Strategy & Digital Transformation

Successful fintech companies rely on robust strategy and digital transformation initiatives. Fintech Review analyses growth strategies, operational scaling, digital adoption, and the transformation journeys reshaping finance and technology in the new digital economy.

  • Why is Wealth Management Technology So Important?

    Why is Wealth Management Technology So Important?

    It is time-consuming to switch from one wealth management tool to another. However, today, you have the option to have a wealth management software solution perfect for your specific needs as a wealth manager, an advisor, or a simple investor. In today’s competitive financial world, investors and wealth advisors have to be at a cutting…

  • Do Fintechs Have to Be Profitable?

    Do Fintechs Have to Be Profitable?

    Do fintechs have to be profitable? Yes and no. That’s it, end of the article. Thank you very much and see you later. If only. It would be easy in life if it was just about saying “yes but no“, wouldn’t it? Or answering every question with “maybe“. However, as most things, it is not…

  • 5 Risks of Starting a Fintech Business and How to Avoid Them

    5 Risks of Starting a Fintech Business and How to Avoid Them

    Devin Partida is a prolific writer about crypto, open banking and fintech for publications like Worth, Due, Yahoo! Finance and Entrepreneur. Starting a business in financial technology (fintech) is a smart investment for the direction in which the world is moving. High-speed digital transactions will dominate the global market for years to come, and your…

  • Predicting Cashflow Needs: Interview with Simon Draper, Co-Founder of Monspire

    Predicting Cashflow Needs: Interview with Simon Draper, Co-Founder of Monspire

    Cash is king. Actually, for businesses, cashflow is king. This is what defines the success or the demise of a company. You can sell all the products or services in the world… What really matters is how much cash there is left at the end of the week or month. What happens if you do…

  • What’s next for supply chain finance? Interview with Noam Mani

    What’s next for supply chain finance? Interview with Noam Mani

    With all that fintech innovation all over the place… one would think that everything has been solved. Not so fast, muchacho. There is still plenty of things to do. A lot of different parts of the financial service industry are still widely inefficient. Some are still huge problems, in dolar terms, to solve. And some…

  • Future of Financial Operations: Interview with Orkhan Abdullayev

    Future of Financial Operations: Interview with Orkhan Abdullayev

    Fintech is great. So many new possibilities and features for businesses, from payments to banking solutions. Absolutely awesome. Until it is not. As businesses scale, their financial operations tend to become really complex. How do you manage all that complexity? Fintech Review asked a few questions to Orkhan Abdullayev, CEO and Co-founder of Payrails, on…

  • What is Open Payroll Connectivity? Interview with Maximilian Czymoch

    What is Open Payroll Connectivity? Interview with Maximilian Czymoch

    Open payroll connectivity… if that sounds like a very random mix of words, you’ve come to the right place. These words taken individually actually are not so random. Everybody is familiar with payroll and connectivity. And you probably have heard of open finance or open banking. But that’s what we do at Fintech Review, decrypt…

  • What role for fintech in climate change? Interview with Chris Peacock

    What role for fintech in climate change? Interview with Chris Peacock

    Can fintechs have a meaningful role in fighting climate change? Many people believe so, which makes sense. ESG and fintech is a great combination. If you believe that one of the premises of the emergence of fintech is to do things differently. For the better. You know, not destroying the planet in the process is…

  • Top Trends in Fintech in 2022

    Top Trends in Fintech in 2022

    It is this time of the year. You know when it is mostly gloomy, cold and grey. Great time, isn’t it? Not everywhere, obviously. There are a lucky few that are enjoying some fantastic weather somewhere right now, summer-like vibes. Guilty as charged. But most importantly, it is the time of the yearly predictions. Defining…

  • How Savvy Fintech Startups are Transforming Investment Banking

    How Savvy Fintech Startups are Transforming Investment Banking

    By iTechArt, a one-stop source for custom software development. Between uncannily smart algorithms, out-of-the-box blockchain solutions, and a world caught by surprise on NFTs, it is easy to get lost. Let’s dive into how the investment banking segment is leveraging technology to innovate in the fintech industry. Enterprises can be notoriously bureaucratic whenever something —…

