Tag: innovation
The Impact of Quantum Computing on Fintech Security Protocols
Quantum computing uses quantum physics to perform computations far faster than classical computers. This emerging technology holds particular relevance for fintech, which relies heavily on encryption to secure transactions and data. Researchers warn that powerful quantum computers could one day crack traditional encryption methods in a feasible time. In other words, problems that would take…
Should The UK Make a Move for a Stronger Cryptocurrency Position in 2025?
By Peter Curk, CEO of ICONOMI It’s a time of change in cryptocurrency sector. With the introduction of the European Union’s (EU) Markets in Crypto-Assets (MiCA) regulation, there’s a sense of uncertainty. So used to playing outside of the rules, crypto companies are suddenly finding themselves under scrutiny and restricted, at least within Europe. Industry…
The Inefficiencies of Traditional Cross-Border Payments and Why Change Is Needed
Cross-border payments remain one of the most outdated areas of financial services. While fintech has transformed many aspects of banking, international money transfers still rely on slow, expensive, and inefficient systems. Banks process these payments through multiple intermediaries, increasing costs and delays. With growing demand for faster, cheaper alternatives, fintech firms and blockchain solutions are…
Beyond Payments: How Embedded Finance is Reshaping Business Models
Embedded finance is transforming industries by incorporating financial services directly into non-financial platforms. This integration allows businesses to offer banking-like services, enhancing customer experience and simplifying transactions. Consumers benefit from seamless access to payments, loans, and insurance, all within familiar digital environments. This shift is redefining traditional banking structures. Fintech firms and non-financial businesses are…
Unlocking the Power of Systematic Trading: A Data-Driven Approach to Financial Markets
Systematic trading has become one of the most powerful strategies for modern traders looking to make informed, disciplined, and consistent decisions in the financial markets. It’s a method that removes human emotion from the equation and leverages the power of technology, data, and algorithms to drive trading decisions. The beauty of systematic trading is that…
The Role of Artificial Intelligence in Cybersecurity within Fintech
The fintech sector has revolutionised financial services, offering convenience, speed, and innovation. However, with these benefits comes the heightened risk of cyber threats. Cybersecurity has become a critical challenge, and artificial intelligence (AI) is emerging as a transformative solution. We explore the role of AI in enhancing cybersecurity within fintech, highlighting its capabilities, limitations, and…
The Rise of Vertical Financial Systems as a Business Operating System
By Jelle van Schaick, Head of Marketing at Intergiro The present demand for services that extend beyond standalone tools has never been greater. People and businesses nowadays want more than isolated solutions—they seek platforms that integrate seamlessly into their workflows, centralising their operations and automating core processes. Enter vertical financial systems, purpose-built applications designed to…
Fintech Solutions for SMEs: Unlocking Growth Potential
Small and medium enterprises (SMEs) are the backbone of emerging economies. In many regions, they create jobs, drive innovation, and stimulate local economies. Yet, they often face financial challenges, struggling to access credit, manage cash flow, and navigate complex financial systems. Fintech solutions are changing this landscape, offering SMEs tailored tools to overcome these barriers.…
What is a Non-Custodial Bank in Web3?
As the landscape of digital finance continues to evolve, non-custodial banks are emerging as a revolutionary solution, especially within the Web3 ecosystem. These banks allow users to maintain full control of their funds, unlike traditional banks that hold or manage their clients’ assets. Non-custodial banking aligns perfectly with the principles of decentralisation and transparency that…
Yield Farming and Liquidity Mining: Assessing Risks and Rewards
Yield farming and liquidity mining have become key components of the decentralised finance (DeFi) ecosystem. These strategies allow crypto holders to earn passive income by lending or staking their assets. While the potential returns are attractive, the risks involved can be significant. At Fintech Review we explore yield farming and liquidity mining, analysing the rewards…
