Category: Analysis

  • Company Valuation 101: The Example of Fintech Startups

    Company Valuation 101: The Example of Fintech Startups

    In the dynamic world of business, understanding the worth of an enterprise is essential for a myriad of reasons, from fundraising and mergers to sales and internal reviews. For industries that are rapidly evolving, such as the fintech sector, determining this worth can be challenging. Company valuation, therefore, plays a pivotal role. Let’s dive deep…

  • The Crucial Role of Product-Market Fit in Fintech

    The Crucial Role of Product-Market Fit in Fintech

    In the ever-evolving world of fintech, where technology meets finance, the competition is fierce. New startups emerge daily, each promising revolutionary solutions. However, many of these businesses fade away, and one primary reason is their failure to achieve a pivotal business milestone: product-market fit. Let’s delve into why product-market fit is vital in fintech, ensuring…

  • Regulatory Challenges in Fintech: Balancing Innovation and Consumer Protection

    Regulatory Challenges in Fintech: Balancing Innovation and Consumer Protection

    The fintech industry, a dynamic and rapidly evolving sector, is revolutionising the traditional financial landscape. With innovations like mobile banking, digital wallets, and blockchain technology at the forefront, fintech is leading a financial revolution. However, this rapid growth brings significant regulatory challenges, primarily in balancing the need for innovation with the imperative of consumer protection.…

  • The Era of the Asset-Light Business Model in Fintech

    The Era of the Asset-Light Business Model in Fintech

    The financial sector is witnessing a paradigm shift with the ascent of the asset-light business model, a change spearheaded by fintech companies worldwide. This model, characterized by minimal physical assets and a heavy reliance on digital technology, offers fintech firms the agility and flexibility necessary to navigate today’s rapidly evolving economic landscape. As traditional banking…

  • Are banks good at lending?

    Are banks good at lending?

    The landscape of financial lending has undergone significant changes over the past few decades. At the forefront of this evolution is bank lending, a traditional pillar of financial support for individuals and businesses alike. As an integral part of the economy, bank lending has been scrutinized, with questions raised about its effectiveness and efficiency. Are…

  • 10 Big Fintech Trends in 2024

    10 Big Fintech Trends in 2024

    As we start a new year, the financial technology sector remains ever-evolving, showing no signs of slowing down. The ongoing transformation has brought forth innovative solutions, disrupted traditional models, and presented unparalleled opportunities for businesses and consumers alike. Fintech Review dives into the major fintech trend in 2024 that experts predict will shape the industry.…

  • Are Incumbent Banks Going to Disappear?

    Are Incumbent Banks Going to Disappear?

    The landscape of financial services has witnessed dramatic shifts in the past decade. With the advent of fintech startups, the rise of cryptocurrencies, and digital innovations, many are posing a thought-provoking question: Are incumbent banks on the brink of obsolescence? The banking industry, as we know it, is undergoing undeniable transformations. However, to claim it…

  • What is Decentralised Finance or Defi?

    What is Decentralised Finance or Defi?

    In the modern financial world, where innovations are constant and revolutionary ideas emerge frequently, a novel term has caught the attention of industry experts and enthusiasts alike: Decentralised Finance. Commonly known by its acronym, DeFi, this concept represents a significant departure from the norms of traditional banking structures. But as we peel back the layers,…

  • Banking-as-a-Service (BaaS): The Future of Financial Services?

    Banking-as-a-Service (BaaS): The Future of Financial Services?

    Baas is not a mispelled fish. It is actually all the rage these days. So what is it then? You did not wonder how come so many new companies were able to hit the market in such little time? Banking-as-a-Service (BaaS) offers complete banking processes, such as payments or credit, as a service through modern…

  • Top 5 Niche Industries Still Ripe for Fintech Disruption

    Top 5 Niche Industries Still Ripe for Fintech Disruption

    The fintech revolution, with its innovative solutions, has permeated many sectors, turning traditional financial processes on their head. Yet, there are several niche industries still awaiting a major fintech overhaul. As organizations strive to incorporate technology-driven strategies to enhance their operations, these lesser-explored industries present ample opportunities for innovation. This article shines a spotlight on…