Tag: peer-to-peer lending
What next for P2P lending? Interview with Janis Eismonts
Peer-to-peer lending has boomed in recent years, particularly in the US and the UK. And so has the funding funnelled to these companies. It had been also quite popular in China between 2011 and 2015, because lending there was really ripe for disruption. Until we realised that most Chinese P2P lenders were in fact Ponzi […]
Top Marketing Opportunities for Financial Advisors
This is a guest post by Samantha Russell, chief evangelist of Twenty Over Ten and FMG Suite, about the top marketing opportunities for financial advisors. Twenty Over Ten is a digital marketing platform for financial advisors. Last year was a year that we all want to forget. However, there were some positive things that came […]
Are low interest rates good for Banks and Fintechs?
As the fallout from the Covid-19 pandemic takes its toll on economies around the world, central banks are cutting their base rates (or discount rates) to new lows. This is the rate at which a commercial bank can borrow from a central bank, like the Fed in the USA or the ECB in the Eurozone, […]
Will Fintechs be wiped out by Coronavirus?
The Coronavirus outbreak is disrupting lives across the world and is having a significant impact on the global economy. The damages are expected to be long-lasting, and the recovery very slow, most likely over a number of years. It could accelerate the death of cash. By some accounts, it could be the worst economic crisis […]
Is peer-to-peer lending facing a reckoning?
Peer-to-peer lending has boomed in recent years, particularly in the US and the UK. And so has the funding funnelled to these companies. The VCs taking a particular interest in fintechs operating in the space. It had been also quite popular in China between 2011 and 2015, because lending there was really ripe for disruption. […]