  • Fintech Has a Growing Role in Disrupting These 7 Industries

    Fintech Has a Growing Role in Disrupting These 7 Industries

    Devin Partida is a prolific writer about crypto, open banking and fintech for publications like Worth, Due, Yahoo! Finance and Entrepreneur. Few technology fields today are as disruptive as fintech. These unconventional financial apps and services have already reshaped banks, with more than half of Americans using digital banking as of 2018. Still, this is…

  • What Next for Innovation in Banking? Interview with Dmitrii Barbasura

    What Next for Innovation in Banking? Interview with Dmitrii Barbasura

    No matter what you can hear or read, innovating is incredibly hard. That’s true for both large and small companies. The vast majority of startups do not survive more than a few years. Incumbents try hard to spin-off new ventures, which sometimes end in massive and expensive failures. Like RBS and its digital bank, Bó,…

  • The Fintech Revolution: Opportunities & Challenges in 2021

    The Fintech Revolution: Opportunities & Challenges in 2021

    Guest post by Sophia Tondon, IT Analyst & Technical Writer at Value Coders. Fintech is an essential part of modern finance. The traditional understanding of financial services has changed. Fintech has brought opportunities for people to enjoy the convenience and speed of managing their financial lives. In addition, it has enormous potential to improve global…

  • An Opportunity to Create an Ecosystem That Will Allow EU Fintechs to Thrive

    An Opportunity to Create an Ecosystem That Will Allow EU Fintechs to Thrive

    Guest post by Antonio Lanotte on the EU’s proposed legal framework on AI: how is it an opportunity to create an ecosystem that will allow European fintechs to thrive? Introduction After more than 18 months of the pandemic, there are two main but connected takeaways from the Covid-19. On the one side, the increased importance…

  • How AI and Predictive Analytics Disrupt the Insurance Industry

    How AI and Predictive Analytics Disrupt the Insurance Industry

    Guest post by Timothy Partasevitch, Chief Growth Officer at Smart IT.Smart IT is a custom software development and web development company headquartered in Minsk and San Francisco. Customer service in the insurance industry leaves much to be desired. Clients traditionally had to put up with the lack of smooth operations and absence of personalization. That’s…

  • Ukraine’s Approach to Digital Transformation for Banks

    Ukraine’s Approach to Digital Transformation for Banks

    Guest post by Hanna Khrystianovych, Fintech Program Manager at Sigma Software Group The UK and Ukraine have a long history of business relationships. The UK is already one of our biggest partners, with the volume of trade reaching £1.5 billion in 2019. In 2020 the two parties signed a major political, free trade, and strategic…

  • Payments in Latin America: Interview with Carlos Steneri

    Payments in Latin America: Interview with Carlos Steneri

    In case you have not noticed, yet, fintech is absolutely booming in Latin America. The market was obviously ripe for disruption, and a number of fintech companies have emerged to become global giants. But what is really going on in LATAM? What are the key trends? As ever, the easiest way to understand what is…

  • Wealth Management: Why is JP Morgan Acquiring Nutmeg?

    Wealth Management: Why is JP Morgan Acquiring Nutmeg?

    Big news in UK wealth management: JP Morgan is acquiring the digital wealth manager Nutmeg. It seems that the U.S. banking giant has big plans for the UK, as it has been slowly but surely working on a digital bank for a few years already. It is due to launch later this year, and the…

  • Having a great fintech idea doesn’t matter…

    Having a great fintech idea doesn’t matter…

    That’s not a click-bait headline. Maybe just a little to get your attention. But it’s true: having a great idea doesn’t matter so much in the business world. Even though, actually, it is a bit more nuanced. Having an idea indeed matters, but much less than its execution. What that really means is that you…

  • Credit Suisse, Time For Some Real Digital Transformation?

    Credit Suisse, Time For Some Real Digital Transformation?

    In case you have missed it, Credit Suisse recently lost a lot of money on a bet that turned sour. Actually, on several bets that happened to all go in the wrong direction, at roughly the same time. What is really going on at the Swiss bank? Isn’t an old incumbent bank inherently good at…