Private banking market: can neobanks crack it?
Is the private banking and wealth management market up for disruption? When the fintech industry first emerged, startups attacked the low-hanging fruits with business and retail payments: the Stripe, GoCardless, etc. These companies are now huge behemoths because this particular fintech segment has quite matured. Fintechs then went after the retail customers, and a bit […]
Partnerships between banks and fintechs: is it a good idea?
When fintech first really emerged as an industry 15 years ago, it was all about how it would replace banking and existing financial services. As an aside, “really emerged” meaning that in the purest sense, technology has been deployed in financial services for a while. Post-crisis, the new kids on the block (not the actual […]
Will Fintechs be wiped out by Coronavirus?
The Coronavirus outbreak is disrupting lives across the world and is having a significant impact on the global economy. The damages are expected to be long-lasting, and the recovery very slow, most likely over a number of years. It could accelerate the death of cash. By some accounts, it could be the worst economic crisis […]
Who are the top Venture Capitalists in Fintech?
If you want to assess how important the fintech industry is, follow the money. Huge investments by banks and a growing pile of cash being poured into fintech startups. And if you want to follow the money, follow the guys with the money. One notable group who is investing a lot into Fintech is Venture […]
What is Financial Technology?
Let’s start from the beginning. What do we really mean when we talk about Fintech? You will have obviously noticed that it is a very trendy topic these days. You will have read all about it in the press or elsewhere for sure. What is Financial Technology, better known Fintech then? To start with, Fintech […]