Category: Analysis
The Era of the Asset-Light Business Model in Fintech
The financial sector is witnessing a paradigm shift with the ascent of the asset-light business model, a change spearheaded by fintech companies worldwide. This model, characterized by minimal physical assets and a heavy reliance on digital technology, offers fintech firms the agility and flexibility necessary to navigate today’s rapidly evolving economic landscape. As traditional banking…
Are banks good at lending?
The landscape of financial lending has undergone significant changes over the past few decades. At the forefront of this evolution is bank lending, a traditional pillar of financial support for individuals and businesses alike. As an integral part of the economy, bank lending has been scrutinized, with questions raised about its effectiveness and efficiency. Are…
10 Big Fintech Trends in 2024
As we start a new year, the financial technology sector remains ever-evolving, showing no signs of slowing down. The ongoing transformation has brought forth innovative solutions, disrupted traditional models, and presented unparalleled opportunities for businesses and consumers alike. Fintech Review dives into the major fintech trend in 2024 that experts predict will shape the industry.…
Are Incumbent Banks Going to Disappear?
The landscape of financial services has witnessed dramatic shifts in the past decade. With the advent of fintech startups, the rise of cryptocurrencies, and digital innovations, many are posing a thought-provoking question: Are incumbent banks on the brink of obsolescence? The banking industry, as we know it, is undergoing undeniable transformations. However, to claim it…
What is Decentralised Finance or Defi?
In the modern financial world, where innovations are constant and revolutionary ideas emerge frequently, a novel term has caught the attention of industry experts and enthusiasts alike: Decentralised Finance. Commonly known by its acronym, DeFi, this concept represents a significant departure from the norms of traditional banking structures. But as we peel back the layers,…
Banking-as-a-Service (BaaS): The Future of Financial Services?
Baas is not a mispelled fish. It is actually all the rage these days. So what is it then? You did not wonder how come so many new companies were able to hit the market in such little time? Banking-as-a-Service (BaaS) offers complete banking processes, such as payments or credit, as a service through modern…
Top 5 Niche Industries Still Ripe for Fintech Disruption
The fintech revolution, with its innovative solutions, has permeated many sectors, turning traditional financial processes on their head. Yet, there are several niche industries still awaiting a major fintech overhaul. As organizations strive to incorporate technology-driven strategies to enhance their operations, these lesser-explored industries present ample opportunities for innovation. This article shines a spotlight on…
Why FinTech is Thriving in the Middle East
The financial landscape in the some parts of the world is undergoing a transformative phase, with Financial Technology emerging as a key player. The Middle East has become a hub for FinTech innovation and growth, significantly impacting the region’s economic landscape. The Digital Revolution in the Middle East One of the primary factors driving the…
Blockchain Technology Potential: Can It Still Revolutionise Financial Services?
In recent years, much has been said about the blockchain technology potential in transforming various industries, especially the financial sector. But as time progresses and the initial hype fades, the question remains: Can blockchain technology still bring a revolution to financial services? Understanding Blockchain’s Promise To address this, it’s essential first to understand the foundational…
Key Trends Revolutionising the Fintech Landscape
The world of fintech, a blend of finance and technology, has been nothing short of transformative. Over the past decade, fintech innovations have disrupted traditional financial sectors, ushering in new ways of doing business, securing transactions, and enhancing user experience. As we stand at the crossroads of another technological evolution, it’s crucial to identify and…
