Tag: economics
Fintech’s New Normal: The Post Pandemic Landscape
This is a guest post by Michael Jaiyeola, Fintech Lead at Erlang Solutions. Erlang is a programming language designed to build massively scalable, soft real-time systems that require high availability. Many of the world’s largest banking, e-commerce and fintech companies depend on Erlang-based technologies to power their tech stack. If you have a system that…
Bitcoin as a Legal Tender: What Does That Mean for All of Us?
Guest post by Elena Obukhova, founder & CEO at FAS | Fintech Advisory Services. FAS is a global and fully decentralized advisory ecosystem that bridges blockchain and fintech experts from Asia, Europe, North America, and Latin America with SMEs willing to evolve in those domains. Bitcoin a legal tender, what does that mean? We all…
Inflation: Should You Actually Care?
As you might expect, the short answer is yes… but there is obviously a longer explanation. You should care about inflation as an individual, and same goes if you are a business. And notably a fintech one. There is a lot that is being said about inflation these days, with a certain degree of truth.…
Business Economics: Traditional Banks vs Neobanks
Maths do not lie. That’s not a new song by Shakira. Maybe you are not a big fan of numbers, but they tend to be truthful. To a certain extent. If you have done a bit of financial modelling, you know that it all comes down to the assumptions… Nonetheless, crunching the numbers is usually…
The Rise and Future of Non-Fungible Tokens
This is a guest post by Sergey Ivanov, Founder & VP at FAS | Fintech Advisory Services. FAS is a global and fully decentralized advisory ecosystem that bridges blockchain and fintech experts from Asia, Europe, North America, and Latin America with SMEs willing to evolve in those domains. The latest trend in the crypto space…
Back to Basics: What is a Bank?
Maybe that sounds like a silly question to ask. You know what a bank is, you use their products and services almost every day. Most people have a bank account. Unfortunately not everybody. Nonetheless, it’s probably worth breaking it down for a minute. If you want to understand what fintechs are trying to disrupt, it’s…
Behavioural finance and Fintech: Interview with Julien Revelle
What is really great about fintech, is that it is here to solve problems. That is the ultimate premise. Take broken things in financial services, and turn them into something much better. But can investor risk assessment be fun? That seems like a tall order. I do not know if you have ever done a…
Hedge Funds, Reddit and GameStop: is Fintech Democratizing Finance?
Quite a fascinating story that unfolded over the past weeks. A finance drama from films like the Big Short. David vs Goliath in the trading world with a “Rich against poor” vibe. An amazing saga to start 2021. Here is a quick recap if you have not followed. Which is particularly hard since everybody is…
What is going on with Bitcoin?
What is Bitcoin? Obviously joking here. If you are not familiar with the most popular cryptocurrency, you must be quite disconnected from the world. Which is not a bad thing in all fairness. But c’mon man, even your grandma has heard of Bitcoin. It is insanely popular these days. Everybody is talking about it. From…
2020 Retrospective
At the beginning of last year, everybody made a few predictions for what 2020 would mean for the fintech industry. Obviously, at that point in time, Covid-19 was only a problem in Wuhan, China. You could see it in the distance, and it appeared well under control. That slightly changed in the following months, and…
