Fintech Innovation
Fintech innovation drives new business models, disrupts legacy systems, and reshapes global finance. Fintech Review highlights breakthrough technologies, strategic ideas, emerging startups, and market shifts that are accelerating change across banking, investment, payments, and financial services.
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ESG Stocks Investing Is Recession Proof: Interview with Victor Basta
We live in a tumultuous world. You could even say that we live in a twilight world, for all the Tenet’s fans out there. After years of relative calm in the investment realm, across virtually all asset classes, things are changing. By calm we mean steady growth and small bumps on the road. Even the…
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Strategies for Addressing Recruitment Challenges in the Financial Sector
The financial sector is one of many that is struggling with staff numbers and recruitment following the coronavirus pandemic. Digital transformation is revolutionising a number of day-to-day tasks within the financial industry, changing the nature of the job. With applicants falling and vacancies rising, why is this a problem and what can be done to…
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A Comparison Of Traditional And Fintech-Based Approaches To Starting And Growing A Side Hustle
A side hustle is a way for people to earn extra income by pursuing a passion or interest outside of their full-time job. Whether it’s freelancing, selling goods online, or renting out a spare room, a side hustle can provide financial stability and independence. With the rise of the gig economy, more and more people…
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Intuitiveness: How Do You Help a User Understand a Mobile App?
By Abay Serkebayev, Chief Product Officer at CFPS. The fintech market is full of mobile applications, but not all of them are convenient and understandable. I conducted more than a thousand in-depth interviews with users and found out that many of them stop using useful services because of an incomprehensible interface. Even the most favorable…
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Saving vs Spending: How to be Recession Ready and Thrive in the Downturn
By Anish Sengupta from Blue Helion. When we hear the word “recession”, our mind goes into alert mode buzzing with all kinds of alarm bells. According to a recent Reuters estimate, the United States is 40% likely to enter a recession in the following year. Financial experts are afraid that we are on the cusp…
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Should Financial Institutions Pay Attention to Digital Automated Merchant Onboarding?
Creating an electronic profile for your company is essential to your start-up. However, traditional methods of merchant onboarding take too long to verify your verification. Nowadays, people expect super fast service from companies, and if your company cannot provide quick service, you can’t survive in the modern market. Merchant onboarding is a long process as…
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Women in Fintech: Where are We Now?
Fintech is changing financial services for the better. That is the mantra. Or at least, it is supposed to… That is what everybody was and is still expecting. The fintech wave, that great innovation movement that notably happened after the financial crisis of 2008 is built on many promises. One of its strongest promises, though,…
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Noteworthy Banking CX Transformation In ME In The Recent Past
Middle Eastern consumer banking has recently developed an intriguing story. On the one hand, the financial demands of clients are changing quickly every day in the post-pandemic new normal. We have a financial environment that is ready for development, innovation, and transformation, notably in customer experience (CX). That is when you combine this with dynamic…
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What if Fintech Product Management Started by Saying Yes?
By Harrison Smith, Investor at Fin Capital, formerly Head of Product Roadmap at Railsr (formerly Railsbank). The first principle you learn as a Product Manager is a simple one: how to say no. Steve Jobs famously said “I’m actually as proud of the things we haven’t done as the things we have done”. Innovation is…
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Future of Finance Management: Interview with Deepak Narayanan
Innovation and digital transformation is everywhere in financial services but also beyond. Finance operations and the way most businesses operate, manage their day-to-day and long term finances is changing fast. Transforming companies from in the inside. What is going on in finance management? Fintech Review asked a few questions to Deepak Narayanan, Founder & CEO…
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Tackling the Cost of Living Crisis: Interview with Suzanne Jones
Fintech is all about solving big problems. At least, it should be. One of the most important premises of fintech is that it is a wave of innovation that is changing financial services for the better. Ultimately changing the world for the better. It is obviously quite exciting when fintech startups decide to attack seemingly…
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Fintechs Could be Risking Everything from a Lack of Simple Cyber Strategy
Even businesses that you’d think would have a good cybersecurity strategy in place to mitigate any security issues or data breaches can still fall foul to risks and attackers. That is the stark warning from ImmuniWeb‘s COO, Ekaterina Khrustaleva. Businesses including banks, as well as other financial institutions and organisations. Ekaterina shares with Fintech Review…
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5 Risks of Starting a Fintech Business and How to Avoid Them
Devin Partida is a prolific writer about crypto, open banking and fintech for publications like Worth, Due, Yahoo! Finance and Entrepreneur. Starting a business in financial technology (fintech) is a smart investment for the direction in which the world is moving. High-speed digital transactions will dominate the global market for years to come, and your…
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How Fintech Big Data Plays a Valuable Role in Financial Evolution
By Timothy Partasevitch, Chief Growth Officer at Smart IT. The emergence of big data in the late 2000s opened a lot of new ways of storing, processing, and managing information. This provided an opportunity to get more value from the data flowing into companies’ systems. Soon big data in Fintech became not only an irreplaceable…
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It’s Time for Mid-Tier Financial Institutions to Cash in on Bitcoin
Authors: Stephen Bohanon, Founder and Chief Strategy & Sales Officer, Alkami, and Patrick Sells, Chief Innovation Officer, NYDIG The popularity of bitcoin is accelerating. In the U.S. alone, more than 46 million Americans own bitcoin today, equating to more than 22% of adults. Over the past year, 1 in 10 Americans have invested in some…
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What role for fintech in climate change? Interview with Chris Peacock
Can fintechs have a meaningful role in fighting climate change? Many people believe so, which makes sense. ESG and fintech is a great combination. If you believe that one of the premises of the emergence of fintech is to do things differently. For the better. You know, not destroying the planet in the process is…
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What Payment Issues Can SMBs Encounter with their Website?
Katie Tejada is a writer, editor, and former HR professional. She often covers developments in HR, business communication, recruiting, real estate, finance and law, but also enjoys writing about travel, interiors and events. Running a Small Business is Hard It’s tricky running a small business, and payment issues should be the last thing you need…
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How Fintechs are Leveraging Technology to Develop New and Innovative Credit-Scoring Models
The more effective your credit scoring model is, the better your bank’s lending programs will be. More than any other factor, how deeply your financial institution determines prospective borrowers will decide the size and profitability of your lending book. Your loan decision process has to be fast, accurate, and low-risk. That is if you want…
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What’s next for student finance? Interview with Ethan Fraenkel
Student finance is a mess in many countries… Unless you are lucky to live in a country where the university fees are free and of quality… Higher education is often a quite a challenge from a personal finance perspective. Most students are faced with a tough choice: trying to borrow large amounts or skip university…
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Fintech Has a Growing Role in Disrupting These 7 Industries
Devin Partida is a prolific writer about crypto, open banking and fintech for publications like Worth, Due, Yahoo! Finance and Entrepreneur. Few technology fields today are as disruptive as fintech. These unconventional financial apps and services have already reshaped banks, with more than half of Americans using digital banking as of 2018. Still, this is…
