Wealth Management & Trading
Discover how technology is transforming investing, wealth management, and trading. Fintech Review explores digital investment platforms, robo-advisors, trading apps, and innovations making asset management more accessible and efficient.
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Lucy Castledine Outlines 2025 Finance Priorities at PIMFA Conference
The Personal Investment Management & Financial Advice Association (PIMFA) Compliance Conference 2025 featured an engaging speech by Lucy Castledine, Director of Consumer Investments. She offered her viewpoints on regulatory matters and outlined the 2025 financial priorities. As a representative of regulatory bodies in consumer investments, Castledine’s speech offered crucial insights into fintech regulation’s future direction.…
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tZERO Subsidiary Becomes Special Purpose Broker-Dealer
tZERO Group, Inc. has reached a significant milestone in the blockchain and capital markets sector. Its subsidiary, tZERO Digital Asset Securities, LLC, has evolved into a Special Purpose Broker-Dealer (SPBD) capable of custodising tokenised securities. This development comes a year after tZERO Group’s initial move, renowned for its tokenisation efforts. tZERO Group operates within the…
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Investors Warned Over High-Risk Unregulated Schemes
When contemplating high-risk investments from unregulated firms, investors need to be cautious. The growing concern is the potential lure of individuals to these schemes, not fully grasping the risks involved. The main worry stems from the fact that many firms offering these opportunities evade Financial Conduct Authority (FCA) regulation by exploiting legal loopholes. High-risk investment…
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Lucy Castledine Outlines Fintech Regulatory Priorities at PIMFA 2025
At the recent PIMFA Compliance Conference 2025, Lucy Castledine, the director of consumer investments, presented the regulatory outlook for the coming years. This speech, given on September 25, 2025, laid the groundwork for the future of fintech in an ever-changing landscape. She highlighted the vital role of regulatory bodies in balancing the risks and opportunities…
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Xapo Bank Review: Bridging Bitcoin and Traditional Banking
Think of Xapo as a private bank with a Bitcoin backbone. The distinction drives safer design choices than a trading-first app.
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Rise in Risky Investments from Unregulated Firms Alarms FCA
Concerns are escalating about high-risk investments from unregulated firms. Many individuals enter these schemes without fully grasping the potential risks. It’s critical for potential investors to know that many of these firms function outside the Financial Conduct Authority (FCA) jurisdiction. Often, these unregulated firms exploit legal exemptions, meaning they don’t need FCA authorisation to offer…
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bunq Neobank Launches Flexible Crypto Staking in EU
bunq, a leading European neobank, is broadening its crypto services. The fintech firm is improving its bunq Crypto service by launching flexible crypto staking across the EU. This initiative makes bunq the first European challenger to provide such a service. It empowers customers to earn rewards on their digital assets freely, without any lock-up periods.…
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Binance to Launch Crypto-as-a-Service for Finance Firms
Binance, a leading crypto exchange with a daily trading volume of $20 billion, is venturing into the crypto-as-a-service business. This significant expansion will see the company offer a new white-label solution. According to a recent statement, Binance aims to help traditional finance services firms offer crypto-related services. This innovative approach could reshape how these firms…
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Robinhood Shares Soar as Crypto and Stock Blend Pays Off
Robinhood (NASDAQ: HOOD) shares are on the rise. The stock is trading around $132 per share, reflecting an 8% increase today and surpassing its previous 52-week high. This significant growth marks a triumphant moment for the company, which began the year with shares valued near $39. Robinhood, celebrated for democratizing financial markets, has witnessed a…
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Unregulated Firms Lure Investors into High-Risk Schemes
People are increasingly falling prey to high-risk investment schemes offered by unregulated firms, often without understanding the potential risks. These firms exploit legal exemptions to offer high-risk products, bypassing the need for Financial Conduct Authority (FCA) authorisation. This trend highlights the importance of thorough due diligence before investing. Such schemes tempt investors with high return…
