  • PensionBee Bolsters Retirement Security Efforts

    PensionBee Bolsters Retirement Security Efforts

    The UK-based online pension provider, PensionBee, recently made headlines. They announced new commercial partnerships and called for pension reform, reinforcing their commitment to retirement security. These actions underline their mission to simplify pensions and promote financial wellness. Recent initiatives include a renewed sponsorship with Brentford Football Club and a fresh push for pension reform. PensionBee…

  • Senate Committee’s Bill Aims to Boost UK Housing Supply

    Senate Committee’s Bill Aims to Boost UK Housing Supply

    The Senate Banking Committee has recently announced a bipartisan bill. This piece of legislation aims to significantly increase the housing supply. The committee hopes to achieve this by dismantling regulatory barriers that currently impede home building. In addition, the bill is set to extend rental assistance and set aside funds for infrastructure, paving the way…

  • Retail Investors Navigate Market Volatility with eToro Insights

    Retail Investors Navigate Market Volatility with eToro Insights

    In today’s uncertain global financial era, retail investors are proving their resilience and adaptability. eToro‘s recent Retail Investor Beat surveys suggest that investors are strategically handling market volatility and macroeconomic changes. They are taking advantage of market dips and moving portfolios towards safe-haven assets. These results underline the proactive stance retail investors are taking to…

  • DailyPay Expands On-Demand Pay Solutions for Employees

    DailyPay Expands On-Demand Pay Solutions for Employees

    DailyPay, an industry leader, is redefining employee earnings access. The earned wage access (EWA) / worktech platform is extending its On-Demand Pay solutions. This expansion shows a strong commitment to enhancing employee financial wellness. Furthermore, it aims to boost retention rates and enable businesses to offer earned wage access to their staff. By focusing on…

  • Lloyds Bank Boosts UK Economy with New Initiatives

    Lloyds Bank Boosts UK Economy with New Initiatives

    Lloyds Banking Group recently rolled out new initiatives to boost the UK economy and cater to diverse customers. These include the release of the latest UK Sector Tracker, a notable £4 billion boost in lending for first-time home buyers, and a revamped student account. A major initiative, the UK Sector Tracker, tracks the progress and…

  • Bondora Group Reports 17% Spike in Loan Originations

    Bondora Group Reports 17% Spike in Loan Originations

    The realm of online investing is constantly changing, and Bondora Group is making significant strides. Their performance statistics from June 2025 show that they are pushing limits, particularly in managing loan recoveries. Bondora Group reported a 17.0% increase in loan originations, amounting to €28,747,468, from the previous month. Loan originations, a crucial metric for companies…

  • 5 Ways to Pay Bills Automatically

    5 Ways to Pay Bills Automatically

    Pay bills on time is essential, but managing multiple due dates can quickly become overwhelming. That is why setting up automated payments is one of the smartest personal finance moves you can make. The best ways to pay bills automatically combine convenience, visibility, and control. Helping you stay on top of your obligations without lifting…

  • DailyPay Secures £200m to Break Paycheck Cycle

    DailyPay Secures £200m to Break Paycheck Cycle

    DailyPay, a leading provider of On-Demand Pay and financial wellness solutions, recently announced a major milestone in its quest to break the paycheck-to-paycheck cycle. The fintech firm has completed a $200 million asset-backed securitization (ABS) of its On-Demand Pay receivables. This move is a significant step forward, backed by some of the world’s leading financial…

  • JD Power Finds US Bank Customers’ Financial Health Dips

    JD Power Finds US Bank Customers’ Financial Health Dips

    Recent JD Power research indicates a worrying decline in US retail bank customers’ overall financial health. This downturn, notably occurring in May, followed two months of improvement. The study suggests that an unpredictable economy and high goods prices are the main culprits. The report shows a disappointing change in May, despite the year’s optimistic start.…

  • Schroders Pension Scheme Invests £48m in Climate+ LTAF

    Schroders Pension Scheme Invests £48m in Climate+ LTAF

    The Defined Contribution (DC) section of Schroders Retirement Benefits Scheme (SRBS) is making significant moves in the investment world. The scheme has allocated £48m, equivalent to 20% of the default growth fund, to the Schroders Capital Climate+ LTAF. This bold move serves two main purposes. Firstly, it aims to provide more diversification benefits. Secondly, it…

  • US Retail Workers See On-Demand Pay as Inflation Solution

    US Retail Workers See On-Demand Pay as Inflation Solution

    A recent study conducted by Talker Research reveals that high inflation is causing retail workers in the United States to struggle with timely bill payments. Commissioned by DailyPay, the research indicates that many retail workers believe an on-demand pay solution could significantly improve their financial situation. On-demand pay is a flexible payment model that allows…

  • Bank of Ireland Reports Q2 2025 Savings Index Dip

    Bank of Ireland Reports Q2 2025 Savings Index Dip

    The latest report from the Bank of Ireland points to a dip in its Savings and Investment Index for Q2 2025. This dip in Ireland’s savings is due to fewer people reporting saving and feeling they are saving adequately. The Index fell to 87 in Q2, a significant drop from previous figures. Importantly, the Bank…

  • The New Rules of Personal Finance

    The New Rules of Personal Finance

    Personal finance has evolved dramatically over the past few years. Traditional advice about budgeting, saving, and investing still holds, but technology has introduced new tools, habits, and expectations. Managing your money in 2025 is not about checking a monthly statement. It is about real-time insights, automated decisions, and smarter financial ecosystems. Understanding the new rules…

  • Gen Z Australians Boost Savings with CommBank App Tools

    Gen Z Australians Boost Savings with CommBank App Tools

    Recently, data has uncovered a fascinating trend among Gen Z Australian consumers. More precisely, those aged between 18-25 are using the CommBank app’s free money management tools, or CommBank app tools, 65 per cent more than any other generation. Interestingly, this age group is also two-thirds more likely to increase their saving frequency if they…

  • Zellis Group Acquires Hastee to Boost Financial Wellbeing Offerings

    Zellis Group Acquires Hastee to Boost Financial Wellbeing Offerings

    Recently, the UK-based Zellis Group, a leading provider of AI-enabled HR, workforce management, payroll, and benefits, announced the acquisition of Hastee. Hastee is a financial wellbeing platform. The zellis hastee acquisition aims to enhance the Group’s comprehensive offerings, especially in financial wellbeing and HR. Hastee’s innovative platform gives employees control over their financial lives. It…

  • TransUnion Reveals US Consumers’ Rising Financial Pessimism

    TransUnion Reveals US Consumers’ Rising Financial Pessimism

    Increasing concerns over tariffs and the projected rise in the cost of goods have been dominant in the news since April. The fear of a gloomy financial future is beginning to settle among consumers. A recent Q2 2025 Consumer Pulse study by TransUnion (NYSE: TRU) has revealed that the pessimism is more widespread than previously…

  • Irish Consumer Confidence Boosts Bank of Ireland

    Irish Consumer Confidence Boosts Bank of Ireland

    Despite the economic uncertainties of the past year, Irish consumers have demonstrated a remarkable level of confidence in their personal financial outlook. This is evident in a recent report which revealed that spending by Bank of Ireland customers, using debit and credit cards, saw an impressive 6.5% year-on-year increase in May. This rise, indicative of…