Category: Analysis

  • Worried if it is the right time to invest?

    Worried if it is the right time to invest?

    You’ve probably wondered about it at some point in your life. Probably even just now. Who has not asked themselves: “Why should I invest?”. It’s not a philosophical question but rather a very logical one. Everybody should think about it, a bit seriously, or not when considering what to do with earnings or savings that…

  • Women in Fintech: Where are We Now?

    Women in Fintech: Where are We Now?

    Fintech is changing financial services for the better. That is the mantra. Or at least, it is supposed to… That is what everybody was and is still expecting. The fintech wave, that great innovation movement that notably happened after the financial crisis of 2008 is built on many promises. One of its strongest promises, though,…

  • The Current State of Crypto within the U.S. Hispanics Community

    The Current State of Crypto within the U.S. Hispanics Community

    Guest post by Ola, which is enabling Hispanics to grow their wealth by investing, saving, and learning. 2021 was the year of crypto adoption globally with 41% of current crypto owners purchased crypto for the first time. But, does this trend hold across all population segments? While crypto has been affected by the recent market…

  • Do Fintechs Have to Be Profitable?

    Do Fintechs Have to Be Profitable?

    Do fintechs have to be profitable? Yes and no. That’s it, end of the article. Thank you very much and see you later. If only. It would be easy in life if it was just about saying “yes but no“, wouldn’t it? Or answering every question with “maybe“. However, as most things, it is not…

  • Top Trends in Fintech in 2022

    Top Trends in Fintech in 2022

    It is this time of the year. You know when it is mostly gloomy, cold and grey. Great time, isn’t it? Not everywhere, obviously. There are a lucky few that are enjoying some fantastic weather somewhere right now, summer-like vibes. Guilty as charged. But most importantly, it is the time of the yearly predictions. Defining…

  • 2021 Retrospective

    2021 Retrospective

    Before making any wild predictions for the new year, because obviously one has to make predictions about the fintech industry in 2022, one has to reckon with his past predictions. It is a healthy process that most people do not want to go through. Even though it is quite necessary. Firstly, because most predictions tend…

  • Why Financial Education Matters Now More Than Ever…

    Why Financial Education Matters Now More Than Ever…

    In very simple terms, financial education can make the difference between making a good and a bad financial decision. Why does it matter now more than ever? Because we are in a relatively good business and economic environment. That’s a good thing, right? Yes, of course. And that is relatively surprising given that we are…

  • The True Democratisation of Wealth Management

    The True Democratisation of Wealth Management

    Have we reached the stage of true democratisation of finance? Or, better yet, of wealth management? In case you have missed it, the digital broker Robinhood just did a big IPO. Big as in it gave the company an initial market capitalisation of $32 billion. Everybody was expecting it, but that’s not pocket change. At…

  • 10 Startups Showcase at UK-Ukraine FinTech Summit

    10 Startups Showcase at UK-Ukraine FinTech Summit

    ​On July 15, 2021 Sigma Software together with the Embassy of Ukraine in the UK, TheCityUK, and the London Stock Exchange held the first UK-Ukraine Fintech Summit. The main objective was to inform a British audience about the potential of the Ukrainian fintech industry. As well as finding common ground for future partnerships. Government representatives,…

  • Inflation: Should You Actually Care?

    Inflation: Should You Actually Care?

    As you might expect, the short answer is yes… but there is obviously a longer explanation. You should care about inflation as an individual, and same goes if you are a business. And notably a fintech one. There is a lot that is being said about inflation these days, with a certain degree of truth.…