Personal Finance

Personal finance apps are empowering individuals to budget, save, invest, and manage their financial lives digitally. Fintech Review explores the rise of financial wellness tools, mobile platforms, and technology-driven solutions that help consumers achieve better financial outcomes.

  • An Introduction to Investment Portfolio Management

    An Introduction to Investment Portfolio Management

    An introduction to investment portfolio management, the concept developed by Harry Markowitz…

  • What’s next for student finance? Interview with Ethan Fraenkel

    What’s next for student finance? Interview with Ethan Fraenkel

    Student finance is a mess in many countries… Unless you are lucky to live in a country where the university fees are free and of quality… Higher education is often a quite a challenge from a personal finance perspective. Most students are faced with a tough choice: trying to borrow large amounts or skip university…

  • Why Financial Education Matters Now More Than Ever…

    Why Financial Education Matters Now More Than Ever…

    In very simple terms, financial education can make the difference between making a good and a bad financial decision. Why does it matter now more than ever? Because we are in a relatively good business and economic environment. That’s a good thing, right? Yes, of course. And that is relatively surprising given that we are…

  • 21st Century Wealth Management: Interview with Elisabeth Dana

    21st Century Wealth Management: Interview with Elisabeth Dana

    There is a lot of activity in all parts of the financial services industry. Everything is changing. And it is changing very fast as more companies are coming to the market. At the same time, the industry is awash with VC investments. First, it was a huge wave of innovation in payments that is still…

  • Inflation: Should You Actually Care?

    Inflation: Should You Actually Care?

    As you might expect, the short answer is yes… but there is obviously a longer explanation. You should care about inflation as an individual, and same goes if you are a business. And notably a fintech one. There is a lot that is being said about inflation these days, with a certain degree of truth.…

  • BNPL: Consumer Acceptance and the Opportunities for Banks

    BNPL: Consumer Acceptance and the Opportunities for Banks

    This is a guest post by Jaimini Pattani, Senior Retail Banking Analyst at GlobalData, a data analytics and consulting company headquartered in London. COVID-19 has significantly changed the mindset of consumers in terms of the way they want to manage and spend their money. Low interest savings rates and either a surplus or lack of…

  • Behavioural Finance and Fintech: Interview with Julien Revelle

    Behavioural Finance and Fintech: Interview with Julien Revelle

    What is really great about fintech, is that it is here to solve problems. That is the ultimate premise. Take broken things in financial services, and turn them into something much better. But can investor risk assessment be fun? That seems like a tall order. I do not know if you have ever done a…

  • 5 Finance Skills to Understand Fintech

    5 Finance Skills to Understand Fintech

    It’s very true that Fintech is a lot about tech, as per the little war for talent happening in the industry. So it’s obviously helpful if you have tech skills like coding. However, let’s not forget that we are talking about finance here. Without finance, there is no financial technology. Maybe it seems obvious, but…

  • Top 5 Books About Finance

    Top 5 Books About Finance

    If you want to learn more about finance in order to better understand fintech, there are a few books that are must-reads. Even though fintech is actually a lot ‘tech’, you cannot really forget that it is finance after all. Without it, there is no fintech. Therefore, understanding basic financial concepts is quite key, especially…