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FCA Chief Economist Calls for Rebalancing Risk in Fintech
Recently, Kate Collyer, the Chief Economist of the Financial Conduct Authority (FCA), gave a speech at Warwick Business School. She discussed the importance of financial regulation in boosting the UK’s growth. Her focus was on the necessity of risk rebalancing to stimulate innovation and growth in the fintech sector. She noted a significant slowdown in…
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FCA’s Jessica Rusu Forecasts Growth-Centric Fintech Regulation
The future of fintech regulation is unfolding, with a strong emphasis on growth. Jessica Rusu, Chief Data, Information and Intelligence Officer at the Financial Conduct Authority (FCA), recently spoke at Travers Smith’s Future of Fintech 2025 conference. She underscored the pivotal role of technology and innovation in driving regulatory changes. The conference, held at Merchant…
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FCA Warns of High-Risk Schemes from Unregulated Firms
Unregulated firms propose high-risk schemes, presenting potential hazards to investors. The Financial Conduct Authority (FCA) has voiced concerns about this increasing trend. A significant number of investors could be jumping in without a complete understanding of the associated risks. These firms often sidestep FCA authorisation through legal loopholes. Unlike their regulated counterparts, unregulated firms don’t…
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FCA Seeks Feedback on Crypto Firm Standards Proposal
The FCA (Financial Conduct Authority) is calling for feedback on a set of proposals. These aim to establish minimum standards for cryptocurrency firms. The proposals mirror many regulations already in place for traditional financial organisations. This includes rules on operational resilience and crime-fighting systems and controls. The FCA’s proposals aim to promote good business practices…
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FCA Launches £1m Campaign for Motor Finance Rights
The Financial Conduct Authority (FCA) intends to pour £1 million into a campaign. This campaign aims to enlighten motor finance customers about their entitlement to an industry-wide compensation scheme. Importantly, customers can access this without needing a claims management company (CMC) or law firm. Primarily broadcast on radio, the campaign underscores the regulator’s dedication to…
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Legal Challenge Over Bond Consolidated Tape Contract
Unexpectedly, breaking fintech news unveils a legal challenge to the bond consolidated tape provider contract. The party behind the challenge remains a mystery. Playing a crucial role in the finance industry, consolidated tape providers collect and distribute trading data from various exchanges. This provides a comprehensive, transparent view of trading activity, an invaluable tool for…
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FCA Launches £1m Campaign to Educate Motor Finance Customers
The Financial Conduct Authority (FCA) has launched a £1 million awareness campaign. Its goal? To educate motor finance customers about their rights under a proposed industry-wide compensation scheme. This scheme offers recourse for customers who believe they’ve been treated unfairly. The campaign will use various mediums, including radio, to reach a wide audience. The key…
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Bitcoin and Crypto Market Rocked by $2bn Liquidations
Bitcoin and the cryptocurrency world experienced a significant blow recently. A chaotic 24-hour period saw nearly $2 billion worth of liquidations. This data, sourced from Coinglass and others, reveals an unexpected downturn in the crypto trading ecosystem. These liquidations stemmed from traders being compelled to offload their positions. Bitcoin (BTC) longs took the hardest hit.…
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Mansfield Man Jailed for £1m Investment Fraud by FCA
John Burford, a Mansfield resident, received a two-year prison sentence for a £1 million investment fraud case. The Financial Conduct Authority (FCA) led the prosecution. From 2016 to 2021, Burford defrauded over 100 investors, amassing £1 million through fraudulent activities. Burford operated his firm in a way that exploited unsuspecting investors. His deceit led to…
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FCA Probes LSEG’s Exclusive Access to LSE Data Centre
The Financial Conduct Authority (FCA) is investigating a possible competition issue. It involves the London Stock Exchange Group (LSEG) and the landlord of the LSE data centre building. The issue is about the provision of low latency connectivity services (LLCS) between certain trading venues. The FCA’s goal is to ensure equal access to the data…
