Tag: Banking
Uzbekistan: A Fintech Paradise?
By Nikolay Seleznev, Chief Strategy and Business Development Officer at Uzum The descendants of those who traded on the Silk Road are now embracing a new vehicle for commerce: fintech. For years unable to access innovative finance and technology products, Uzbeks are making up for lost time. In a country and a region which is…
AI Transformation in Banking: Interview with Alexandra Mousavizadeh
In a rapidly evolving financial services industry, Alexandra Mousavizadeh, Co-Founder and CEO of Evident, is steering the company to the forefront of Artificial Intelligence (AI) transformation in banking. Evident, a benchmarking and intelligence firm, specialises in authoritative, data-driven insights on corporate AI adoption. It began its focus within the banking sector. The Evident AI Index…
The End of an Era in Chinese Fintech?
With rapid technological advancements and an ever-expanding population increasingly reliant on digital solutions, China has solidified its position as a key player in the fintech industry. The country has been at the forefront of integrating technology with financial services, leading to innovative business models and financial products. However, recent regulatory measures aimed at tightening control…
What are CBDCs?
“CBDCs” or Central Bank Digital Currencies are gaining significant traction. They represent the digital form of a nation’s official currency, issued and regulated directly by the central bank. Distinct from decentralised cryptocurrencies such as Bitcoin, CBDCs are centralised and backed by government authorities. Fintech Review delves into the characteristics of CBDCs, examining their potential benefits,…
The Rise of Neobanks: A New Era in Banking
Neobanks are starting a new chapter in banking by using technology to offer easy and modern services, changing how we think about banks and attracting people who prefer using digital tools. This new era of banking is characterized by technology-driven services, offering a level of convenience and user experience that traditional banks often struggle to…
Utilising AI to drive improved outcomes for customers: Interview with Chirag Shah
Fintech Review sat down with Chirag Shah, Founder of Nucleus Commercial Finance, to get his view on how ultimately automation will drive better outcomes for customers. We talk about how artificial intelligence can make things better for customers, tackle the worries some have about AI being unfair, and look at the big changes coming in…
Accelerated Digital Transformation and Business Benefits in 2024: Interview with Peter Lemon
In an interview with Fintech Review, FICO‘s Peter Lemon discusses the rapid digital transformation in finance for 2024. We delve into the anticipated progression of digital transformation in banking this year, as IT teams transition to becoming innovators and revenue generators. There is a shift towards enterprise-wide technology to improve agility and customer service. As…
Company Valuation 101: The Example of Fintech Startups
In the dynamic world of business, understanding the worth of an enterprise is essential for a myriad of reasons, from fundraising and mergers to sales and internal reviews. For industries that are rapidly evolving, such as the fintech sector, determining this worth can be challenging. Company valuation, therefore, plays a pivotal role. Let’s dive deep…
The Era of the Asset-Light Business Model in Fintech
The financial sector is witnessing a paradigm shift with the ascent of the asset-light business model, a change spearheaded by fintech companies worldwide. This model, characterized by minimal physical assets and a heavy reliance on digital technology, offers fintech firms the agility and flexibility necessary to navigate today’s rapidly evolving economic landscape. As traditional banking…
What next for payments in SaaS: Interview with Jack Mangnall
Shape Technologies is revolutionizing the payments industry with its cutting-edge payments-platform-as-a-service, designed to empower payment service providers globally. Fintech Review sat down with Jack Mangnall, Cofounder of Shape Technologies, a dynamic player in the fintech space. Jack, with his extensive experience in client-facing operations and strong focus on innovative fintech solutions, has played a pivotal…