Tag: Banking
Payments orchestration: what’s next? Interview with Kristian Gjerding
Payments are like an opera, they need a conductor otherwise it is a lot of noise and not at all a symphony. Why? Because similarly, it would be as if all the musicians play at the same time without coordination. Just a lot of noise and hard to follow what is really going on. What…
The Future of Open Banking in North America
It’s no secret that the banking industry is in the midst of a major upheaval. One of the most promising new developments in this space is open banking. Simply put, open banking allows customers to share their data with third-party providers in a secure and transparent way. So far, open banking has been a massive…
Do Fintechs Have to Be Profitable?
Do fintechs have to be profitable? Yes and no. That’s it, end of the article. Thank you very much and see you later. If only. It would be easy in life if it was just about saying “yes but no“, wouldn’t it? Or answering every question with “maybe“. However, as most things, it is not…
Importance of localized content in mobile banking apps
The financial technology industry, or fintech, is one of the most rapidly expanding industries, along with health technology. We will see in this post how many users use mobile banking and how vital it is to provide localized content in mobile banking apps (hint: you may be surprised). We witness many changes in people’s behaviour…
Predicting cashflow needs: Interview with Simon Draper, Co-Founder of Monspire
Cash is king. Actually, for businesses, cashflow is king. This is what defines the success or the demise of a company. You can sell all the products or services in the world… What really matters is how much cash there is left at the end of the week or month. What happens if you do…
The Future of Banking-as-a-Service: Interview with Trent Sorbe
What is going on in Banking-as-a-Service, also known as BaaS? If you are not familiar with the concept, it is time to educate yourself a little bit. Simply because it is one of the fastest-growing segments of fintech. It does not seem to suffer any of the downturn that we can see recently in other…
It’s Time for Mid-Tier Financial Institutions to Cash in on Bitcoin
Authors: Stephen Bohanon, Founder and Chief Strategy & Sales Officer, Alkami, and Patrick Sells, Chief Innovation Officer, NYDIG The popularity of bitcoin is accelerating. In the U.S. alone, more than 46 million Americans own bitcoin today, equating to more than 22% of adults. Over the past year, 1 in 10 Americans have invested in some…
What is open payroll connectivity? Interview with Maximilian Czymoch
Open payroll connectivity… if that sounds like a very random mix of words, you’ve come to the right place. These words taken individually actually are not so random. Everybody is familiar with payroll and connectivity. And you probably have heard of open finance or open banking. But that’s what we do at Fintech Review, decrypt…
IoT in the Financial Sector: Benefits, Challenges, and More
The Internet of Things (IoT) sector is rapidly growing. According to Gartner, 25 billion connected things will be applied by the end of 2021 for producing and processing large piles of data. Such a technology flourishes these days, facilitating people’s lives in almost all the fields of activity. Banking is one of these fields where…
Top Trends in Fintech in 2022
It is this time of the year. You know when it is mostly gloomy, cold and grey. Great time, isn’t it? Not everywhere, obviously. There are a lucky few that are enjoying some fantastic weather somewhere right now, summer-like vibes. Guilty as charged. But most importantly, it is the time of the yearly predictions. Defining…
