Fintech Innovation
Fintech innovation drives new business models, disrupts legacy systems, and reshapes global finance. Fintech Review highlights breakthrough technologies, strategic ideas, emerging startups, and market shifts that are accelerating change across banking, investment, payments, and financial services.
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What is happening in DeFi? Interview with Gerben van den Bergh
If you are confused about what decentralized finance is, that’s probably normal. It is fairly new and evolving quite rapidly. However, here is your chance to learn a bit more about this fascinating new development in finance. As Coindesk puts it, “DeFi is short for decentralized finance. An umbrella term for a variety of financial…
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What Next for P2P Lending? Interview with Janis Eismonts
Peer-to-peer lending has boomed in recent years, particularly in the US and the UK. And so has the funding funnelled to these companies. It had been also quite popular in China between 2011 and 2015, because lending there was really ripe for disruption. Until we realised that most Chinese P2P lenders were in fact Ponzi…
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How Supply Chain Fintech is Revolutionizing Logistics
Devin Partida is a prolific writer about crypto, open banking and fintech for publications like Worth, Due, Yahoo! Finance and Entrepreneur. The fintech industry is developing many supply chain tools that should make logistics more efficient and overcome some persistent challenges. Here are six specific ways fintech products are emerging as game-changers in logistics. 1.…
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SaaS & Fintech: What Makes This Tandem So Desirable?
This is a guest post on SaaS & Fintech by Slava Podmurnyi is the CEO & Co-Founder of Visartech Inc., a software product development agency that creates custom digital solutions for all-sized businesses operating in various industries. At present, most of the consumer apps are in fact SaaS. An acronym for Software-as-a-Service, this model started its…
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How do You Build a Fintech App?
Guest post by Vitaly Kuprenko, technical writer at Cleveroad, a web and mobile app development company in Ukraine. He enjoys writing about tech innovations and digital ways to boost businesses. Financial technologies are an up-and-coming field. Statistics show that the fintech market is forecasted to pass $325 billion by 2030. Fintech is in demand nowadays…
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High-Risk Customers are Driving the Growth in Fintech
This is a guest post by Kathy Romanovskaya, CEO & Founder of A.ID, a compliance-as-a-service company. Financial technology may have revolutionized the way we deliver financial services… but traditional banks still shape the cooperation in the new economy. It is especially visible in high-risk segments, which are growing by day and becoming a considerable market…
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The Fintech Revolution: Opportunities & Challenges in 2021
Guest post by Sophia Tondon, IT Analyst & Technical Writer at Value Coders. Fintech is an essential part of modern finance. The traditional understanding of financial services has changed. Fintech has brought opportunities for people to enjoy the convenience and speed of managing their financial lives. In addition, it has enormous potential to improve global…
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How to Use Content to Power Your Fintech Story and Increase Sales
Guest post by Vivek Shankar, who helps fintech and SaaS companies craft the right words to communicate product stories that resonate with their audiences. Say hello here. Back in 2002, Volkswagen announced the launch of a luxury sedan that was faster, better looking, more economical, and powerful than its rivals. Not content with its product…
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Why is NFT a Game Changer for the Ticketing Industry?
Guest post by Elena Obukhova, founder & CEO at FAS | Fintech Advisory Services. FAS is a global and fully decentralized advisory ecosystem that bridges blockchain and fintech experts from Asia, Europe, North America, and Latin America with SMEs willing to evolve in those domains. NFT, a concept that created hype around Digital Art, is…
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Fintech’s New Normal: The Post Pandemic Landscape
This is a guest post by Michael Jaiyeola, Fintech Lead at Erlang Solutions. Erlang is a programming language designed to build massively scalable, soft real-time systems that require high availability. Many of the world’s largest banking, e-commerce and fintech companies depend on Erlang-based technologies to power their tech stack. If you have a system that…
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Inflation: Should You Actually Care?
As you might expect, the short answer is yes… but there is obviously a longer explanation. You should care about inflation as an individual, and same goes if you are a business. And notably a fintech one. There is a lot that is being said about inflation these days, with a certain degree of truth.…
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Having a great fintech idea doesn’t matter…
That’s not a click-bait headline. Maybe just a little to get your attention. But it’s true: having a great idea doesn’t matter so much in the business world. Even though, actually, it is a bit more nuanced. Having an idea indeed matters, but much less than its execution. What that really means is that you…
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The UK Fintech Landscape
The UK fintech scene is truly thriving. There are a few big fintech hubs around the world… and obviously London is on the list. It has been a major financial centre for quite some time now. That actually predates the modern financial system. And you could very much argue that it even predates the United…
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A Look at the Fintech Job Market: Interview with Ian Stewart
Investments into fintech companies continue to be incredibly strong. A bit as if Covid-19 never happened. Remember, that crazy health crisis that took the world by storm? No particular worrying signs of the pandemic in fintech. This is better exemplified with Stripe’s latest funding round. The payments’ behemoth closed a $600 million Series H funding…
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BNPL: Consumer Acceptance and the Opportunities for Banks
This is a guest post by Jaimini Pattani, Senior Retail Banking Analyst at GlobalData, a data analytics and consulting company headquartered in London. COVID-19 has significantly changed the mindset of consumers in terms of the way they want to manage and spend their money. Low interest savings rates and either a surplus or lack of…
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The Rise and Fall of Greensill, The Fintech That Wasn’t
The financial service industry tends to have its fair share of dramas and scandals. That what makes it entertaining somehow. Some are really out of a Hollywood film. Like the Credit Suisse spying scandal. Was Greensill ever a fintech? Only to ask yourself this is quite surprising given the hype surrounding the startup. What is…
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Kodak Moment in Financial Services
Business leaders want to avoid their Kodak moment. That is true for the executive teams of traditional financial institutions. Actually, of any established company. A Kodak moment used to signify “an occasion suitable for memorializing with a photograph“. How cute. And that is how big Kodak was. Now it means missing an industry shift in…
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How is the International Money Transfer Market Evolving? Interview with Subhash Chander
There is a lot of activity going on in the international money transfer market. Beyond TransferWise rebranding to Wise. The foreign exchange market is the largest financial market in the world. Much larger than the stock market, with a daily volume of $6.6 trillion. Yes, trillion as in thousands of billions. Mind-numbing numbers. Money going…
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Back to Basics: What is a Bank?
Maybe that sounds like a silly question to ask. You know what a bank is, you use their products and services almost every day. Most people have a bank account. Unfortunately not everybody. Nonetheless, it’s probably worth breaking it down for a minute. If you want to understand what fintechs are trying to disrupt, it’s…
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Behavioural Finance and Fintech: Interview with Julien Revelle
What is really great about fintech, is that it is here to solve problems. That is the ultimate premise. Take broken things in financial services, and turn them into something much better. But can investor risk assessment be fun? That seems like a tall order. I do not know if you have ever done a…
