Strategy & Digital Transformation
Successful fintech companies rely on robust strategy and digital transformation initiatives. Fintech Review analyses growth strategies, operational scaling, digital adoption, and the transformation journeys reshaping finance and technology in the new digital economy.
5 Advice to Fintech Founders
The fintech sector is buzzing with innovations, providing ample opportunities for new entrants to make a significant impact. As a space that merges finance with technology, it’s an exciting yet challenging arena. If you are among the burgeoning number of fintech founders, ensuring that you navigate this complex landscape successfully is crucial. This article lays…
Are Incumbent Banks Going to Disappear?
The landscape of financial services has witnessed dramatic shifts in the past decade. With the advent of fintech startups, the rise of cryptocurrencies, and digital innovations, many are posing a thought-provoking question: Are incumbent banks on the brink of obsolescence? The banking industry, as we know it, is undergoing undeniable transformations. However, to claim it…
5 Things to Consider Before Starting a Fintech Business
Starting a fintech business in today’s challenging albeit rapidly evolving digital environement is an enticing prospect. The industry has seen unprecedented growth, with innovative solutions addressing age-old financial problems and modern challenges alike. However, like any entrepreneurial venture, starting a fintech business is not without its set of challenges. Here are five key things to…
How Contractors Are Harnessing the Power of Fintech
Contractors’ lives have been greatly enhanced thanks to fintech. They can now do everything much more efficiently, from invoicing and receiving payments to staying compliant with IR35. The technology is also enabling companies to more easily find the best talent and scale up. Fintech is transforming many functions, but the one of the biggest areas…
CFO in a New Era: Q&A with Claire Bramley
The role of a CFO is evolving beyond traditional financial oversight and management. CFOs are embracing a more strategic, holistic involvement in driving organizational growth and enhancing operational efficiency. Modern CFOs are leveraging technological advancements, like big data and analytics, to optimize financial processes, inform strategic decisions, and contribute to discussions on customer experience and…
5 Mistakes Fintech Entrepreneurs Often Make
The fintech industry is booming, offering immense opportunities to innovate and transform traditional financial services. As technology and finance intertwine, fintech entrepreneurs are stepping forward to redefine the way we handle money, investments, loans, and more. Yet, as with any fast-growing industry, there are pitfalls awaiting the unwary. Here are five common mistakes fintech entrepreneurs…
Why Fintech Companies Need to Define a Clear Strategy
In the often crazy world of financial technology, startups and incumbents are in a (rat) race to provide innovative solutions. Hopefully, solutions that address actual gaps and inefficiencies in the traditional banking system. However, in the haste to innovate and disrupt, many fintech companies overlook the fundamental principle of business success: a well-defined strategy. Without…
Media Meets Fintech: A Powerful Duo for Industry Disruption
The convergence of media and fintech is not just a temporary industry trend. It is a powerful synergy shaping the future of both sectors. When we talk about media, it is easy to think solely about content. The newspapers, TV shows, movies, and radio broadcasts. However, as digital transformation accelerates, media is evolving. It is…
How Open Commerce Can Solve the Global Trade Imbalance
By Soumaya Hamzaoui, Co-Founder and COO of RedCloud The face of global commerce has changed beyond recognition over the last decade. While large online retailers like Amazon and Facebook have profited from the switch to digital trading, they have also squeezed their smaller competitors in emerging markets and developing economies (EMDEs) out of the market…
Legacy Organisations Both Digital and Corporate: Interview with Gary O’Brien
Legacy organizations can modernise by adopting digital technologies while maintaining their traditional corporate governance. Incorporating digital solutions like cloud services and data analytics allows these firms to stay competitive without losing their corporate identity. By balancing innovation with established protocols, legacy organizations can be both digital-forward and corporate in nature. How can legacy organisations be…
The Currency of the Future: Interview with Kirit Bhatia
What is the currency of the future? Is it a world where transactions are quick, borderless, and secure, largely enabled by digital or cryptocurrencies? This new form of currency could be built on decentralized blockchain technology. It would make it resilient to single points of failure and resistant to traditional forms of financial fraud. It’s…
How AI and Open Banking are Unlocking Lending’s Potential
By Chirag Shah, founder and CEO of Nucleus Commercial Finance and Pulse.io The last 20 years have transformed the face of banking and lending. Previously, the traditional high street bank was where customers did everything from withdrawing and paying in money to applying for a loan or mortgage. You can now do everything at the…
Driving Strategic Business Outcomes: Interview with Stephanie Covert
Harnessing the power and potential of data is crucial for businesses right now. Effectively utilising data means that you can can develop stronger connections with customers. It means understanding their needs and preferences in more profound ways. Additionally, it empowers businesses to make informed decisions, driving growth and fostering innovation tailored to market demands. How…
Best practices for Fintech Founders: Time to Get Your Strategy Right
It is tough out there. Funding for fintech is falling across the globe. Effective strategy execution can prove to be a hard task. Especially in challenging environments where unpredictability and rapid change are the norms. Did you know that according to a recent survey by OKRmentors and Quantive, nearly half of companies believe that they…
Why Australian banks must embrace generative-AI
By Richard Scott, Group Vice President Asia Pacific, Informatica Australian banks have had an unsettling year. Global instability in the financial services sector combined with the nation’s cybersecurity and Privacy Act reforms are putting more pressure on banks with regard to how they manage and use data. At the same time, the rise of the…
How Important is Corporate Culture in Fintech: Interview with Thomas Jul
How to maintain sustainable, but record-breaking growth: building a passionate culture and the Nordic concept friluftsliv. Corporate culture generally plays a crucial role in fuelling innovation. It encourages openness to new ideas and risk-taking. These are vital for staying ahead of the competition, and fintech is no exception. A strong and cohesive culture fosters employee…
Want to Better Support Accounting Teams and Retain Talent?
By Mike Whitmire, CEO, FloQast Despite the Bank of England expecting inflation to fall quickly in 2023, it can feel like we’re in a bit of a ‘permacrisis’. Just when your business has managed to weather the storm brought on by the pandemic, the Russia-Ukraine war begins and the cost-of-living crisis strikes. It’s not easy…
Why Fintech Software Solutions Must Balance User Needs and Company Values
In the world of financial technology, software is essential. As an increasing number of organizations develop high-tech solutions that aim to enhance and automate banking and financial services, fintech is helping companies, business owners and consumers better manage their financial lives. Leveraging specialized software and algorithms used on computers and, increasingly, smartphones, fintechs innovate how business is…
Strategy Execution for Fintechs: OKRs for the Win
OKRs are crucial for scaling a fintech startup as they provide a clear roadmap and focus the activities of the teams. There are many reasons why it makes sense for fintechs to consider the method. OKRs enable an organisation to align their efforts toward common objectives and track progress in a measurable way. By setting…
Why banks should switch to a people-focused digital security experience
By Louis Granger, Head of EMEA Solutions Consulting at UserTesting The rise of fintech has ushered in a new era for the banking industry. Traditional banking institutions are being outpaced by new digital-only services such as Monzo and Starling Bank. Customers have now come to demand a banking experience that is nimble, empathetic and personalised…