Personal Finance
Personal finance apps are empowering individuals to budget, save, invest, and manage their financial lives digitally. Fintech Review explores the rise of financial wellness tools, mobile platforms, and technology-driven solutions that help consumers achieve better financial outcomes.
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UK Gig Workers Struggle with Pension Savings
Recent research by PensionBee has unveiled a disturbing fact. It appears that over a million UK gig workers can’t save into a pension plan due to financial constraints. This revelation underscores the precarious financial situation many are in. Evidently, immediate intervention and support are necessary. PensionBee, a firm serving the consumer retirement market, has gathered…
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Understanding Gen Z and Millennial Priorities
In today’s fast-paced digital era, Gen Z and Millennials find themselves navigating uncharted territory. At the same time, they grapple with significant global economic shifts. A recent study by the global consulting firm, Deloitte, provides enlightening insights. More specifically, it delves into how these younger generations are striking a balance between financial stability, personal well-being,…
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US Luxury Housing Market Slowdown Amid Global Economic Uncertainty
In April 2025, the US luxury housing market saw a significant slowdown. Financial volatility prompted this change. It led both buyers and sellers to act carefully. The latest report from property market analysts at Zillow confirms this trend. Their findings reveal a decrease in sales of luxury homes. These homes fall within the top 5%…
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Revamping Travel Finance: An Overview of N26 Go Features
N26, a Berlin-based digital bank, has recently launched a bold initiative targeting digital nomads and frequent travellers. In a move to upgrade their premium subscription offering, previously known as “N26 You”, they have rebranded it as “N26 Go”. Promoted as the “go-to bank” for globetrotters, this service is set to revolutionize travel finance, wrapping up…
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Raisin’s Welcome Account: A New Era in European Fintech
Raisin, a European fintech firm, is actively preparing to compete with traditional banks. Notably, the company has introduced its own savings product, the ‘Welcome Account’, in Spain. This move symbolises a significant shift in direction. For instance, Raisin is actively evolving from being a simple comparison site to a comprehensive financial services provider. Established in…
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Understanding EOFY Tax Fears: Insights from the Xero Tax Confidence Index
In today’s interconnected world, finance and technology have become inextricably intertwined. However, understanding tax rules and regulations remains a daunting challenge. For a significant number of Australians, the end of the financial year (EOFY) brings not only uncertainty but also a palpable fear of making tax return mistakes. A recent Xero study confirms this, revealing…
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Understanding Inflation-Adjusted Debt Growth
Rising costs and high-interest rates have proven to be an increased challenge for many consumers, who in turn, rely heavily on credit products to stay afloat. However, recent analysis by TransUnion (NYSE: TRU), a leading global information and insights company, suggests that the growth in credit balance might not be as extensive as perceived. Contrary…
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Exploring the Rising Potential of the Latvian Real Estate…
Estateguru recently reported increased activity and steady investor returns in the Latvian real estate market. Thanks to falling interest rates, a dynamic new-build sector, and competitive pricing, the real estate scene in Latvia is fast becoming a hotbed for steady investment returns. The reduction of interest rates is among the major driving forces attracting investors…
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The Rise of Rentvesting: How Young Australians are…
According to a study conducted by digital bank Ubank, a significant shift is happening in the Australian housing market as young renters consider buying homes instead. This phenomenon, dubbed “rentvesting,” has emerged due to the rising cost of rent, which is steadily approaching the cost of mortgage repayments. Ubank’s comprehensive research was carried out by…
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Elon Musk’s Departure from DOGE: An Uphill Battle for Government Efficiency and a Boost for SpaceX and Tesla
SpaceX CEO and Tesla Inc. co-founder Elon Musk confirmed that he is stepping down from his role as the special government employee leading the Department of Government Efficiency (DOGE). Musk cites the task as an ‘uphill battle’ and thanked current US President Donald Trump for the opportunity to play his role in reducing wasteful spending.…
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Best Ways to Track Personal Expenses in 2025: Staying on Top of Your Finances
Tracking personal expenses used to be tedious and manual. Receipts piled up, spreadsheets needed constant updating, and insights were often delayed or incomplete. In 2025, thanks to the rise of smart apps, AI-driven tools, and open banking connectivity, managing your spending is faster, easier, and more insightful than ever. Understanding the best ways to track…
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Best Ways to Pay Bills Online in 2025
In 2025, the way we pay bills online is about more than just convenience, it is about control, personalisation, and financial transparency. From rent and utilities to subscriptions and council tax, digital solutions have become the standard. What was once a manual chore is now an integrated part of modern money management. So what are…
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How Fintech Apps Are Improving Financial Literacy Among Young People
In recent years, fintech apps have become pivotal in shaping financial literacy among Millennials and Gen Z. These innovative platforms, often mobile-first and user-friendly, simplify complex financial topics. Through interactive tools and easy-to-use interfaces, fintech companies educate young users on personal finance, budgeting, and investing. Traditional methods of financial education often failed to engage younger…
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AI-Powered Personal Finance Management: The Next Big Thing?
The rise of artificial intelligence (AI) has touched every aspect of our lives. From how we shop to how we communicate. In recent years, AI has also started revolutionising personal finance management. It is offering users more control over their money through automation, data analysis, and predictive modelling. With financial decisions becoming more complex, AI-powered…
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Portfolio Diversification: The Case for Including Bitcoin and Cryptocurrencies
In today’s investment world, finding the best mix of things to invest in is key. It is all about portfolio diversification. This usually means having a bit of everything – like shares, bonds, and gold – to spread out the risk and aim for good growth over time. But now, there’s something new to consider:…
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Bouncing Back Better: How Fintech Advances Can Help Consumers Navigate the Cost-of-Living Crisis
By Richard McCall, the CEO of Armalytix. In the face of the current cost of living crisis, consumers find themselves grappling with economic challenges unseen since the 2008 financial crisis. One difference from that time is the significant transformation of the personal finance landscape. That is due largely to advancements in financial technology and regulation. A…
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Worried If It Is The Right Time To Invest?
You’ve probably wondered about it at some point in your life. Probably even just now. Who has not asked themselves: “Why should I invest?”. It’s not a philosophical question but rather a very logical one. Everybody should think about it, a bit seriously, or not when considering what to do with earnings or savings that…
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Why is Wealth Management Technology So Important?
It is time-consuming to switch from one wealth management tool to another. However, today, you have the option to have a wealth management software solution perfect for your specific needs as a wealth manager, an advisor, or a simple investor. In today’s competitive financial world, investors and wealth advisors have to be at a cutting…
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Remarkable Future of Credit Cards: Interview with David Boyd
Credit cards have been around for quite a while. These little pieces of plastics started to be issued as early as the 1920s by stores to let loyal customers spend more easily. Fast forward to today, and things have changed quite a lot. And not so much at the same time. Of the 2.8 billion…
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Tackling the Cost of Living Crisis: Interview with Suzanne Jones
Fintech is all about solving big problems. At least, it should be. One of the most important premises of fintech is that it is a wave of innovation that is changing financial services for the better. Ultimately changing the world for the better. It is obviously quite exciting when fintech startups decide to attack seemingly…
