Tag: Consumer/Personal Finance

  • The Fintech Revolution: Opportunities & Challenges in 2021

    The Fintech Revolution: Opportunities & Challenges in 2021

    Guest post by Sophia Tondon, IT Analyst & Technical Writer at Value Coders. Fintech is an essential part of modern finance. The traditional understanding of financial services has changed. Fintech has brought opportunities for people to enjoy the convenience and speed of managing their financial lives. In addition, it has enormous potential to improve global…

  • How to Use Content to Power Your Fintech Story and Increase Sales

    How to Use Content to Power Your Fintech Story and Increase Sales

    Guest post by Vivek Shankar, who helps fintech and SaaS companies craft the right words to communicate product stories that resonate with their audiences. Say hello here. Back in 2002, Volkswagen announced the launch of a luxury sedan that was faster, better looking, more economical, and powerful than its rivals. Not content with its product…

  • 10 Startups Showcase at UK-Ukraine FinTech Summit

    10 Startups Showcase at UK-Ukraine FinTech Summit

    ​On July 15, 2021 Sigma Software together with the Embassy of Ukraine in the UK, TheCityUK, and the London Stock Exchange held the first UK-Ukraine Fintech Summit. The main objective was to inform a British audience about the potential of the Ukrainian fintech industry. As well as finding common ground for future partnerships. Government representatives,…

  • BNPL: Consumer Acceptance and the Opportunities for Banks

    BNPL: Consumer Acceptance and the Opportunities for Banks

    This is a guest post by Jaimini Pattani, Senior Retail Banking Analyst at GlobalData, a data analytics and consulting company headquartered in London. COVID-19 has significantly changed the mindset of consumers in terms of the way they want to manage and spend their money. Low interest savings rates and either a surplus or lack of…

  • Business Economics: Traditional Banks vs Neobanks

    Business Economics: Traditional Banks vs Neobanks

    Maths do not lie. That’s not a new song by Shakira. Maybe you are not a big fan of numbers, but they tend to be truthful. To a certain extent. If you have done a bit of financial modelling, you know that it all comes down to the assumptions… Nonetheless, crunching the numbers is usually…

  • Cybersecurity: Should Fintechs Care?

    Cybersecurity: Should Fintechs Care?

    As the fintech industry matures, it starts to worry about the same things as the big old banks. The focus is slowly shifting away from building the coolest customer-facing apps to address more ‘boring‘ problems. Nonetheless, crucial in financial services. Things like regulatory compliance, with or without the help of RegTech. Or cybersecurity, and notably…

  • Top 5 books about Finance

    Top 5 books about Finance

    If you want to learn more about finance in order to better understand fintech, there are a few books that are must-reads. Even though fintech is actually a lot ‘tech’, you cannot really forget that it is finance after all. Without it, there is no fintech. Therefore, understanding basic financial concepts is quite key, especially…

  • Fintech funding reaches new records

    Fintech funding reaches new records

    It seems that when it comes to funding for fintech startups, sky is the limit… Investors splash the cash on British startups as per City A.M. As quoted in this article, according to data released by consultancy KPMG, fintech funding is reaching new records. Fintech companies in the UK have attracted $48.5bn (£37.4bn) of investment…

  • Will Fintechs be wiped out by Coronavirus?

    Will Fintechs be wiped out by Coronavirus?

    The Coronavirus outbreak is disrupting lives across the world and is having a significant impact on the global economy. The damages are expected to be long-lasting, and the recovery very slow, most likely over a number of years. It could accelerate the death of cash. By some accounts, it could be the worst economic crisis…

  • What is Regulatory Technology or RegTech?

    What is Regulatory Technology or RegTech?

    The demand in terms of compliance is ever-increasing within the financial services industry. As a classic example of efficient market dynamics, it means that a number of innovative RegTech startups, such as Pichain, seized this opportunity and started to flourish to meet those demands. To put it simply, RegTech is a combination of the words…