Tag: Personal Finance
AI-Powered Personal Finance Management: The Next Big Thing?
The rise of artificial intelligence (AI) has touched every aspect of our lives. From how we shop to how we communicate. In recent years, AI has also started revolutionising personal finance management. It is offering users more control over their money through automation, data analysis, and predictive modelling. With financial decisions becoming more complex, AI-powered…
Portfolio Diversification: The Case for Including Bitcoin and Cryptocurrencies
In today’s investment world, finding the best mix of things to invest in is key. It is all about portfolio diversification. This usually means having a bit of everything – like shares, bonds, and gold – to spread out the risk and aim for good growth over time. But now, there’s something new to consider:…
Bouncing Back Better: How Fintech Advances Can Help Consumers Navigate the Cost-of-Living Crisis
By Richard McCall, the CEO of Armalytix. In the face of the current cost of living crisis, consumers find themselves grappling with economic challenges unseen since the 2008 financial crisis. One difference from that time is the significant transformation of the personal finance landscape. That is due largely to advancements in financial technology and regulation. A…
Saving vs Spending: How to be Recession Ready and Thrive in the Downturn
By Anish Sengupta from Blue Helion. When we hear the word “recession”, our mind goes into alert mode buzzing with all kinds of alarm bells. According to a recent Reuters estimate, the United States is 40% likely to enter a recession in the following year. Financial experts are afraid that we are on the cusp…
Why is Wealth Management Technology So Important?
It is time-consuming to switch from one wealth management tool to another. However, today, you have the option to have a wealth management software solution perfect for your specific needs as a wealth manager, an advisor, or a simple investor. In today’s competitive financial world, investors and wealth advisors have to be at a cutting…
Tackling the cost of living crisis: Interview with Suzanne Jones
Fintech is all about solving big problems. At least, it should be. One of the most important premises of fintech is that it is a wave of innovation that is changing financial services for the better. Ultimately changing the world for the better. It is obviously quite exciting when fintech startups decide to attack seemingly…
What’s next for student finance? Interview with Ethan Fraenkel
Student finance is a mess in many countries… Unless you are lucky to live in a country where the university fees are free and of quality… Higher education is often a quite a challenge from a personal finance perspective. Most students are faced with a tough choice: trying to borrow large amounts or skip university…
Investment Advisory’s Future: Interview with Michael Summerton
The wave of fintech disruption that came after the Great Financial Crisis was strong. Incumbent banks and financial service providers were not in a strong position. And so new companies took the opportunity and emerged. Slowly but surely gaining customers and grabbing market share. Most of that growth was due to superior user experience, surfing…
Behavioural finance and Fintech: Interview with Julien Revelle
What is really great about fintech, is that it is here to solve problems. That is the ultimate premise. Take broken things in financial services, and turn them into something much better. But can investor risk assessment be fun? That seems like a tall order. I do not know if you have ever done a…
